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Christchurch earthquake & moral hazard

Written By: - Date published: 12:00 am, September 9th, 2010 - 94 comments
Categories: Economy - Tags: , ,

Fran O’Sullivan joins us in asking why the Government was so quick to completely bailout the South Canterbury Finance investors and is being so miserly with earthquake victims:

“Just imagine the uproar if the sequence had been reversed [if the earthquake came before the SCF].

Consider: Key goes down to the earthquake zone. Tells Cantabrians the Government will get behind them. But it will not be able to stand fully behind those who don’t have earthquake insurance. As he told TVNZ’s Q&A programme on Sunday: “It’s the 5 or 10 per cent of people that don’t have insurance that have said, ‘Look, I’ll risk it’ … and that’s the moral hazard for the Government because, on the one hand, if we pay everybody out, why would people take insurance. On the other hand, you’re gonna have people with real hardship and deprivation, and it’s getting that balancing act right. It’s not going to be easy.”

His Government has since indicated it will come to the party with a range of social services. But nobody is pretending a bailout is on the way for those who failed to take out insurance.

Consider again: if having already made crystal clear his Government’s view that it was too concerned about moral hazard risks, and the signal that would be sent if the Crown restored the losses of uninsured earthquake victims, Key then turned around a day or so later and said the Government was prepared to overlook moral hazard concerns when it came to South Canterbury’s bond investors and creditors and fully pay them out so it could get full control of the situation.

I suspect the uproar of hatred that has been pouring out against South Canterbury founder Allan Hubbard on far too many uncontrolled websites over the past week would have instead been directed against a Government arguably looking after well-heeled opportunists to whom it did not owe a red cent as they were not covered by the guarantee scheme.

As Maier said on Tuesday last week: “A lot of bets in the casino paid off big time today.”
What we have ended up with is very untidy: the Government has paid out “in the know” bond investors and foreign preferential shareholders who did not qualify for the guarantee.

Forget about moral hazard – the smart money now knows that the Key Government can be “gamed”.

I want to make a point about this moral hazard argument that the government is so concerned about with the earthquake, which it wasn’t concerned about with SCF.

The moral hazard argument is that if the government cover someone’s losses now, it will encourage them to take uninsured risks in the future in the expectation of a government bailout if things go wrong, imposing even more costs on the government in the future and unhinging capitalism by allowing return without risk. Both the SCF bailout and covering the costs of uninsured homeowners and workers could create a moral hazard.

But, in the case of the earthquake victims at least, there’s the social justice argument that you can’t allow families, especially children, to suffer because of the poverty or mistakes of the parents or their parents’ employers. Do people deserve to have their lives ruined because they couldn’t afford insurance? We have a moral duty to help.

It seems to me that there’s a simple solution: help people now, prevent people taking uninsured risks in the future.

How does it work?

Damage insurance: Government extends EQC coverage to all homes and contents affected by this quake, regardless of whether the people had home insurance or not (side question: if you’re a renter, your landlord presumably has the house insurance so gets EQC cover but do you get EQC cover for your contents?)

In future, EQC is funded not out of a levy on home insurance policies but by a levy on residential rates. Every property owner pays rates, so there’s no moral hazard problem of people not bothering to get home insurance – instead, everyone is covered and everyone pays. Bear in mind that you can’t get earthquake coverage from private insurers in Christchurch any more but there are still major earthquakes occurring.

Wages: Government covers the wages of all employers who can’t work due to the quake on top of any private insurance that businesses have. No-one is left out of pocket.

To avoid moral hazard, in the future wage insurance for disasters will be covered by a compulsory public insurance scheme like ACC, funded by a tiny payroll levy. And I do mean tiny – a $100 million pool expected to be paid out once a decade could be funded with a levy of just 1 cent per hundred dollars of wages. Again, everyone gets covered now and there’s no moral hazard for the future because a compulsory and universal insurance scheme has been introduced.

The government can help the people who need help now while avoiding creating an undesirable moral hazard for the future. The question is: will it choose to?

PS. Since my piece the other day, respected business journo Patrick Smellie has written an article dismissing the suggestion that the earthquake could be an economic boon, and Treasury has put damage at $4 billion and the initial output loss at 0.5% of GDP.

