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Christchurch earthquake & moral hazard

Written By: - Date published: 12:00 am, September 9th, 2010 - 94 comments
Categories: Economy - Tags: , ,

Fran O’Sullivan joins us in asking why the Government was so quick to completely bailout the South Canterbury Finance investors and is being so miserly with earthquake victims:

“Just imagine the uproar if the sequence had been reversed [if the earthquake came before the SCF].

Consider: Key goes down to the earthquake zone. Tells Cantabrians the Government will get behind them. But it will not be able to stand fully behind those who don’t have earthquake insurance. As he told TVNZ’s Q&A programme on Sunday: “It’s the 5 or 10 per cent of people that don’t have insurance that have said, ‘Look, I’ll risk it’ … and that’s the moral hazard for the Government because, on the one hand, if we pay everybody out, why would people take insurance. On the other hand, you’re gonna have people with real hardship and deprivation, and it’s getting that balancing act right. It’s not going to be easy.”

His Government has since indicated it will come to the party with a range of social services. But nobody is pretending a bailout is on the way for those who failed to take out insurance.

Consider again: if having already made crystal clear his Government’s view that it was too concerned about moral hazard risks, and the signal that would be sent if the Crown restored the losses of uninsured earthquake victims, Key then turned around a day or so later and said the Government was prepared to overlook moral hazard concerns when it came to South Canterbury’s bond investors and creditors and fully pay them out so it could get full control of the situation.

I suspect the uproar of hatred that has been pouring out against South Canterbury founder Allan Hubbard on far too many uncontrolled websites over the past week would have instead been directed against a Government arguably looking after well-heeled opportunists to whom it did not owe a red cent as they were not covered by the guarantee scheme.

As Maier said on Tuesday last week: “A lot of bets in the casino paid off big time today.”
What we have ended up with is very untidy: the Government has paid out “in the know” bond investors and foreign preferential shareholders who did not qualify for the guarantee.

Forget about moral hazard – the smart money now knows that the Key Government can be “gamed”.

I want to make a point about this moral hazard argument that the government is so concerned about with the earthquake, which it wasn’t concerned about with SCF.

The moral hazard argument is that if the government cover someone’s losses now, it will encourage them to take uninsured risks in the future in the expectation of a government bailout if things go wrong, imposing even more costs on the government in the future and unhinging capitalism by allowing return without risk. Both the SCF bailout and covering the costs of uninsured homeowners and workers could create a moral hazard.

But, in the case of the earthquake victims at least, there’s the social justice argument that you can’t allow families, especially children, to suffer because of the poverty or mistakes of the parents or their parents’ employers. Do people deserve to have their lives ruined because they couldn’t afford insurance? We have a moral duty to help.

It seems to me that there’s a simple solution: help people now, prevent people taking uninsured risks in the future.

How does it work?

Damage insurance: Government extends EQC coverage to all homes and contents affected by this quake, regardless of whether the people had home insurance or not (side question: if you’re a renter, your landlord presumably has the house insurance so gets EQC cover but do you get EQC cover for your contents?)

In future, EQC is funded not out of a levy on home insurance policies but by a levy on residential rates. Every property owner pays rates, so there’s no moral hazard problem of people not bothering to get home insurance – instead, everyone is covered and everyone pays. Bear in mind that you can’t get earthquake coverage from private insurers in Christchurch any more but there are still major earthquakes occurring.

Wages: Government covers the wages of all employers who can’t work due to the quake on top of any private insurance that businesses have. No-one is left out of pocket.

To avoid moral hazard, in the future wage insurance for disasters will be covered by a compulsory public insurance scheme like ACC, funded by a tiny payroll levy. And I do mean tiny – a $100 million pool expected to be paid out once a decade could be funded with a levy of just 1 cent per hundred dollars of wages. Again, everyone gets covered now and there’s no moral hazard for the future because a compulsory and universal insurance scheme has been introduced.

The government can help the people who need help now while avoiding creating an undesirable moral hazard for the future. The question is: will it choose to?

PS. Since my piece the other day, respected business journo Patrick Smellie has written an article dismissing the suggestion that the earthquake could be an economic boon, and Treasury has put damage at $4 billion and the initial output loss at 0.5% of GDP.

94 comments on “Christchurch earthquake & moral hazard”

  1. Loota 1

    One thing which aggravates me no end is how the NATs are willing to come up with in depth schemes, mechanisms and rationale over months and months in order to transfer a shit tonne of money over to their mates and random speculators vis a vis South Canterbury Finance.

    But can’t be assed trying to think through how they can help ordinary NZ’ers. Instead its “Not insured? You should’ve known better. Next.”

    • Marty G 1.1

      Paul Henry saying that uninsured people failed to take ‘personal responsibility’ so stuff them is a prime example of what you’re talking about.

      The ability to double think is amazing – i’ve seen him encourage an unemployed executive to go on the dole and 20 seconds later call a sickness beneficiary a bludger.

  2. Jenny 2

    My question is, what about those who couldn’t afford mortgages and have had to rent, but have lost their homes?

    If the rental property that housed their family has been damaged and is now uninhabitable, and as a result, they and their family are in a shelter. What assistance is being being given to them?

    Is the Minister of Housing going to break his silence on this issue?

    Is Housing New Zealand going to get the budget to increase their housing stock to meet the need for more rental accomodation?

    • Rex Widerstrom 2.1

      Very good questions, to which I would add one more: What, if anything, will be done to stop landlords who own an intact house profiteering as demand hugely exceeds supply by racking rents? And as a corollary, will a sitting tenant facing eviction on a flimsy pretence so the owner can flip the house and bring in new tenants at a much higher rent have any sort protection (other than the long, drawn-out and unpredictable Tenancy Tribunal process)?

      • Jenny 2.1.1

        Your right Rex to stop the speculators the obvious thing to do, is for Housing New Zealand to buy up the necessary number of suitable and undamaged empty homes from the private sector to add to their rental stock and rehouse all the homeless families.

        Sure this would cost, but it would only be a tiny fraction of the money made available to bail out SCF investors. Even Fran O’Sullivan realises who is the more deserving.

        captcha – “bought”

        • Herodotus 2.1.1.1

          How long do you think that will take, great idea.
          There will be months years depending upon the lenght of after shocks.
          There will be extensive geotech work being undertaken so as not to build on suspect land or to ascertain what geotech requirements are needed to protect the land, also I would imagine that the fault will have to be tracked & mapped.
          Roads that had minor hairline cracks on Monday now due to aftershocks have 1m fracture lines. One reason why it is taking so long to review the damage. So in some cases raoding and other infrastructure initially passde has subsequently required 2nd or 3rd visits to find out that it requires remedial or replacement.
          Making land available, it does not magically appear from a tree. There is extensive town planning infrastructre planning e.g. stormwater, wastewater efects on traffic movements etc. If we fast track then there is a great potential for poor planning and a disaster. this sad event has allowed us the potential to redesign a major city and with wisdom and knowledge to improve on what was there.
          We currently have one major disaster partically caused by haste, poorly designed law and companded by poor decision making. Do we really want to be the authors or 2 really basd decisions within a year?

          • Jenny 2.1.1.1.1

            .
            Herodotus it would only take a matter of days for HNZ to buy up the necessary number of undamaged vacant rental properties.

            My point. There should not be one family homeless while there is one empty house.

            captcha – “fixes”

            • Jenny 2.1.1.1.1.1

              In fact with the political will it shouldn’t take more than an afternoon to ring all the real estate agents and offer them a lump sum for all the vacant properties on the books.

              If there are any families still in shelters by the end of next week it is because someone wants it that way.

            • Jenny 2.1.1.1.1.2

              In fact with the political will it shouldn’t take HNZ more than an afternoon to ring all the real estate agents and offer them a lump sum for all the vacant properties on their books.

              If there are any families still in shelters by the end of next week it is because someone wants it that way.

            • Herodotus 2.1.1.1.1.3

              There will always be a sector of the pop whos actions are detesable e.g. breaking and stealing from special needs school as per TV1 news. You would require a willing vendor, and with this catastrophe so freash that to spend time and valuable resources in this would be taking away from the initial needs. HNZ cannot even manage the properties within Auck that the either own or lease. “My point. There should not be one family homeless while there is one empty house.” agreed, That is if there are any vacante properties within Chch which I doubt.
              But my response was that I think the relief effort re housing and infrastructure will being to slow down for many valid reasons. Yet there will be some incl bloggers & media with their selfish agendas that are more important than those at the coal face working thru the issues that the public will not be aware or have any understanding of as to why. e.g. the results of after shocks requiring extra inspections. I have not heard from media of this, so many will be unaware of such events and the unavailablity in their situation of roading, building inspectors and other staff.
              Whilst there is this immediate need, as a minor feel good for those in Chch when the initial problems are resolved, perhaps a AB game against Canterbury (festival type incase Dan or Richie get injured for next year) at Lancaster Park and free with TV rights and a telthon type assisting in financial support for the area. (A bit like the forest fires in the mid 80’s in Sydney when our cricket team went and played the Aussies in a one dayer)

              • Jenny

                .
                Herodotus, from your comments I gather that you think rental tenants on low incomes made homeless by the quake, are undeserving of any government help to get a roof over their heads. (Well at least, less deserving than the millionaire investors in SCF who were bailed out to the tune of $1.6 Billion)

                Firstly you cynically set the scene with a broad smear:

                There will always be a sector of the pop whos actions are detesable e.g. breaking and stealing from special needs school as per TV1 news.

                Secondly you infer that putting funds into housing the homeless renters will be taking money from more deserving causes, (though you don’t say what, but most of us can guess):

                …to spend time and valuable resources in this would be taking away from the initial needs.

