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	<title>Comments on: A clear choice on ACC</title>
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	<link>http://thestandard.org.nz/a-clear-choice-on-acc/</link>
	<description>The New Zealand labour movement used to have its own newspaper. A group of us thought that now might be a good time for it to be digitally reborn: The Standard v2.0 - now in a new format The Standard v3.0</description>
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		<title>By: Comparing Health Policies 6 - ACC &#124; MacDoctor Moments</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-101157</link>
		<dc:creator>Comparing Health Policies 6 - ACC &#124; MacDoctor Moments</dc:creator>
		<pubDate>Tue, 04 Nov 2008 08:58:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-101157</guid>
		<description>[...] are sufficiently similar to be able to compare. I note that some left wing blogs, notably the Standard, are saying that National wish to privatise ACC. This is incorrect. Labour will continue to [...]</description>
		<content:encoded><![CDATA[<p>[...] are sufficiently similar to be able to compare. I note that some left wing blogs, notably the Standard, are saying that National wish to privatise ACC. This is incorrect. Labour will continue to [...]</p>
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		<title>By: Who paid for this policy? &#171; g.blog</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-100443</link>
		<dc:creator>Who paid for this policy? &#171; g.blog</dc:creator>
		<pubDate>Mon, 03 Nov 2008 02:13:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-100443</guid>
		<description>[...] New Zealanders have a clear choice on ACC - Keep it public and improve it, which the Greens support, or hand it over to [...]</description>
		<content:encoded><![CDATA[<p>[...] New Zealanders have a clear choice on ACC &#8211; Keep it public and improve it, which the Greens support, or hand it over to [...]</p>
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		<title>By: Swampy</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99116</link>
		<dc:creator>Swampy</dc:creator>
		<pubDate>Wed, 29 Oct 2008 13:19:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99116</guid>
		<description>&quot;By moving out the point when the pubic system takes over liability for accidents that were covered by private insurers during the brief privatisation period in the 1990s, Labour will reduce the cost of ACC, allowing employer levies and car registration to drop 20% from next year.&quot;

Labour, in other words, will do smoke and mirrors or make someone else pay for an election promise, as has been done in the past with ACC. There is no free lunch.</description>
		<content:encoded><![CDATA[<p>&#8220;By moving out the point when the pubic system takes over liability for accidents that were covered by private insurers during the brief privatisation period in the 1990s, Labour will reduce the cost of ACC, allowing employer levies and car registration to drop 20% from next year.&#8221;</p>
<p>Labour, in other words, will do smoke and mirrors or make someone else pay for an election promise, as has been done in the past with ACC. There is no free lunch.</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99085</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 09:06:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99085</guid>
		<description>Macro

Yes yes, it&#039;s all about John Key right now today. New policies that might stand for decades must be made up right now to stop him. His policies are evil, change is bad.

You keep up the good fight, lets ignore what actually might work and might not and lets just have the status quo - yeah yeah yeah.</description>
		<content:encoded><![CDATA[<p>Macro</p>
<p>Yes yes, it&#8217;s all about John Key right now today. New policies that might stand for decades must be made up right now to stop him. His policies are evil, change is bad.</p>
<p>You keep up the good fight, lets ignore what actually might work and might not and lets just have the status quo &#8211; yeah yeah yeah.</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99084</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 09:02:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99084</guid>
		<description>Steve