94 comments on “Christchurch earthquake & moral hazard”

  1. Loota 1

    One thing which aggravates me no end is how the NATs are willing to come up with in depth schemes, mechanisms and rationale over months and months in order to transfer a shit tonne of money over to their mates and random speculators vis a vis South Canterbury Finance.

    But can’t be assed trying to think through how they can help ordinary NZ’ers. Instead its “Not insured? You should’ve known better. Next.”

    • Marty G 1.1

      Paul Henry saying that uninsured people failed to take ‘personal responsibility’ so stuff them is a prime example of what you’re talking about.

      The ability to double think is amazing – i’ve seen him encourage an unemployed executive to go on the dole and 20 seconds later call a sickness beneficiary a bludger.

  2. Jenny 2

    My question is, what about those who couldn’t afford mortgages and have had to rent, but have lost their homes?

    If the rental property that housed their family has been damaged and is now uninhabitable, and as a result, they and their family are in a shelter. What assistance is being being given to them?

    Is the Minister of Housing going to break his silence on this issue?

    Is Housing New Zealand going to get the budget to increase their housing stock to meet the need for more rental accomodation?

    • Rex Widerstrom 2.1

      Very good questions, to which I would add one more: What, if anything, will be done to stop landlords who own an intact house profiteering as demand hugely exceeds supply by racking rents? And as a corollary, will a sitting tenant facing eviction on a flimsy pretence so the owner can flip the house and bring in new tenants at a much higher rent have any sort protection (other than the long, drawn-out and unpredictable Tenancy Tribunal process)?

      • Jenny 2.1.1

        Your right Rex to stop the speculators the obvious thing to do, is for Housing New Zealand to buy up the necessary number of suitable and undamaged empty homes from the private sector to add to their rental stock and rehouse all the homeless families.

        Sure this would cost, but it would only be a tiny fraction of the money made available to bail out SCF investors. Even Fran O’Sullivan realises who is the more deserving.

        captcha – “bought”

        • Herodotus 2.1.1.1

          How long do you think that will take, great idea.
          There will be months years depending upon the lenght of after shocks.
          There will be extensive geotech work being undertaken so as not to build on suspect land or to ascertain what geotech requirements are needed to protect the land, also I would imagine that the fault will have to be tracked & mapped.
          Roads that had minor hairline cracks on Monday now due to aftershocks have 1m fracture lines. One reason why it is taking so long to review the damage. So in some cases raoding and other infrastructure initially passde has subsequently required 2nd or 3rd visits to find out that it requires remedial or replacement.
          Making land available, it does not magically appear from a tree. There is extensive town planning infrastructre planning e.g. stormwater, wastewater efects on traffic movements etc. If we fast track then there is a great potential for poor planning and a disaster. this sad event has allowed us the potential to redesign a major city and with wisdom and knowledge to improve on what was there.
          We currently have one major disaster partically caused by haste, poorly designed law and companded by poor decision making. Do we really want to be the authors or 2 really basd decisions within a year?

          • Jenny 2.1.1.1.1

            .
            Herodotus it would only take a matter of days for HNZ to buy up the necessary number of undamaged vacant rental properties.

            My point. There should not be one family homeless while there is one empty house.

            captcha – “fixes”

            • Jenny 2.1.1.1.1.1

              In fact with the political will it shouldn’t take more than an afternoon to ring all the real estate agents and offer them a lump sum for all the vacant properties on the books.

              If there are any families still in shelters by the end of next week it is because someone wants it that way.

            • Jenny 2.1.1.1.1.2

              In fact with the political will it shouldn’t take HNZ more than an afternoon to ring all the real estate agents and offer them a lump sum for all the vacant properties on their books.

              If there are any families still in shelters by the end of next week it is because someone wants it that way.