                Thirdly along with fake praise, you try and infer that there may be no suitable houses:

                “My point. There should not be one family homeless while there is one empty house.” agreed, That is if there are any vacante properties within Chch which I doubt.

                Well on this you can easily be proven wrong;

                Here are scores and scores of recent listings for unsold houses in good condition at reasonable prices in Christchurch, on just one Real Estate company’s website.

                Some are advertised as already tenanted but many are vacant.

                You can wriggle and squirm all you like, but the fact is, that for a small fraction of the cost of bailing out well off investors who bet on a lemon, all the families suffering homelessness from the earthquake could be housed.

                All it will take is the political will. The “Moral Hazard” that Fran O’Sullivan talks about is when apologists for this sort of double standard like your good self, try and argue against any bailouts for the less well off affected by an earthquake but have no problem gifting hundreds of millions of dollars to the well off.

                • Jenny

                  .
                  Herodotus; It is interesting, that in your diatribe against Housing New Zealand taking any role in housing the homeless, you also claim (without citation):

                  HNZ cannot even manage the properties within Auck that the either own or lease.

                  This shows to me that you are philosophically opposed to the state having any role in the social provision of housing even in case of dire emergency. Using the old chestnut that the public sector is inefficient, your argument implies you believe the private sector would be better left to house the low paid homeless, and that state rentals should be abolished, or run as a subsidy for privat landlords. Which is arguably happening now in Auckland where HNZC leases homes from private landlords providing them with a permanent income.

                  I also notice that you think that rather than address the problem, you suggest “feel good” palliatives:

                  Whilst there is this immediate need, as a minor feel good for those in Chch when the initial problems are resolved, perhaps a AB game against Canterbury (festival type incase Dan or Richie get injured for next year) at Lancaster Park and free with TV rights and a telthon type assisting in financial support for the area. (A bit like the forest fires in the mid 80′s in Sydney when our cricket team went and played the Aussies in a one dayer)

                  Your suggested strategy, reminds me so much of the arrogant quote from Roman times in answer to the inequality of that ancient decadent society, give them “Bread and Circuses”.

                  P.S. Another weird thing. When you click on the link to the real estate listings, it it like the Christchurch earthquake never happened. In this alternative universe, middle class suburbia is as immaculate and untouched as ever.

                  capcha – “columns” -Roman maybe? collapsing even? – (Herodotus, like your argument.)

  3. tsmithfield 3

    Can’t agree with the article by Smellie. Something he has overlooked is that substantial amounts of the money will come from overseas insurers via reinsurance by NZ insurers and reinsurance by the EQC.

    Thus a lot of the money coming into the Canterbury, and indirectly NZ economy will be coming out of the bucket of overseas investors. Thus, new money will be coming into the economy. Therefore, it won’t be a zero sum game, so far as the NZ economy goes anyway.

    One interesting thing to note with the effect on Christchurch and its surrounds is the vast disparity of the effect. Many of the houses (including mine thankfully) have been largely unaffected. I went down to work on Saturday morning to check out our building. I was expecting to see the area (Sockburn) flattened. Our building is typical tilt-slab construction. I have always felt a bit nervous about being in that type of building with having great slabs of concrete that could potentially tip over. However, to my surprise there appeared to be little or no impact on the area. We rang around our clients on Monday morning and most of them had little damage as well.

    Given the proximity, shallowness, and strength of the quake, it is amazing that there was not a hell of a lot more damage.

    It appears that the damage is largely limited to eastern areas with sandy soil, and older buildings that weren’t earthquake-strengthened.

    Where rebuilding is required my view is that the government, insurers etc should put money into buying up land that will stand up well to earthquakes for rebuilding houses. I see little point in rebuilding on land that is likely to suffer the same effect next time there is a major quake. The alpine fault is still lurking, after all. In this way some real gains could be made for the city in terms of survivability next time there is a big shake.

    • Marty G 3.1

      ts. your problem is that you’re seeing GDP as a measure of economic wellbeing. The fact is we’ve lost $4 billion of capital wealth and will now be replacing it.

      It’s not just me and Smellie saying this. check out the rightwing economists at The Visible Hand in Economics. The author, Matt Nolan, is regularly published in the Dom.

      As TVHE says:
      ” [People are] confused between the flow concept, which is investment and GDP, and the stock concept, which is capital and underlying wealth. We have lost capital, and we have lost wealth – this negative shock is not just sucky for the people who had to face a disaster, but it IS a “negative for the economy” in terms of measured wealth.

      I mean flip, if destroying a city is “good for the economy” why don’t we send the tanks into Wellington to blow it up right now? Actually, I’m in Wellington – lets make that Auckland instead

      And there was a very good article on yesterday’s morning report.

      I think it’s somewhere here: http://www.radionz.co.nz/audio/national/business/morning/2010/09/08/morning_business_for_8_september_2010

      and this ABC article

      http://www.abc.net.au/news/stories/2010/09/07/3004467.htm?site=thedrum

      don’t mistake economic activity for economic wealth.

    • lprent 3.2

      It is pretty obvious. It is a negative to zero sum game. At the end you don’t have any better abilities to generate wealth than you did before the quake. Sure a few people will be better off because they’re doing construction, but others will take a hit.

      Unconsolidated (compaction) or weathered sediments (slips) are always the big issue in earthquakes and probably cause more damage than the actual shaking. One of the issues with trying to pick winners in house siting is that you really can’t be too sure about what sites are ‘safe’ until after the event that destroys some. Even then, a slightly different other event may cause a destruction that the first didn’t. You can only really estimate and guess. It is simpler and more effective to simply over engineer.

      These local shallow earthquakes are far more dangerous to ChCh than the alpine fault. That will have dissipated most of its high yield energy through distance and won’t affect the local sediments as strongly.

      • Mr Magoo 3.2.1

        Rod Oram spoke exceptionally well (again) on the topic on national radio. (podcast available)

        It is worse than that. The foreign money rebuilds the old assets and it is true that all those working on this are extra stimulus. Note also that the industry it will be propping up is in serious trouble and looking at laying off 20k people at the moment.
        However those overseas insurance firms are going to want to recoup that money and thus premiums for the whole country are going to go up to cover that – so we pay in the end anyway.
        He also noted that the rebuild will not increase productive capacity at all.

        The way I see it this just ends up being the short term stimulus the nats failed to give us in the first place. What is better is that this foreign money it is coming from greedy insurance companies. Sure we have to pay it back but in the interim it is stimulus and if the government borrowed it for stimulus we would have had to anyway.

        He was saying he hoped that CHCH and the government would use this as an opportunity to rebuild the city and make it better rather than just rebuild what was there.

        Fat chance there of course. Between the greedy insurance companies wanting to do the min possible and this no-ideas government that will never happen.

    • Lazy Susan 3.3

      substantial amounts of the money will come from overseas insurers via reinsurance by NZ insurers and reinsurance by the EQC

      This is a specious arguement as insurance payouts are not “free” – they are paid for with past and future premiums. Had there been no insurance or EQC then the money saved on premiums would have been available to invest in the economy.

      Captcha: faults!… is this software really that smart?

      [lprent: Nope. It just has a very long list of words and a pseudo random number generator. Humans are good at reading meaning into almost anything - tealeaves? entrails? captcha? ]

    • Draco T Bastard 3.4

      It’s always a zero sum game no matter how hard the economists, RWNJs and other idiots try to believe it isn’t. When there are limited resources (real resources, not money as money isn’t a resource) then it is always an either/or option. You either put the resources into doing one thing or the other. In this we are now putting resources into rebuilding Christchurch rather than doing the 1001 other things that the community needs.

      And yes, as has been pointed out, the loss will be increased by the deadweight loss of profit.

  4. tsmithfield 4

    “your problem is that you’re seeing GDP as a measure of economic wellbeing. The fact is we’ve lost $4 billion of capital wealth and will now be replacing it.”

    Depends on how we rebuild. The earthquake has shown us what stands up and what doesn’t.
    To that extent what we have lost was going to be lost at some stage anyway. So, a fair degree of the damage could be described as a contingent liability. That contingent liability has been effectively offsetting the asset values in Christchurch for decades.

    If we rebuild in ways that mitigate future problems we will have eliminated a fair degree of the contingent liability for the future, so there will be an effective net gain in assets over the long term as there will be less loss in future events. Therefore, even from the perspective you are arguing real wealth will have improved because the spend will reduce future liabilities, not just replace what has been lost.

    • Marty G 4.1

      We’ve lost $4 billion of physical capital. Now we have to expend financial assets to rebuild that. It is not a wealth gain. It is a wealth loss. The rebuilding will boost GDP but that just shows the limitations of GDP as a measure of economic or broader human welfare.

      • Bunji 4.1.1

        GDP is just cashflow. Any analysis of a balance sheet for the economic wealth of a person or business is going to look at assets as well as cashflow, as it needs to for a country. Yes, your cashflow has increased, but your assets have been wiped out. The bank isn’t going to look at your mortgage more favourably if you get a pay rise but the house it paid for has been destroyed.

        (and GDP certainly isn’t even trying to be a measure of broader human welfare…)

    • Loota 4.2

      If we rebuild in ways that mitigate future problems we will have eliminated a fair degree of the contingent liability for the future,

      If you can tell me how Key and Brownlee’s ‘retroactive building consents’ i.e. ‘build now and get it approved against current standards sometime in the future’ system will get Christchurch to improve their buildings and “mitigate further problems” I will be really impressed.

      Basically the only improvement I see happening is that old weaker buildings have been taken out of the stock. But the earthquake did that, not the Government.

  5. The dilemma seems to originate from a misplaced expectation of consistency.
    Welfare for the rich has never been a problem for National and ACT.
    It’s only abhorrent to them when it’s welfare for those who actually need it.