Yes I&#039;m onto the fact one is an Act and the other is an monopoly govt administration backed by an series of Act&#039;s. That&#039;s not problematic for me Steve. Did you visit the link I provided? It was a &#039;History of ACC&#039; from the ACC website. ACC kinda say they evolved from the WCA?</description>
		<content:encoded><![CDATA[<p>Steve</p>
<p>Yes I&#8217;m onto the fact one is an Act and the other is an monopoly govt administration backed by an series of Act&#8217;s. That&#8217;s not problematic for me Steve. Did you visit the link I provided? It was a &#8216;History of ACC&#8217; from the ACC website. ACC kinda say they evolved from the WCA?</p>
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		<title>By: Macro</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99083</link>
		<dc:creator>Macro</dc:creator>
		<pubDate>Wed, 29 Oct 2008 08:53:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99083</guid>
		<description>burt
Private providers will never be able to deliver a system as good as we have now - end of story. Why? Because they will be looking to rip $200 million a year out of it in profit. Not my figures - but good ol JK&#039;s mates at ML.</description>
		<content:encoded><![CDATA[<p>burt<br />
Private providers will never be able to deliver a system as good as we have now &#8211; end of story. Why? Because they will be looking to rip $200 million a year out of it in profit. Not my figures &#8211; but good ol JK&#8217;s mates at ML.</p>
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		<title>By: Steve Pierson</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99080</link>
		<dc:creator>Steve Pierson</dc:creator>
		<pubDate>Wed, 29 Oct 2008 08:46:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99080</guid>
		<description>burt. ACC has not been around 108 years. The WCA and ACC are not the same thing, one is not merely an evolution of the other.</description>
		<content:encoded><![CDATA[<p>burt. ACC has not been around 108 years. The WCA and ACC are not the same thing, one is not merely an evolution of the other.</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99079</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 08:30:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99079</guid>
		<description>Steve P.

In your haste you completely stampeded through what I was saying to Janet and grabbed something you could bat me with. Great.

Do you think I&#039;m really confused about the WCA from 1900 and ACC today? Janet said &lt;i&gt;&quot;ACC was set up by politicians who agreed they never wanted people to have to fight for accident or injury support again. We dishonour them by dismantling it.&quot;&lt;/i&gt;. 

The question is Steve, who are we dishonoring? How have they already been dishonored by the changing implementations and iterations of ACC? How have they been dishonoured by the proliferation of it&#039;s collection points? It&#039;s subtle but steady slippage to user pays and the general lack of it&#039;s transparency to the consumer today? 

The initial system was honorable, I agree with Janet on that. Is it still an appropriate solution 108 years later - I&#039;m not so sure.</description>
		<content:encoded><![CDATA[<p>Steve P.</p>
<p>In your haste you completely stampeded through what I was saying to Janet and grabbed something you could bat me with. Great.</p>
<p>Do you think I&#8217;m really confused about the WCA from 1900 and ACC today? Janet said <i>&#8220;ACC was set up by politicians who agreed they never wanted people to have to fight for accident or injury support again. We dishonour them by dismantling it.&#8221;</i>. </p>
<p>The question is Steve, who are we dishonoring? How have they already been dishonored by the changing implementations and iterations of ACC? How have they been dishonoured by the proliferation of it&#8217;s collection points? It&#8217;s subtle but steady slippage to user pays and the general lack of it&#8217;s transparency to the consumer today? </p>
<p>The initial system was honorable, I agree with Janet on that. Is it still an appropriate solution 108 years later &#8211; I&#8217;m not so sure.</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99078</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 08:20:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99078</guid>
		<description>Lew 

I have had a read your posts above and essentially the only thing I disagree with is how we deliver a minimum level of cover for everybody. I don&#039;t think a one size fits all model is the answer. I&#039;m however all for (along with allowing private insurers into the frame) having a set govt premium much like today. General cover much like today. You can even call it ACC. Having tax deductible private insurance premiums changes the scene considerably. Same for health care &amp; schooling. If we look at other growing economies this is generally one of the elements of how they manage the greater social good without being prescriptive in the delivery.

Perhaps we could discuss compulsory third party motor vehicle insurance instead of ACC, I think it&#039;s the same concept as ACC. Unless you think that all motor vehicle third party insurance must move solely to a state monopoly we can continue to debate this without the emotion that ACC seems to muster. 