            • Herodotus 2.1.1.1.1.3

              There will always be a sector of the pop whos actions are detesable e.g. breaking and stealing from special needs school as per TV1 news. You would require a willing vendor, and with this catastrophe so freash that to spend time and valuable resources in this would be taking away from the initial needs. HNZ cannot even manage the properties within Auck that the either own or lease. “My point. There should not be one family homeless while there is one empty house.” agreed, That is if there are any vacante properties within Chch which I doubt.
              But my response was that I think the relief effort re housing and infrastructure will being to slow down for many valid reasons. Yet there will be some incl bloggers & media with their selfish agendas that are more important than those at the coal face working thru the issues that the public will not be aware or have any understanding of as to why. e.g. the results of after shocks requiring extra inspections. I have not heard from media of this, so many will be unaware of such events and the unavailablity in their situation of roading, building inspectors and other staff.
              Whilst there is this immediate need, as a minor feel good for those in Chch when the initial problems are resolved, perhaps a AB game against Canterbury (festival type incase Dan or Richie get injured for next year) at Lancaster Park and free with TV rights and a telthon type assisting in financial support for the area. (A bit like the forest fires in the mid 80′s in Sydney when our cricket team went and played the Aussies in a one dayer)

              • Jenny

                .
                Herodotus, from your comments I gather that you think rental tenants on low incomes made homeless by the quake, are undeserving of any government help to get a roof over their heads. (Well at least, less deserving than the millionaire investors in SCF who were bailed out to the tune of $1.6 Billion)

                Firstly you cynically set the scene with a broad smear:

                There will always be a sector of the pop whos actions are detesable e.g. breaking and stealing from special needs school as per TV1 news.

                Secondly you infer that putting funds into housing the homeless renters will be taking money from more deserving causes, (though you don’t say what, but most of us can guess):

                …to spend time and valuable resources in this would be taking away from the initial needs.

                Thirdly along with fake praise, you try and infer that there may be no suitable houses:

                “My point. There should not be one family homeless while there is one empty house.” agreed, That is if there are any vacante properties within Chch which I doubt.

                Well on this you can easily be proven wrong;

                Here are scores and scores of recent listings for unsold houses in good condition at reasonable prices in Christchurch, on just one Real Estate company’s website.

                Some are advertised as already tenanted but many are vacant.

                You can wriggle and squirm all you like, but the fact is, that for a small fraction of the cost of bailing out well off investors who bet on a lemon, all the families suffering homelessness from the earthquake could be housed.

                All it will take is the political will. The “Moral Hazard” that Fran O’Sullivan talks about is when apologists for this sort of double standard like your good self, try and argue against any bailouts for the less well off affected by an earthquake but have no problem gifting hundreds of millions of dollars to the well off.

                • Jenny

                  .
                  Herodotus; It is interesting, that in your diatribe against Housing New Zealand taking any role in housing the homeless, you also claim (without citation):

                  HNZ cannot even manage the properties within Auck that the either own or lease.

                  This shows to me that you are philosophically opposed to the state having any role in the social provision of housing even in case of dire emergency. Using the old chestnut that the public sector is inefficient, your argument implies you believe the private sector would be better left to house the low paid homeless, and that state rentals should be abolished, or run as a subsidy for privat landlords. Which is arguably happening now in Auckland where HNZC leases homes from private landlords providing them with a permanent income.

                  I also notice that you think that rather than address the problem, you suggest “feel good” palliatives:

                  Whilst there is this immediate need, as a minor feel good for those in Chch when the initial problems are resolved, perhaps a AB game against Canterbury (festival type incase Dan or Richie get injured for next year) at Lancaster Park and free with TV rights and a telthon type assisting in financial support for the area. (A bit like the forest fires in the mid 80′s in Sydney when our cricket team went and played the Aussies in a one dayer)

                  Your suggested strategy, reminds me so much of the arrogant quote from Roman times in answer to the inequality of that ancient decadent society, give them “Bread and Circuses”.

                  P.S. Another weird thing. When you click on the link to the real estate listings, it it like the Christchurch earthquake never happened. In this alternative universe, middle class suburbia is as immaculate and untouched as ever.

                  capcha – “columns” -Roman maybe? collapsing even? – (Herodotus, like your argument.)

  3. tsmithfield 3

    Can’t agree with the article by Smellie. Something he has overlooked is that substantial amounts of the money will come from overseas insurers via reinsurance by NZ insurers and reinsurance by the EQC.

    Thus a lot of the money coming into the Canterbury, and indirectly NZ economy will be coming out of the bucket of overseas investors. Thus, new money will be coming into the economy. Therefore, it won’t be a zero sum game, so far as the NZ economy goes anyway.