    • F.Y 5.1

      true. I’d say it’s not entirely “welfare” but the passing of potential to influence power structures in the future. Poor people/non-company investors are outside the group/culture and could believe/do anything. Why give them anything? They’re impossible to control/predict.

      By giving money to SCF investors but not specifically people who have lost in the quake, the balance of power goes to those with the financial resources to influence Christchurch in the rebuild/allocation of work/livelihoods.

  6. BLiP 6

    I see that premiums are going to rise for all of us because of that luckless lot in Christchurch – its something about “spreading the risk” – fucking socialist insurance industry!!

    • Loota 6.1

      I propose that we put a 100km ring around Christchurch and legislate so that insurance companies must draw their increased premiums from within the radius.

      After all, why should I have to pay for someone else’s frakked up property with my insurance money when I chose to live in a property sitting on top proper bedrock and they took the risk of living on swampland?

      Teach them some individual frakkin responsibility for their bad choices.

      • Mark M 6.1.1

        Your all class Loota. (NOT)
        cantabrians dont complain when regular North Island floods push up premiums , when overseas Earthquakes and Tsunamis push up premiums.
        thats because we have compassion , something you, on whatever planet you live on seem to be lacking.

        Im sure if the shit hit the fan in your area you would be the first one whining for help.

      • Puddleglum 6.1.2

        I’d go further Loota – I don’t think I should provide a subsidy to all those who build on hills, near the shore, in wet areas, etc., etc.. In fact, I think it should be illegal for insurance companies to charge any two home-owners the same premium – why should I pay for my neighbours’ bad decisions on how they situate their house on their property, the kinds of materials they use, etc.?

        And don’t tell me the transaction costs for insurance companies (who would no longer be able to operate from actuarial tables at all) would go through the roof. So what? Why should I subsidise the insurance companies doing business by having them walk all over my economic freedom NOT to have to pay for others’ mistakes??? Of course, that would mean that all our premiums would probably go up astronomically as the cost of the insurance business goes up but at least we’ll all be FREE and unconstrained by our fellow human beings’ choices!

        Bliss!

  7. jbanks 7

    You buy a house, you buy insurance.

    That is all.

    • BLiP 7.1

      You invest with a finance company, you take the risk, that is all . . . oh, hang on

      • jbanks 7.1.1

        There was a Guarantee Scheme in place that both Labour & National supported. The Govt. is obligated under this guarantee to pay out the investors. The Govt. is under no obligation to pay out home owners who choose not to insure.

        It’s really not that hard to comprehend.

        • Blighty 7.1.1.1

          no legal obligation, no. But that’s not the test of whether a government is doing what’s right. If it was (Godwin alert) then everything that the National Socialists did was OK because it was within the law of Germany at the time.

          the question is what is morally right, not whether the government is doing the bare minimum that it legally must.

          • jbanks 7.1.1.1.1

            What’s morally right is what is best for the survival of the group. Paying out house owners who undermine our vital insurance system will only benefit them at the determent of society.

            • r0b 7.1.1.1.1.1

              I’m just curious jbanks – who do you think makes up “society”?

              • jbanks

                A collection of individuals.

                • r0b

                  Individuals, like, say, house owners?

                  • jbanks

                    House owners are a part of society. But as I said, paying out those minority uninsured individuals would be at the expense of society as a whole.

                    • r0b

                      I don’t think it’s so easy jb to distinguish between the health of society as a whole and the health of the individuals who make up society,

                    • jbanks

                      “I don’t think it’s so easy jb to distinguish between the health of society as a whole and the health of the individuals who make up society,

                      Imo if people choose to risk not to have insurance then that’s their responsibility. Giving people without insurance the same benefits as those with is a dangerous precedent to set.

                    • r0b

                      Imo if people choose to risk not to have insurance then that’s their responsibility.

                      Imo one of the defining features of a society is how it chooses to take care of its weakest members.

                      Gotta go for now…

        • BLiP 7.1.1.2

          Can you please show me where in the DoG it says New Zealand has to pay back foreign investors, with interest?

        • Draco T Bastard 7.1.1.3

          The government is only obligated to do so if the finance company hadn’t broken the terms of the agreement. This government didn’t even wait long enough to discover that before paying out.

    • Blighty 7.2

      like BLiP said but also, what do you say to the children of parents who lost their jobs, couldn’t afford insurance, and now have wrecked houses? Do you say ‘thems the breaks, kid’?

      • jbanks 7.2.1

        What on earth are you on about? Welfare is still available after the earthquake. There’s even Earthquake Support Subsidies & Earthquake Redundancy Payments.

        Also there’s no such thing as ‘couldn’t afford insurance’. You buy a house, then insurance is part of this process.

        Wtf is the point of people getting insurance if the state will bail them out if they choose not to fork out all that money for it?

        • Pascal's bookie 7.2.1.1

          So you object to the 350/week/employee subisdy being paid to SME owners who failed to get insurance?

          • jbanks 7.2.1.1.1

            Morally I object. But I think that it’s a pragmatic thing to do temporarily.

            Forking out tens to hundreds of thousands to people I object to.

            • Pascal's bookie 7.2.1.1.1.1

              Why is one pragmatic and the other not?

            • mickysavage 7.2.1.1.1.2

              So Social Welfare for employers and wealthy investors is OK but Social Welfare for income poor landowners is not?

              • jbanks

                You got it. It’s about viable investment.
                Not paying out irresponsible landowners will not be detrimental to our economy. Not paying out employers and SCF investors would be.

                You own a house, you have insurance. No exceptions.

                • F.Y

                  Not paying out irresponsible landowners will not be detrimental to our economy. Not paying out employers and SCF investors would be.

                  LOL You’re taking the piss, surely. Are the implications of the statement due to self parody or mental retardation?

                  • jbanks

                    You not speeka da finance fool?

                    SCF’s collapse would have damaged the economy a whole lot more than the cost of paying out investors.

                    • BLiP

                      You’ll have some evidence to back that up, then?

                    • jbanks

                      Finance Minister talks of ‘minimal disruption’ to wider economy from South Canterbury collapse.

                      http://www.nzherald.co.nz/business/news/video.cfm?c_id=3&gal_objectid=10670273&gallery_id=113600

                    • bbfloyd

                      not forgetting, of course, that the nats encouraged a rash of high risk investment by extending the guarantee scheme earlier this year. one wonders how this would have played out if they had played it straight.

                      if you were capable of pulling your head out of your arse, then wiped your eyes with a clean rag, you might see the timeline that goes back to that decision creating a huge money pit for the wealthy nat backers.

                      btw, how big will your payout be?

                    • BLiP

                      That’s it? A New Zealand Fox News Herald puff piece – reporting the words of Blinglish – without one specific?? I’m going to assume you’re in Christchurch and waiting for your primary school to re-open. There’s the indelible odour of young troll about you. Tell me, what’s your favourite iwi?

                • Blighty

                  or, to put it another way: ‘fuck you poor peps ,more taxpayer money for the rich!’

  8. Richard 8

    I think that there is absolutely a moral argument to provide for the uninsured in CHCH. Yes, it would be better if those people had insurance, but due to some combination of being either poor, stupid, or misinformed, they don’t. We should be helping them out of their situation, not blaming them for their situation.

    In some ways, the same argument applies to SCF. If somebody who invested in SCF lost so much that they could no longer avoid housing, clothing, or food, then the various social mechanisms that we have (dole, etc) should have looked after them. And that would be good. Such people (if there were any) were obviously stupid, greedy, or misinformed, but we shouldn’t blame them for this, we should help them out of their predicament.

    The problem with the SCF bailout is that it didn’t just target those who really needed help, it targeted those who had only lost a bad “investment” (which is likely the majority of investors) and also those who invested at the last minute in the anticipation that they would be bailed out. Neither group actually need rescuing by the tax payer from the poverty line.

  9. disengaged 9

    One thing (of the many) that I am finding interesting about the SCF Vs Quake debate is that most people seem to be assuming that the SCF investors were all greedy fat cats taking advantage of the taxpayers to feather their own nests, whereas the uninsured quake victim is a worker poor, hard done by victim. I actually suspect that they may in fact both be very similar people.

    Most of the people who I know that have been effected by SCF (which granted is a limited subset) are retired people who have invested large portions of their lifesavings into SCF for two reasons: 1. Because of that nice Mr Hubbard man and 2.Because it was covered by the Govt Guarantee Scheme and therefore the risk of them losing their lot was greatly reduced. They weren’t greedy or looking for quick returns, but because they are living off of the interest of these investments even a 1% increase on return would make a big difference to their life. So if they had lost their savings they more than likely would be left pennyless at a time in their life where it is impossible for them to recover (not a great deal of employment opportunities for octogenerians).

    Turning to the uninsured quake victims, If you have a mortgage then normally it is compulsory to have your house insured (not the contents), in fact if you don’t do it yourself in many cases the bank will do it on your behalf and add the premiums onto your payments. So the people most hurt are likely to be the retired people who are asset rich (paid off their home many years ago) but are cash poor (living on a pension) and have cut their expenses to the bone. They will have no means to rebuild and many may be forced to give their independance and move in with family, retirement homes etc.

    Either way it’s not a pretty picture and I’d like to think that New Zealand is the type of country that will work to help those in need.

    I like your idea of compulsory EQC cover being included in rates (I’d also like to see third party car insurance added to registrations too, but that’s for another debate). As at the moment the only benefit I see from EQC is to the insurance companies, not to the insuree.

    • Pascal's bookie 9.1

      Either way it’s not a pretty picture and I’d like to think that New Zealand is the type of country that will work to help those in need.