Now onto Steve P. - Deep breath and start a new comment.</description>
		<content:encoded><![CDATA[<p>Lew </p>
<p>I have had a read your posts above and essentially the only thing I disagree with is how we deliver a minimum level of cover for everybody. I don&#8217;t think a one size fits all model is the answer. I&#8217;m however all for (along with allowing private insurers into the frame) having a set govt premium much like today. General cover much like today. You can even call it ACC. Having tax deductible private insurance premiums changes the scene considerably. Same for health care &amp; schooling. If we look at other growing economies this is generally one of the elements of how they manage the greater social good without being prescriptive in the delivery.</p>
<p>Perhaps we could discuss compulsory third party motor vehicle insurance instead of ACC, I think it&#8217;s the same concept as ACC. Unless you think that all motor vehicle third party insurance must move solely to a state monopoly we can continue to debate this without the emotion that ACC seems to muster. </p>
<p>Now onto Steve P. &#8211; Deep breath and start a new comment.</p>
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		<title>By: Macro</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99069</link>
		<dc:creator>Macro</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99069</guid>
		<description>burt 
It&#039;s NOT shit! It is in fact the reason that ACC is as good as it is, and why it is such a damn good system, and why National are incredibly stupid to be even contemplating playing around with it. We as a country overwhelmingly rejected the National amendments to ACC in 1999. You might recall the overwhelming response to the sad state of ACC prior to National loosing control of the govt then. If you were to take off your eye patch for just a while you might see that most people in this country are perfectly happy with ACC as it is now. Yes there are one or two gliches, sometimes it takes a little while for things to grind round, and there are times when accidents don&#039;t seem to be compensated as one might hope. But on the whole if you are unfortunate enough to suffer an accident in NZ you can be pretty sure that the system will provide treatment and pretty quickly. Not only that if you suffer an ongoing disability you can expect on going assistance. I have a friend who fell off her deck and broke her back. Her house is being refitted for her needs as a paraplegic she is living in a hotel while this is done, and there will be ongoing provision of care. Frankly I don&#039;t see this sort of provision being provided by private providers.</description>
		<content:encoded><![CDATA[<p>burt<br />
It&#8217;s NOT shit! It is in fact the reason that ACC is as good as it is, and why it is such a damn good system, and why National are incredibly stupid to be even contemplating playing around with it. We as a country overwhelmingly rejected the National amendments to ACC in 1999. You might recall the overwhelming response to the sad state of ACC prior to National loosing control of the govt then. If you were to take off your eye patch for just a while you might see that most people in this country are perfectly happy with ACC as it is now. Yes there are one or two gliches, sometimes it takes a little while for things to grind round, and there are times when accidents don&#8217;t seem to be compensated as one might hope. But on the whole if you are unfortunate enough to suffer an accident in NZ you can be pretty sure that the system will provide treatment and pretty quickly. Not only that if you suffer an ongoing disability you can expect on going assistance. I have a friend who fell off her deck and broke her back. Her house is being refitted for her needs as a paraplegic she is living in a hotel while this is done, and there will be ongoing provision of care. Frankly I don&#8217;t see this sort of provision being provided by private providers.</p>
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		<title>By: Steve Pierson</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99064</link>
		<dc:creator>Steve Pierson</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:51:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99064</guid>
		<description>burt. I studied tort, especially the tort of negligence, and ACC. So far, your depth of knowledge has been exemplified by mixing up the WCA and ACC, and not understanding what purpose suing serves.</description>
		<content:encoded><![CDATA[<p>burt. I studied tort, especially the tort of negligence, and ACC. So far, your depth of knowledge has been exemplified by mixing up the WCA and ACC, and not understanding what purpose suing serves.</p>
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		<title>By: Lew</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99059</link>
		<dc:creator>Lew</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:43:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99059</guid>
		<description>burt: not about your thoughts - your opinions and beliefs are your own. Steve claimed to know more than you do about what you claim to know about. Those are matters of fact or law or policy about which the truth can be determined by rational means - so I suggest you state your claim as to why he&#039;s wrong or concede.

You could also try rebutting some of my arguments, which you&#039;ve conveniently ignored once your position has become untenable.

Come on, burt, you can do better.

L</description>
		<content:encoded><![CDATA[<p>burt: not about your thoughts &#8211; your opinions and beliefs are your own. Steve claimed to know more than you do about what you claim to know about. Those are matters of fact or law or policy about which the truth can be determined by rational means &#8211; so I suggest you state your claim as to why he&#8217;s wrong or concede.</p>
<p>You could also try rebutting some of my arguments, which you&#8217;ve conveniently ignored once your position has become untenable.</p>
<p>Come on, burt, you can do better.</p>
<p>L</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-2/#comment-99054</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:34:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99054</guid>
		<description>Steve P.

&lt;blockquote&gt;you don&#039;t understand what the purpose of suing is or what ACC does.&lt;/blockquote&gt;

Sorry can you re-post the shit you wrote after that - I switched off when you claimed to know more about my thoughts than I do.</description>
		<content:encoded><![CDATA[<p>Steve P.</p>
<blockquote><p>you don&#8217;t understand what the purpose of suing is or what ACC does.</p></blockquote>
<p>Sorry can you re-post the shit you wrote after that &#8211; I switched off when you claimed to know more about my thoughts than I do.</p>
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		<title>By: Steve Pierson</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-1/#comment-99050</link>
		<dc:creator>Steve Pierson</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:27:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99050</guid>
		<description>burt. that&#039;s the dumbest thing in the world. There was never a right to sue in negligence under ACC, there was under the Workers&#039; Compensation Act, which was good in 1900 but failed to provide cover in many instances. ACC replaced in 1973.

you don&#039;t understand what the purpose of suing is or what ACC does.

You sue to be compensation for the damage done to you by someone&#039;s action. That&#039;s why the payment you receive (if you can afford to sue, if you are successful) is called damages. Usually, damages do not fully compensate for costs and exemplary or punitive damages (that make &#039;an example of&#039; or &#039;punish&#039;) the wrong-doer are extremely rare. the US situation in that respect is exceptional, in all other common law countries punitive damages are rare. Suing someone is not about &#039;holding them to account&#039;, it is about getting compensation for what you lost.

Now, the beauty of ACC is that you get that compensation without having to be rich enough and lucky enough to win a court case. It frees up the court system and everyone gets compensation. The incentive to reduce accidents comes from OSH, which can prosecute employers who have dangerous conditions regardless of whether accidents have actually occurred yet</description>
		<content:encoded><![CDATA[<p>burt. that&#8217;s the dumbest thing in the world. There was never a right to sue in negligence under ACC, there was under the Workers&#8217; Compensation Act, which was good in 1900 but failed to provide cover in many instances. ACC replaced in 1973.</p>
<p>you don&#8217;t understand what the purpose of suing is or what ACC does.</p>
<p>You sue to be compensation for the damage done to you by someone&#8217;s action. That&#8217;s why the payment you receive (if you can afford to sue, if you are successful) is called damages. Usually, damages do not fully compensate for costs and exemplary or punitive damages (that make &#8216;an example of&#8217; or &#8216;punish&#8217;) the wrong-doer are extremely rare. the US situation in that respect is exceptional, in all other common law countries punitive damages are rare. Suing someone is not about &#8216;holding them to account&#8217;, it is about getting compensation for what you lost.</p>
<p>Now, the beauty of ACC is that you get that compensation without having to be rich enough and lucky enough to win a court case. It frees up the court system and everyone gets compensation. The incentive to reduce accidents comes from OSH, which can prosecute employers who have dangerous conditions regardless of whether accidents have actually occurred yet</p>
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		<title>By: burt</title>
		<link>http://thestandard.org.nz/a-clear-choice-on-acc/comment-page-1/#comment-99045</link>
		<dc:creator>burt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 07:09:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thestandard.org.nz/?p=4191#comment-99045</guid>
		<description>Janet

Perhaps you could have a read of this ( &lt;a href=&quot;http://www.acc.co.nz/about-acc/WCM001275&quot; rel=&quot;nofollow&quot;&gt;History of ACC&lt;/a&gt; ) and have a think about how much ACC now resembles the original scheme. 

In the original scheme Injured workers also had the right to sue an employer for negligence. How much did we dishonour the politicians who designed the original scheme when we removed that basic right - the right to hold someone accountable for being negligent and causing you injury.</description>
		<content:encoded><![CDATA[<p>Janet</p>
<p>Perhaps you could have a read of this ( <a href="http://www.acc.co.nz/about-acc/WCM001275" rel="nofollow">History of ACC</a> ) and have a think about how much ACC now resembles the original scheme. </p>
<p>In the original scheme Injured workers also had the right to sue an employer for negligence. How much did we dishonour the politicians who designed the original scheme when we removed that basic right &#8211; the right to hold someone accountable for being negligent and causing you injury.</p>
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