      This.

      • jbanks 9.1.1

        Providing welfare such as Earthquake Support Subsidies & Earthquake Redundancy Payments – YES

        Spending tens of thousands on fixing or hundreds of thusands on replacing your home –
        NO

  10. Bill 10

    Why is the industry of vultures (private insurance) allowed to exist in a civilised country?

    People making profit out of the misfortune of others, or those peoples’ fear of misfortune, while condemning those who didn’t buy into the fear or who couldn’t afford to, is beneath contempt.

    In the earthquake situation, the existence of private insurance is about to lead to a whole raft of class ridden aftershocks that wouldn’t exist if the state controlled the entire insurance market.

    Time to shut out the private insurance companies.

    • clandestino 10.1

      Insurance is one of the most brilliant and fair concepts ever conceived by man. Get your head out of your ar$e

      captcha: ‘market’…this thing IS rigged

      • Tigger 10.1.1

        Cland – that’s the stupidest generalization I’ve read in ages.

      • Vicky32 10.1.2

        Oh yes – do you remember that before Fire Brigades existed, competing insurance companies would literally fight so that their crews could sign up a desperate home-owner while her house burned around her ears, and only then would the winner extinguish the flames? Brilliant – yeah.
        Last night on Fair Go I saw again the story of Sovereign’s refusal to pay out for a man who’d had a mortgage protection policy, and who had lost a leg, on the grounds that he needed to have lost *two* limbs in order to qualify! Brilliant for Sovereign, yes, but fair? Get *your* head out of your bank book…
        Deb

        • Loota 10.1.2.1

          Come now Vicky, I am pretty sure the guy who got maimed had an insurance policy which stated very clearly, somewhere in the 30 pages, in 7.5 point arial, as part of a footnote, that the insurance company could only pay out in the event of losing two limbs and a simultaneous martian invasion. Look that’s fair and square, buyer beware.

          Yeah thank you Sovereign, you bunch of ***holes.

          • Vicky32 10.1.2.1.1

            The worst thing is that the insurance was through ASB who insisted on it as a condition of his mortgage – he hadn’t even wanted it, then was thankful he had it after the horrible trauma of losing his leg.
            I know what company(ies) to avoid! I’ve noticed that most insurance companies always go out of their way to not pay out – except I must say good on you State who paid without question when some tosser stole my son’s bag at the IMAX cinema in Auckland in 2008…
            Deb

        • clandestino 10.1.2.2

          What about all the times insurance has worked for those who bought it? The stolen stereos, the broken windows? As a fair measure of risk and value it is proven.
          I suggest you watch less TV….or get a job

          • Loota 10.1.2.2.1

            Frak the stolen TVs and the broken windows, we are talking about a man maimed for life here and a corporate which has walked away; not replacing BS material possessions.

            • clandestino 10.1.2.2.1.1

              What about the straw-man in the hayfield??? You’re gonna have to do better than that emotional blackmail…show me something endemic

              • Maynard J

                How about this. Two Christchurch homeowners face houses in ruins. One will get all their money back, and be well looked after in the mean time. One has no idea what their future holds and can do nothing tohelp their situation now. The first, of coruse, took out home insurance, the second did not. The first, in paying for insurance, forfeited the fourth week of a European holiday. The second, in not buying insurance, chose not to forfeit new shoes and school uniforms for their children, home heating and repairs on a washing machine.

                How is that brilliant and fair? Simple example, but the idea that those who don’t take insurance out are being cowboys with risk is absurd, inaccurate and simplistic. It’s easy to spend a little extra money if you have a lot to spare, once your needs have been met.

        • infused 10.1.2.3

          How about they read their policy… It’s the same as investing… for gods sake, do some research first. Almost a darwin award.

          • Maynard J 10.1.2.3.1

            Yeah, the dumb bastard should have known that they were going to lose one limb in a few months and looked for a policy that would have covered it. But then perhaps they did, and the two-limb policy didn’t cover a scalping while using a go-kart and they couldn’t afford both policies, and their crystal ball got it wrong, they lost the limb and didn’t get scalped. ffs mate are you really stupid enough to believe what you wrote there?

            If that’s how dumb you are, no doubt you’ll be up for one when you decide to chop your arm off with a chainsaw to win a bet or something that’s actually stupid.

            • infused 10.1.2.3.1.1

              The one arm/one leg/two arm/two leg is quite comonly known. People should read their policy.

      • Puddleglum 10.1.3

        I can see how insurance is brilliant, in the sense that it’s a brilliant device for leveraging money from anxious people in individualistic societies where they are left to manage risk in isolation from each other.

        But how is it ‘fair’?

        • Bill 10.1.3.1

          It is fair insofar as we are all fair game. No?

          I mean, seriously. My peers (as expressed through societal norms) expect me to get life insurance!

          ie Society expects me to pay money to get money for when I no longer exist? And if I don’t then I’m selfish…not that insurance agencies are shameless profiteering bastards?

          • clandestino 10.1.3.1.1

            The money’s for your kids (if you have any). Why can’t some people just accept some things are here to stay coz they are simply too good to throw away??

            • Loota 10.1.3.1.1.1

              Yeah, you’ll see this argument come back to haunt ya.

            • Bill 10.1.3.1.1.2

              No, you idiot. The money’s for the recipients (the insurance companies) to invest and make a profit from.

              You’re just the expression of the fear factor that provides them with their cash flow.

              • clandestino

                Riight…it’s idiots like you that are gonna cost us all a fortune…we’ll see how that comes back and haunts us.

  11. Treetop 11

    I have been doing a comparison with the Christchurch earthquake residents and South Canterbury Finance. I have asked myself the following questions:

    1. Christchurch earthquake magnitude?
    2. Government assistance for the Christchurch earthquake residents?
    3. Source of resources for the Christchurch earthquake residents?
    4. Level of trauma for the Christchurch earthquake residents?
    5. Duration of trauma for the Christchurch earthquake residents?

    Substitute the word Christchurch earthquake for South Canterbury Finance.

    My fifty years of life has taught me to look at my own resources first.
    Read the fine print when signing a contract.
    Experience is something you get after the event.
    Anger is an emotional response to discomfort.
    What goes around comes around.

  12. Jenny 12

    Fran O’Sullivan worries that the Christchurch Earthquake is a “moral hazard” for the government.

    The answer must be that:

    The Christchurch Earthquake has split open this government’s caring facade’ and revealed a very serious deficit in their ability to address the problem of those on low incomes made homeless by this quake.

    The Minister of Revenue has put out a statement on the earthquake here.

    Yet dispite the homelessness caused by the earthquake the Minister of Housing is still keeping silent about what the response from his department will be.

    In Fact yesterday in Hon. Phil Heatley’s first Media release since the earthquake. It was like it never happened.

    Media Release – 08 Sep – Hon Phil Heatley

    Has the Minister and his Government Department been caught flat footed by this disaster, because Housing New Zealand has been turned from a Social Service provider, into a cash cow provider for landlords and developers?

    In my opinion there is no excuse for even one family to be homeless by the time of the Mayoral election. If any suitable and undamaged property on the market is left empty by the inaction of the Ministry of Housing then serious questions need to be asked.

    I hope both candidates are lobbying central government for a proper response, from the Ministry of Housing. If not the voters of Christchurch need to ask why?

    Is this silence from the Ministry of Housing trying to hide a deliberate and callous decision made by the Minister and his advisers not to make a response to the Earthquake?

    Is Housing New Zealand trying to increase their rental stock Christchurch to meet the demand?

    Will the Minister allow them to?

    captcha – “actions” how we will know them.

    • Jenny 12.1

      With Minister of housing Phill Heatley still crouched under his cone of silence. Now might be a good time for the shadow minister of housing to speak up.

  13. Where have we seen this before, oh yes big banks baled out while subprime homes abandoned for c
    carparks.

    antispam: pause (between aftershocks)

    • Bill 13.1

      Indeed Dave.

      I live a ways south of Christchurch and am about to put up my first refugee…a renter who has lost their home and is touring the S. Island on the fly buying time. (Anybody want to claim that such people are not refugees…internally displaced persons?)

      In two weeks my home opens to a Cantabrian seeking temporary respite. And I very much suspect the fact it is temporary is only down to the fact that their connections are just a bit too deep for them to feel able ( at this moment) to tear up their roots and walk away for good.

      There are going to be significant numbers of people flooding out of Christchurch in the not at all too distant, adding all types of additional pressures to already barely adequate social provisions in NZ.

  14. Augustus 14

    The more risk cover can be taken away from private insurers the better. A universal levy through rates is a far better option. That would also not give insurance companies an excuse to increase premiums, after all they’d cover less risk. Maintaining the insurer’s profit margins was not part of my insurance policy contract when I signed it, but it seems to be their all overriding concern. They must spend more staff time on finding loopholes than on helping clients.

  15. prism 15

    I was unsure of tenants responsibilities for insurance as I had read about a demand for reimbursement for house damage against a tenant by a landlord. It seems that a tenant can be found liable if a landlord can make a viable case against him/her. If there was to be an absence of moral hazard to both parties, it seems the tenant needs to pay a compulsory minor insurance cost to cover the risk of negligence etc. I think people would not know the extent of tenants’ liability – at present the dwelling insurance situation seems inadequate.

    I found this – on the NZ Dept of Building and Housing info under landlord’s obligations : link
    Pay rates and any insurance taken out by the landlord. (Any insurance taken out by the landlord is unlikely to cover the tenant’s liability for damage.)

    This is expanded further on the Otago university site :
    What insurance should I have?
    The landlord is responsible for insuring the building. As a tenant you need to have your possessions adequately covered by an all risks policy. It is also advisable to take out liability cover in case of major damage to the landlord’s property (eg a fire caused by cooking or by an electrical fault in an appliance owned by the tenant).
    Otago link

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    “Over the past week I have received some disturbing information that has led myself and a number of Maori lawyers to conclude that this National - Maori Party - ACT and United Future Government are going to put an end to both...
    Mana | 14-09
  • MANA wants Te Reo Māori petition fulfilled
    Hone Harawira, MANA Leader and MP for Te Tai Tokerau Annette Sykes, MANA candidate for Waiariki Te Hāmua Nikora, MANA candidate for Ikaroa Rāwhiti  “More than four decades have passed and the petition calling for Te Reo Māori in schools...
    Mana | 14-09
  • Primary focus on the critical issues
    A Labour Government will prioritise New Zealand’s agricultural sectors by recreating a Rural Affairs Minister and appointing a Primary Industry Council and a Chief Agricultural Adviser. Releasing Labour’s Primary Sector and Rural Affairs policies today, spokesperson Damien O’Connor says the...
    Labour | 12-09
  • Maori Television fears confirmed – Harawira
    ...
    Mana | 12-09
  • More ghost houses from National
    The Government’s desperate pre-election announcement of more ghost houses won’t fool Aucklanders wanting action on the housing crisis, says Labour’s Housing spokesperson Phil Twyford. “These are ghost houses, to go with National’s ghost tax cut. Families cannot live in ghost...
    Labour | 12-09
  • National bows to union pressure over travel time
    National has reluctantly bowed to pressure from unions and adopted Labour’s fair and sensible policy to pay home support workers for the time they spend traveling between clients, Labour’s Associate Health spokesperson Iain Lees-Galloway says. “This decision is long overdue...
    Labour | 12-09
  • Predators on Poverty – Harawira
    “As poverty has ballooned out of control, the Predators on Poverty have emerged to suck the lifeblood from whole families and communities” said MANA Movement leader and Tai Tokerau MP, Hone Harawira. “They are deliberately targeting low-income areas, particularly those...
    Mana | 11-09
  • MANA Movement Policy Launch
    Predators on Poverty (pokie machines, alcohol outlets and loan sharks) 1pm, Thursday 11th September Corner Great South Road and Criterion Street Otahuhu Shopping Centre...
    Mana | 10-09
  • Eliminating Poverty – Sir Edmund Hillary Collegiate, Otara | Internet MAN...
    A campaign to Eliminate Poverty, Feed the Kids, build more houses, and create thousands of new jobs, was outlined by Internet MANA at a public meeting in Otara this evening. When MANA and the Internet Party first sat down to...
    Mana | 09-09
  • Housing in Waiariki – Sykes
    Fact:  Under this National-Maori Party-ACT-United Future Government 61% of Maori in Waiariki do not own their own home and nearly 70% of Maori rentals in Waiariki pay $200 or more per week. “Maori in Waiariki have low rates of home ownership...
    Mana | 09-09
  • Charter school crisis shows time to axe costly experiment
    Dysfunction from day one at a Northland charter school shows it is time to dump this costly and failed experiment by the National-ACT Government, Labour’s Education spokesperson Chris Hipkins says. “Te Kura Hourua ki Whangaruru received $27,000 in government funding...
    Labour | 08-09
  • Labour will crack down on loan sharks
    A Labour Government will crack down on predatory loan sharks by making it illegal both to charge exorbitant interest rates and to exploit uninformed borrowers, Labour’s Consumer Affairs Spokesperson Carol Beaumont says. Labour today released its Consumer Affairs policy which...
    Labour | 08-09
  • Let’s do the FEED before the weed
    “Last week I put out a very strongly worded email to my colleagues about an online promotion about cannabis law reform” said MANA leader and Tai Tokerau MP, Hone Harawira “and I stand by that criticism today.” My concern was...
    Mana | 08-09
  • TE KAEA and NATIVE AFFAIRS live to fight another day
    “I understand that both the chair of the Board of Maori Television, Georgina Te Heuheu, and new CEO, Paora Maxwell, are now saying that my comments this morning about their plans to cut Te Kaea and Native Affairs, were wrong, and that...
    Mana | 08-09
  • How come the PM only pays 2.8% of his income in tax – Harawira
    “Before John Key talks about the piddling tax cuts he plans for low and middle income families today he needs to explain why he only pays 2.8% of his income on tax while a minimum wage worker pays 28% tax,”...
    Mana | 07-09
  • THE DEATH OF INDEPENDENCE FOR MAORI TV
    “If what I’m hearing is true, tomorrow Maori Television Service (MTS) will dump its news programme, Te Kaea, and staff will lose their jobs” said MANA Leader and MP for Te Tai Tokerau, Hone Harawira “and the Minister of Maori...
    Mana | 07-09
  • Labour recommits to Pike River families
    An incoming Labour-led government will do everything possible to recover the bodies of the Pike River Miners and return them to their families, says Labour Leader David Cunliffe. “This tragedy and its aftermath has left the families of the 29...
    Labour | 06-09
  • Voting has started and still no tax plan or fiscal budget for voters to see
    "Even though voting for the election has already begun, National still refuses to provide any details of its proposed tax cuts. And Bill English admitted this morning that he won’t provide any specifics until after the election", Labour’s Finance spokesperson...
    Labour | 06-09
  • National’s partners’ tax plans cost at least $42 billion
    If National forms the next government its partners’ tax plans will cost the country at least $42 billion, and maybe as much as $50 billion, wreaking havoc with the books, says Labour’s Finance spokesperson David Parker. “National claims to be...
    Labour | 05-09
  • Labour: Providing more opportunities for young Kiwis
    A Labour Government will ensure every young Kiwi under the age of 20 is given the opportunity to be in work, education or training, and plans to develop a conservation apprenticeship scheme to help do that, Labour’s Youth Affairs spokesperson...
    Labour | 04-09
  • Candles out on teachers’ slice of birthday cake
    Today may be Novopay’s second birthday, but there’s little to celebrate, Labour’s Education spokesperson Chris Hipkins says. “Novopay has cost the taxpayer tens of millions of dollars already, and the cost is still climbing....
    Labour | 04-09
  • National’s blatant broadband pork barrelling misses the mark by a country...
    National’s blatant pork-barrelling ICT announcement today should reinforce a growing sceptical electorate’s view that they are all about the gift wrap and not the present, Labour’s ICT spokesperson Clare Curran says. “Instead of addressing the real issues - the woeful...
    Labour | 04-09
  • More evidence of the need to clean up the system
    The latest release of emails and messages between disgraced Minister Judith Collins and blogger Cameron Slater are more evidence of the urgent need to clean up politics, Labour MP Grant Robertson says. "This new evidence confirms a near constant flow...
    Labour | 04-09
  • Labour commits to stable funding for voluntary sector
    A Labour Government will establish long-term funding and streamline contract accountability for community and voluntary groups, says Labour’s spokesperson for the sector Louisa Wall. Announcing Labour’s policy for the community and voluntary sector, she said this would give much greater...
    Labour | 04-09
  • Better trained and skilled workforce under Labour
    Labour is committed to a skilled workforce that benefits businesses as well as their workers, and will increase workplace training to improve productivity and drive innovation, Labour Leader David Cunliffe says. “Labour believes the Government should support New Zealanders into...
    Labour | 03-09
  • Labour will make renting a better option
    Labour will provide greater security of tenure for renters, and build more state and social housing, says Labour’s housing spokesperson Phil Twyford. “Labour believes every kid deserves a decent start in life. That means a warm, dry and secure home....
    Labour | 03-09
  • At least 15 new taxes under National
    John Key is the last person to talk about creating taxes, presiding over a Government that has imposed at least 15 new taxes, Labour Leader David Cunliffe says. “John Key tried a novel line in the debate last night claiming...
    Labour | 03-09
  • Labour will strengthen New Zealand’s democracy
    A Labour Government will act quickly to protect and enhance New Zealand’s reputation as one of the most open and least corrupt countries in the world, Labour Leader David Cunliffe says. “The health of any democracy is improved by greater...
    Labour | 02-09
  • MANA Movement says tax cut on GST must be first priority – Minto
    “If Prime Minister John Key has money available for tax cuts then cutting GST must be the first priority”,  said MANA Movement Economic Justice Spokesperson John Minto. GST is a nasty tax on low-income families”, said Minto. “People in the...
    Mana | 02-09
  • The Maori Party’s Mana-Enhancing Relationship with National – Minto
    “First we had Cameron Slater and David Farrar backing Labour’s Kelvin Davis bid to unseat MANA Movement Leader and MP for Te Tai Tokerau Hone Harawira.  Now we have Slater writing a pro-Te Ururoa Flavell article on his website, Whale...
    Mana | 02-09
  • There’s Only One Poll That Counts
    “One of the oldest sayings in politics is that there is only one poll that counts – the one on Election Day – and that’s the one that I am focusing on” remarked the MANA Movement candidate for Waiariki, Annette...
    Mana | 02-09
  • Local communities critical to Civil Defence
    Labour will focus on empowering New Zealand communities to be resilient in Civil Defence disasters, says Labour’s Civil Defence spokesperson Clare Curran. Announcing Labour’s Civil Defence policy, she says that Labour will work with schools, voluntary agencies and community groups...
    Labour | 02-09
  • Labour looks to long-life passports, gambling harm review
    A return to 10 year passports and a review of gambling laws are highlights of Labour’s Internal Affairs policy released today. “More than 15,000 New Zealanders signed a petition calling on the Government to revert to the 10 year system...
    Labour | 02-09
  • MANA Movement Leadership stands strong behind Internet MANA relationship
    “There is now, and always will be, a range of views about many issues within our movement and members are free to express them, but Georgina’s views on Kim Dotcom are not shared by the MANA Movement leadership or the vast majority...
    Mana | 01-09
  • Rebuilding the New Zealand Defence Force
    A Labour Government will make it a priority to rebuild the capacity of the Defence Force to carry out the tasks expected of it, says Labour’s Defence Spokesperson Phil Goff. Releasing Labour’s Defence Policy today he said the NZDF has...
    Labour | 01-09
  • Speech to Canterbury Chamber of Commerce
    Today I'm going to talk about our policy package to upgrade and grow our economy and how we turn that growth into a foundation for a decent and fair society. But first I want to address the issue of our...
    Labour | 01-09
  • Commission of Inquiry must have bipartisan support
    The Labour Party is drafting terms of reference for a Commission of Inquiry, Labour’s Shadow Attorney-General David Parker says. “It is abundantly clear there is a need for an independent Commission of Inquiry, chaired by a High Court Judge, into...
    Labour | 01-09
  • Rapid Transit to unclog Christchurch
    Labour will build a 21st century Rapid Transit system for Christchurch, says Labour Leader David Cunliffe. “The long delayed recovery of Christchurch hinges on a modern commuter system for the city. “We will invest $100 million in a modern rail plan...
    Labour | 31-08
  • Labour’s commitment to public broadcasting
    A Labour Government will set up a working group to re-establish a public service television station as part of our commitment to ensuring New Zealand has high quality free-to-air local content. “We will set up a working group to report...
    Labour | 31-08
  • Live blog: Bainimarama takes early lead in Fiji’s election
    Pacific Scoop’s Alistar Kata reports from yesterday’s voting. By Alistar Kata of Pacific Scoop in Suva Prime Minister Voreqe Bainimarama took an early lead in provisional results in the Fiji general election last night. With provisional results from 170 out...
    The Daily Blog | 17-09
  • Has The NSA Constructed The Perfect PPP?
    Former intelligence analyst and whistleblower, Edward Snowden – speaking live to those gathered at the Auckland Town Hall on Monday September 17, 2014. Investigation by Selwyn Manning. THE PRIME MINISTER JOHN KEY’s admission on Wednesday that whistleblower Edward Snowden “may...
    The Daily Blog | 17-09
  • No way – Key admits Snowden is right
    After claiming there was no middle ground. After claiming there was no mass surveillance. After calling Glenn Greenwald a henchman and a loser. After all the mainstream media pundits screamed at Kim’s decision to take his evidence to Parliamentary Privileges...
    The Daily Blog | 17-09
  • Bad luck National
    ...
    The Daily Blog | 16-09
  • The incredible changing John Key story on mass spying – why the Moment of...
    While the mainstream media continue to try and make the Moment of Truth about Kim’s last minute decision to prolong his battle against John Key past the election into the Privileges Committee, the reality is that the Moment of Truth...
    The Daily Blog | 16-09
  • GUEST BLOG: Curwen Rolinson – Themes of the Campaign
    There’s one area of a political campaign that just about everyone, at some point, falls afoul of. The campaign song. I’m not sure quite why it is, but it seems to be almost impossible for political parties to come up...
    The Daily Blog | 16-09
  • GUEST BLOG – Denis Tegg – The NSA slides that prove mass surveillance
    The evidence presented by Glenn Greenwald and Edward Snowden on The Intercept of mass surveillance of New Zealanders by the GCSB is undeniable, and can stand on its own. But when you place this fresh evidence in the context of...
    The Daily Blog | 16-09
  • Ukraine, United Kingdom, Ireland, Scotland
    The Ukrainian civil war discomforts me. It seems to me the most dangerous political crisis since the Cuban missile crisis of 1962. And it’s because of our unwillingness to examine the issues in a holistic way. We innately prefer to...
    The Daily Blog | 16-09
  • John Key’s love affair with a straw man – the relationship intensifies
    John Key’s love affair with the straw man is now a fully-committed relationship. It’s now the first love of his life. Sorry Bronagh. Yesterday I pointed to Key’s constant assurances that there is no mass surveillance of New Zealanders by...
    The Daily Blog | 16-09
  • A brief word on why Wendyl Nissen is a hero
    Wendyl Nissen is a hero. The sleazy black ops attack on her by Slater and Odgers on behalf of Grocery Council chief executive Katherine Rich is sick. All Nissen is doing in her column is point out the filth and...
    The Daily Blog | 16-09
  • She saw John Key on TV and decided to vote!
    . . NZ, Wellington, 15 September – ‘Tina’* is 50, a close friend,  and one of the “Missing Million” from the last election. In fact, ‘Tina’ has never voted in her life.  Not once. In ‘Tina’s’ own words, politics has...
    The Daily Blog | 16-09
  • Eminem sues National Party for unlawful use of ‘Lose yourself’ bhahahah...
    …ahahahahahahahaha. Oh Christ this is hilarious… National Party sued over Eminem copyright infringment US rapper Eminem is suing the National Party for allegedly breaching copyright by using his song Lose Yourself in its campaign advertisements. The Detroit-based publishers of Eminem’s...
    The Daily Blog | 16-09
  • Are the Greens about to be snookered by a Labour-NZ First Government?
    I wrote last week that it was smart politics that the Greens pointed out they could work with National, the soft blue vote that’s looking for a home in the wake of Dirty Politics isn’t going to Labour, so the...
    The Daily Blog | 16-09
  • BLOGWATCH: Fonterra join 2Degrees and boycott Whaleoil
    In the wake of Dirty Politics, advertisers are pulling their advertising out of Whaleoil. PaknSave, Evo Cycles Pukekohe, Localist, 2 Degrees, Fertility Associates, iSentia, NZ Breast Cancer Foundation, Maori TV, Bookme.co.nz, Dobetter.co.nz and the Sound are now joined by Fonterra...
    The Daily Blog | 16-09
  • PM Key accused of allowing secret ‘spook’ cable sensors to spy on citiz...
    Pulitzer prize-winning journalist Glenn Greenwald (left) and Kim Dotcom at the “moment of truth” political surveillance meeting in Auckland last night. Image: PMW By ANNA MAJAVU of Pacific Media Watch NEW ZEALAND Prime Minister John Key has been accused of...
    The Daily Blog | 15-09
  • Fiji pre-election ‘politics’ blackout stirs media protests, frustration
    BLACKOUT DAY – Monday, day one of the “silence window” in Fiji leading up to the close of polling in the general election at 6pm on Wednesday. And this is under the draconian threat of a $10,000 fine or five...
    The Daily Blog | 15-09
  • “Now the work of movements begins”: government corruption, media bias, ...
    I am so tired of the dirty politics of the National government, aren’t you? I am tired of John Key and his pathetic attacks on award-winning journalists who have spent their careers fighting and digging for truth and good. The...
    The Daily Blog | 15-09
  • Moment of Truth review, smoking guns and the awful coverage by the NZ msm
      There were queues unlike any the Town Hall has seen, 1000 were turned away once it became full…     …full to the rafters. The energy and atmosphere within the room was extraordinary, and it begun…   …Glenn Greenwald...
    The Daily Blog | 15-09
  • Why Maori TV’s Te Tai Tokeraou Poll will be proved wrong
    If Hone Harawira had a dollar every time the media wrote off his chance of winning Te Tai Tokeraou, he would have more money than Kim Dotcom. Remember the by-election? Hone was 1 point ahead of Kelvin in an exact...
    The Daily Blog | 15-09
  • September 15 RNZ interviews – and then the Moment of Truth
    . Acknowledgement: Emmerson . 15 September – Leading up to the Moment of Truth public meeting this evening, these Radio NZ interviews are worth listening to; . Alt link . Alt link . Alt link . Alt link . Alt...
    The Daily Blog | 15-09
  • Live Stream: Moment of Truth Tonight 7pm
    Live Video Stream by eCast: The Daily Blog will Live Stream the Moment of Trust public meeting from 7pm. The meeting will feature Glenn Greenwald, Kim Dotcom, Robert Amsterdam, and a very special guest…...
    The Daily Blog | 15-09
  • The proof Key lied about GCSB mass surveillance
    And we start getting to the evidence that proves Key has lied about mass surveillance. The article by Glenn Greenwald is out and it is beyond damning… Documents provided by NSA whistleblower Edward Snowden show that the government worked in...
    The Daily Blog | 15-09
  • A brief word on the Ede-Slater emails
    Every day I have rushed to read the paper to see if a breaking story on the Ede-Slater emails had broken yet. They haven’t. Day after day, where are these emails? We know Rawshark sent the emails to David Fisher...
    The Daily Blog | 15-09
  • The email that proves Key is a liar
    This is the Email proving Key knew about Kim Dotcom before he claims he did… “We had a really good meeting with the Prime Minister. He’s a fan and we’re getting what we came for. Your groundwork in New Zealand...
    The Daily Blog | 15-09
  • Henchmen
    Henchmen...
    The Daily Blog | 14-09
  • Why it simply isn’t credible that Key stepped in and shut down the mass s...
    Key’s staggering admission that yes there was a year long business model by the GCSB to mass spy on all of NZ but  that he stepped in and shut it down after Cabinet had signed it off just sounds like make...
    The Daily Blog | 14-09
  • John Key’s love affair with a straw man
    Politicians like putting up straw men for the purpose of self-righteously knocking them over. Prime Minister John Key has a particular straw man he loves to punch over. He raises it whenever he’s asked about mass surveillance of New Zealanders...
    The Daily Blog | 14-09
  • John Armstrong turns on Glenn Greenwald
    Where does a mediocre journalist like John Armstrong get off attacking a journalist with the credibility of Glenn Greenwald as he has in his ridiculous column today? Armstrong has the audacity to try and play the terrorism card to justify why...
    The Daily Blog | 14-09
  • GUEST BLOG: Denis Tegg – Which of John Key’s many statements on the GC...
    We already have Glenn Greenwald’s assertion on The Nation that John Key has misled New Zealanders as to whether the GCSB has engaged in mass surveillance of Kiwis. But Key has made many other statements about the GCSB’s powers and...
    The Daily Blog | 14-09
  • Election 2014: Numbers and Faces
    Democratic politics is a game of numbers and faces. How can we translate the numbers into the 120 or more faces that will be in the next Parliament? Below is my prediction of a likely result: 120 people, divided by...
    The Daily Blog | 14-09
  • Scotland the brave
    The possibility that Scotland will vote for independence this Thursday has panicked the British establishment. An unholy alliance of Tory, Labour, Liberal and corporate leaders has resorted to fear-mongering and bullying on grand scale in a last ditch effort to...
    The Daily Blog | 14-09
  • Why Key’s denials sound so off and why Dotcom’s fight is all our fight
    The shrillness of Key is the issue. His denials just too forced and rehearsed. Key has gone from Hollow Man to Shallow Man with his lashing out at Pulitzer Price winning Journalist Glenn Greenwald by calling him a ‘henchman’. This...
    The Daily Blog | 14-09
  • Letters to the Editor – Spies, Lies, Five Eyes, and other matters on a S...
    . . Sharing a few thoughts and observations with newspaper editors around the country… . from: Frank Macskasy <fmacskasy@gmail.com>to: Sunday Star Times <letters@star-times.co.nz>date: Sun, Sep 14, 2014 subject: Letter to the Editor . The Editor Sunday Star Times . Our...
    The Daily Blog | 14-09
  • Letters to the Editor – Spies, Lies, Five Eyes, and other matters on a Su...
    . . Sharing a few thoughts and observations with newspaper editors around the country… . from: Frank Macskasy <fmacskasy@gmail.com>to: Sunday Star Times <letters@star-times.co.nz>date: Sun, Sep 14, 2014 subject: Letter to the Editor . The Editor Sunday Star Times . Our...
    The Daily Blog | 14-09
  • As TDB predicted, Labour to use universal super fund to buy back assets and...
    Greens about to be snookered again?   As The Daily Blog has pointed out several times now, Labour will use a universal super fund to buy back NZs assets in a bid to offer Winston a legacy project… Labour plans...
    The Daily Blog | 13-09
  • A lesson in caring for our most vulnerable
    Some of the comments on this article make me sick. Because I am so very much over people who think they are better than others because things have gone their way in life and think those who aren’t as functional...
    The Daily Blog | 13-09
  • GUEST BLOG: Anjum Rahman – Please vote positive
    One of the features of campaigning is the meet-the-candidates event.  As an opportunity to present policies to the voter, they aren’t the best vehicle but still serve a useful purpose.  The problem is that there are too many candidates and...
    The Daily Blog | 13-09
  • For this who don’t vote this election
    For this who don’t vote this election...
    The Daily Blog | 13-09
  • Where does Key get off abusing a Pulitzer prize winning Journalist like Gle...
    We are seeing the Dirty Politics PM today when Key decided the best way to counter the Glenn Greenwald claims of GCSB mass surveillance was to denigrate Greenwald… Prime Minister John Key says he will prove Glenn Greenwald’s claims by the...
    The Daily Blog | 13-09
  • Teflon Man No More
    . .   On 26 August, as Nicky Hager’s expose on New Zealand’s right wing politics hit public consciousness and confirmed our worst fears, I wrote, “Dirty Politics” has achieved more than simply revealing  unwholesome machinations between National party apparatchiks,...
    The Daily Blog | 13-09
  • Dear mainstream media – regarding Key’s promise to resign if GCSB expos...
    Dear Mainstream media. How’s it all going? I would like to acknowledge the deep depression many members of the Press Gallery are going through as their boy Key looks less and less likely to win. I appreciate how a loss...
    The Daily Blog | 13-09
  • It’s official: ACT’s Jamie Whyte is several-sandwiches-and-a-salad sho...
    .   . There aren’t very many times I agree wholeheartedly with our Dear Leader – but on this occassion I believe he spoke for those 99% of New Zealanders for whom common sense is as natural as breathing air....
    The Daily Blog | 13-09
  • ‘I’ll not be intimidated … by cowards’, says Fiji death threat jour...
    Fiji Sun’s Jyoti Pratibha … death threats via fake Facebook profiles. Image: Pacific Scoop THE PARIS-based media freedom advocacy organisation Reporters Sans Frontières and the Pacific Media Centre have condemned threats and intimidation against political reporters this week covering Fiji’s...
    The Daily Blog | 12-09
  • Glenn Greenwald on TV3s ‘The Nation’ – Everyone remember when Key pro...
    Glenn Greenwald has just given his first NZ interview on TV3s ‘The Nation’ and what he had to say was incredibly damaging. Glenn is here for Kim Dotcom’s Moment of Truth on Monday and what he has just had to...
    The Daily Blog | 12-09
  • What will soft National vote do, why Colin Craig will be a focus in final w...
    In what has been the most unpredictable elections of our time, the final week promises more shocks and bombshells than World War One trench warfare. We have the media who still have the Rawshark emails that detail the Ede-Slater exchanges....
    The Daily Blog | 12-09
  • Would a National-Conservative Party reduce rights to an abortion? Legalise ...
    With the possibility of a Conservative-National Party coalition looming, let’s consider the impact of this new hard right religious Government on social policy. We know Conservative Party candidate Edward Saafi, believes the inability to legally bash your kids is responsible for teenage prostitution, teenage pregnancy and...
    The Daily Blog | 12-09
  • ACTs solution to crime – more guns?
    How insane are the ACT Party? Honestly? Their solution to crime is to arm every shop keeper with a sawn off shotgun??? “Criminals are well aware that shopkeepers are defenceless and are taking advantage of this in brutal robberies. What...
    The Daily Blog | 12-09
  • John Key’s gift to teenage girls…
    Yesterday I was at the MANA Movement policy release on “Predators on Poverty” in the Otahuhu Shopping Centre. Successive Labour and National governments have left vulnerable communities on their own to face these merciless thieves who prey on the poor...
    The Daily Blog | 12-09
  • Poverty denial – Where does National get its advice from?
    National is displaying a quite inadequate understanding of their own policies and worrying inability to respond to criticism. When John Key trots out his old, tired example of how ‘work pays’ on Morning Report this week to justify leaving 260,000...
    The Daily Blog | 12-09
  • Education reformers mean well, so what’s the problem?
    The thing about education reformers is that, mostly, they mean well. Whether it’s charter schools, National Standards, Teach First, or another reform, many people involved have good intentions.  They want to improve things, try something new and innovate, they say. The thing...
    The Daily Blog | 12-09
  • Pregnancy Help Welcomes Green Party Packs for Newborn Babies
    Pregnancy Help applauds Metiria Turei acknowledging that “for many parents the birth of a new child is a highly stressful and financially straining time” and the desire for every child to thrive....
    Scoop politics | 17-09
  • McVicar Welcomes ASA Decision
    Napier Conservative Party Candidate Garth McVicar welcomes the Advertising Standards Authority’s decision to not uphold the pamphlet complaint of Robert Johnson, Campaign Manager for Napier Labour candidate Stuart Nash. The ASA acknowledged that one complaint...
    Scoop politics | 17-09
  • Whyte: In 12 months’ time, here is what will matter
    In three days’ time I will be elected along with a number of ACT MPs. I think the media will be surprised and ask how it happened?...
    Scoop politics | 17-09
  • Internet MANA Will Grant Special Residency to Edward Snowden
    Internet MANA will put the case to the new government to welcome global surveillance whistle blower Edward Snowden, granting him safe passage and residency in New Zealand....
    Scoop politics | 17-09
  • Ten millionth traveller uses SmartGate
    The 10 millionth traveller to pass through SmartGate, Customs’ automated passenger processing system, was greeted by Customs Manager Passenger Operations, Peter Lewis today at Auckland International Airport....
    Scoop politics | 17-09
  • Key vs. Cunliffe: Final Live NZ Election Reactor 7pm Tonight
    John Key and David Cunliffe go head to head for the last time tonight and you can decide who wins by driving the worm. This is the last live Election Reactor covering the debate tonight at 7pm on TV One....
    Scoop politics | 17-09
  • Offenders Get Road Safety Message
    Wellington Community Corrections partnered with emergency services, government agencies, organisations and Kapiti Coast District Council to deliver an innovative road safety programme to 70 community-based offenders at Southwards Car Museum on Tuesday 16...
    Scoop politics | 17-09
  • Proposed law to decriminalise Abortion
    http://images.tvnz.co.nz/tvnz_images/news2011/politics_news/12/q_a_interview__list_mp_jan_logie_n2.jpgRight to Life is disappointed that the Green Party is refusing to provide a response to the seven very important questions that have been addressed to Jan Logie, spokesperson...
    Scoop politics | 17-09
  • Election 2014 Will Be Costly
    The Taxpayers’ Union has today released the final update for its ' Bribe-O-Meter ' election costing website in the lead-up to Saturday’s general election. Taxpayers’ Union Executive Director Jordan Williams says:...
    Scoop politics | 17-09
  • Roy Morgan Poll September 17
    John Key set to win narrow election victory on Saturday as Labour/Greens slump puts Winston Peters in powerful position as NZ First surge to 8% Today’s New Zealand Roy Morgan Poll shows National (46.5%, up 1.5%) set to win a...
    Scoop politics | 17-09
  • Wahakura Package would provide warm welcome for babies
    The Greens Wahakura Welcome package announced yesterday is a wonderful example of child-centred policy which would help all children get a fair and equal start in life, says Child Poverty Action Group. CPAG health spokesperson Innes Asher says,...
    Scoop politics | 17-09
  • TPPA a Sellout to American Corporate Greed
    New Zealand will become a permanent prisoner to the United States’ greed and global arrogance if the Trans-Pacific Partnership Agreement (TPPA) isn’t stopped, warns Internet MANA....
    Scoop politics | 17-09
  • Wintry showers and blustery winds for Election Day
    As we head towards the weekend, it is time to look at what the weather will be for New Zealand's "Have Your Say" Day....
    Scoop politics | 17-09
  • New national secretary announced
    The PSA is pleased to announce the appointment of Erin Polaczuk to the role of national secretary....
    Scoop politics | 17-09
  • Public Secotr & TISA: On the cusp of something very special?
    Is the National Party keeping some things out of sight in case they frighten the electorate? Here is some worrying evidence that this may be the case....
    Scoop politics | 17-09
  • MPI ups yacht biosecurity ante
    Yachts arriving in Northland from overseas this season will face greater biosecurity scrutiny, says the Ministry for Primary Industries (MPI)....
    Scoop politics | 17-09
  • iPredict Election Update
    John Key’s National Party now has an 88% probability of leading the next government , most probably with the support of NZ First, according to the combined wisdom of the 8000+ registered traders on New Zealand’s predictions market, iPredict. There...
    Scoop politics | 17-09
  • Crowdfunding to Save Native Fish
    NZ Landcare Trust is offering an exciting project designed to assist native fish, as part of the launch of a new global crowdfunding category called 'The Landcare & Environment Collection.' This exciting step, aims to help raise funds and support,...
    Scoop politics | 17-09
  • New methods needed to reach non-voters
    Non-voters are much heavier users of the internet than those who do vote, while 43 per cent of non-voters say they never read a newspaper according to research released today by the Election Data Consortium....
    Scoop politics | 16-09
  • Parties sent home with report cards
    More than 2000 New Zealanders came together to run a full page ad in the Herald today asking all Parties what they will commit to do to clean up politics. The answers are in, and ActionStation has graded Parties on...
    Scoop politics | 16-09
  • One in 10 Kiwis want Winston Peters to Run the Country -Poll
    New Zealand First leader, Winston Peters has seen his personal popularity reach a three-year high in the final 3News/Reid Research poll ahead of Election Day....
    Scoop politics | 16-09
  • Shut Down This Govt Not Kaiti WINZ
    "I’m going to make it as hard for you to get help as I can" is Paula Bennett’s message to the people of Kaiti said MANA candidate Te Hāmua Nikora today in response to the news that National will close...
    Scoop politics | 16-09
  • New methods needed to reach non-voters
    Non-voters are much heavier users of the internet than those who do vote, while 43 per cent of non-voters say they never read a newspaper according to research released today by the Election Data Consortium....
    Scoop politics | 16-09
  • Conservatives Break Through 5% Threshold
    Reports in today’s Dominion Post that the Conservative Party is polling at 6% in Nationals internal polling are not surprising says the Conservative Napier candidate Garth McVicar....
    Scoop politics | 16-09
  • The MANA Plan for Beneficiaries and Income in Waiariki
    Median Personal Income for Waiariki is $21,700. Over 13,000 Maori who live in Waiariki rely upon a form of government benefit including the Unemployment Benefit, Sickness Benefit, Domestic Purpose Benefit and the Invalids Benefit....
    Scoop politics | 16-09
  • IGIS: No Indiscriminate Interception of NZers’ Data Found
    “As part of my role as Inspector-General, I review whether the GCSB complies with the restrictions upon interception of New Zealanders’ communications and with the requirement to intercept communications only for authorised purposes. That review...
    Scoop politics | 16-09
  • Conservatives Break through 5% Threshold
    Reports in today’s Dominion Post that the Conservative Party is polling at 6% in Nationals internal polling are not surprising says the Conservative Napier candidate Garth McVicar....
    Scoop politics | 16-09
  • Hundreds of Students Turn Out for Political Debate
    With only a few days left before the general election, over 500 Victoria students packed the central Hub space on campus today to listen to a political debate on student issues organised by the Students’ Association. Victoria University of Wellington...
    Scoop politics | 16-09
  • Ex-prisoners make most of mentoring to make most of life
    It’s not every day that an organisation triples a programme in size, but PARS Inc (formerly known as the Prisoners’ Aid and Rehabilitation Society of the Auckland District Inc) has managed to do just that with their Community Mentoring Scheme,...
    Scoop politics | 16-09
  • Unscrupulous worker highlights why 90-days works
    Federated Farmers believes the experience of a husband and wife farming team in Taranaki underscores why the 90-days provision is so important to small businesses. “Yesterday a member called 0800 FARMING to alert us to a guy doing the rounds...
    Scoop politics | 16-09
  • Eye to Eye Uploaded
    Leading Maori broadcaster and political commentator Willie Jackson previews Eye to Eye Uploaded, a multi-platform series of interviews that he’s aiming to put in front of media radars next year....
    Scoop politics | 16-09
  • Party Rankings against Inequality
    Revealed: which party will do the most to reduce New Zealand’s growing inequality crisis...
    Scoop politics | 16-09
  • Maritime Union backs change of Government
    The Maritime Union says a change of Government is required to deliver secure jobs and decent wages for New Zealand workers....
    Scoop politics | 16-09
  • Green Party package for newborns welcomed
    16 September 2014 Media Release The New Zealand College of Midwives has welcomed a policy announced today by the Green Party which would provide a package of essential items for every newborn baby. The College is a non partisan organisation...
    Scoop politics | 16-09
  • ALCP Release Election Manifesto
    The Aotearoa Legalise Cannabis Party has released its manifesto in the lead up to the election on Saturday....
    Scoop politics | 16-09
  • Election Daily Update #9
    John Key’s National Party appears to have received a major boost from last night’s “Moment of Truth” event, according to the combined wisdom of the 8000+ registered traders on New Zealand’s predictions market, iPredict. Despite no major changes...
    Scoop politics | 16-09
  • Eminem Publishers Sue New Zealand National Party
    Detroit-based music publishing companies sue National Party for damages for unauthorised use of song in election campaign advertising...
    Scoop politics | 16-09
  • Parties Back Rethink of WINZ Shared Care Parenting Laws
    Overwhelming Majority of Parties Back Rethink of WINZ Shared Care Parenting Laws. Press release- Fifty Fifty Campaign, 16 September 2014 National is the only political party willing to defend the way WINZ treats separated parents who share their kids...
    Scoop politics | 16-09
  • Parents Smacking Down Prime Minister
    "John Keys failure to deliver on his promise to change the anti-smacking law is costing National votes, and helping the Conservative Party," says Colin Craig....
    Scoop politics | 16-09
  • Political Debate on Family Violence – Video & Audio
    The Dunedin Collaboration Against Family Violence was happy to host a political debate on Family Violence chaired by Professor Nicola Atwool of the University of Otago. Family Violence is a huge problem in our community and we invited representatives...
    Scoop politics | 16-09
  • Greens Take Nanny State To A New Level
    Family First NZ is labelling the Green’s ‘welcome package’ for newborns policy as wasteful and misdirected. “This policy is taking ‘nanny state’ to a new level but indicates just how much the Greens want to intervene in family life,”...
    Scoop politics | 16-09
  • 2,100 people send message about dirty politics
    2,100 people have signed their name to a full-page open letter featuring in the New Zealand Herald this Wednesday. The letter is designed to send a message to politicians that dirty politics is an important election issue....
    Scoop politics | 16-09
  • Are DoC manipulating Rat Numbers?
    Ban 1080 Political Party co-leader Bill Wallace says there are serious rumours DoC has changed their rat counting technique to cover up the lack of the mythical “Rat Plague” claimed by the Department in Kahurangi National Park, and also that...
    Scoop politics | 16-09
  • Average Full time Student Is in Financial Distress
    A new survey has found that nearly half of all full time students are in significant financial distress....
    Scoop politics | 15-09
  • Key and Cunliffe, research revealed by Ancestry.com.au
    Contrasting family histories of John Key and David Cunliffe, revealed by research from Ancestry.com.au....
    Scoop politics | 15-09
  • Revelations a Damning Indictment of Key’s Honesty
    The Prime Minister’s honesty is now central to the election, says Internet Party Leader Laila Harré, following the revelations of whistleblower Edward Snowden that there is mass surveillance of New Zealand citizens by the GCSB....
    Scoop politics | 15-09
  • Organisations Have ‘Duty of Care’ for Players says Law Firm
    Concussion injuries in amateur and professional sporting arenas are currently highly topical. Concussion potentially appears to have been implicit in the recent death of a young player in Northland....
    Scoop politics | 15-09
  • Media Release from Closing the Gap on Health and Housing
    “Inequality is the biggest problem facing New Zealand at the present time” says Peter Malcolm National Secretary of Closing the Gap. It underlies many of our social ills, poverty, lack of trust, an economy that could do much better, and...
    Scoop politics | 15-09
  • Expanding Whānau Ora – a bottom line for Māori Party
    Leaving the best to last, the Māori Party has launched its Whānau Ora policy today following a fun family event at Te Ore Ore Marae in Masterton last night. “When we change what happens in our homes, we change what...
    Scoop politics | 15-09
  • Colin Craig’s Incredible Claims Continue
    Hot on the heels of a Conservative Party candidate proposing to double the price of a bottle of wine, Colin Craig has come up with an even more fantastic idea to buttress his uncosted tax policy....
    Scoop politics | 15-09
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