    One interesting thing to note with the effect on Christchurch and its surrounds is the vast disparity of the effect. Many of the houses (including mine thankfully) have been largely unaffected. I went down to work on Saturday morning to check out our building. I was expecting to see the area (Sockburn) flattened. Our building is typical tilt-slab construction. I have always felt a bit nervous about being in that type of building with having great slabs of concrete that could potentially tip over. However, to my surprise there appeared to be little or no impact on the area. We rang around our clients on Monday morning and most of them had little damage as well.

    Given the proximity, shallowness, and strength of the quake, it is amazing that there was not a hell of a lot more damage.

    It appears that the damage is largely limited to eastern areas with sandy soil, and older buildings that weren’t earthquake-strengthened.

    Where rebuilding is required my view is that the government, insurers etc should put money into buying up land that will stand up well to earthquakes for rebuilding houses. I see little point in rebuilding on land that is likely to suffer the same effect next time there is a major quake. The alpine fault is still lurking, after all. In this way some real gains could be made for the city in terms of survivability next time there is a big shake.

    • Marty G 3.1

      ts. your problem is that you’re seeing GDP as a measure of economic wellbeing. The fact is we’ve lost $4 billion of capital wealth and will now be replacing it.

      It’s not just me and Smellie saying this. check out the rightwing economists at The Visible Hand in Economics. The author, Matt Nolan, is regularly published in the Dom.

      As TVHE says:
      ” [People are] confused between the flow concept, which is investment and GDP, and the stock concept, which is capital and underlying wealth. We have lost capital, and we have lost wealth – this negative shock is not just sucky for the people who had to face a disaster, but it IS a “negative for the economy” in terms of measured wealth.

      I mean flip, if destroying a city is “good for the economy” why don’t we send the tanks into Wellington to blow it up right now? Actually, I’m in Wellington – lets make that Auckland instead

      And there was a very good article on yesterday’s morning report.

      I think it’s somewhere here: http://www.radionz.co.nz/audio/national/business/morning/2010/09/08/morning_business_for_8_september_2010

      and this ABC article

      http://www.abc.net.au/news/stories/2010/09/07/3004467.htm?site=thedrum

      don’t mistake economic activity for economic wealth.

    • lprent 3.2

      It is pretty obvious. It is a negative to zero sum game. At the end you don’t have any better abilities to generate wealth than you did before the quake. Sure a few people will be better off because they’re doing construction, but others will take a hit.

      Unconsolidated (compaction) or weathered sediments (slips) are always the big issue in earthquakes and probably cause more damage than the actual shaking. One of the issues with trying to pick winners in house siting is that you really can’t be too sure about what sites are ‘safe’ until after the event that destroys some. Even then, a slightly different other event may cause a destruction that the first didn’t. You can only really estimate and guess. It is simpler and more effective to simply over engineer.

      These local shallow earthquakes are far more dangerous to ChCh than the alpine fault. That will have dissipated most of its high yield energy through distance and won’t affect the local sediments as strongly.

      • Mr Magoo 3.2.1

        Rod Oram spoke exceptionally well (again) on the topic on national radio. (podcast available)

        It is worse than that. The foreign money rebuilds the old assets and it is true that all those working on this are extra stimulus. Note also that the industry it will be propping up is in serious trouble and looking at laying off 20k people at the moment.
        However those overseas insurance firms are going to want to recoup that money and thus premiums for the whole country are going to go up to cover that – so we pay in the end anyway.
        He also noted that the rebuild will not increase productive capacity at all.

        The way I see it this just ends up being the short term stimulus the nats failed to give us in the first place. What is better is that this foreign money it is coming from greedy insurance companies. Sure we have to pay it back but in the interim it is stimulus and if the government borrowed it for stimulus we would have had to anyway.

        He was saying he hoped that CHCH and the government would use this as an opportunity to rebuild the city and make it better rather than just rebuild what was there.

        Fat chance there of course. Between the greedy insurance companies wanting to do the min possible and this no-ideas government that will never happen.

    • Lazy Susan 3.3

      substantial amounts of the money will come from overseas insurers via reinsurance by NZ insurers and reinsurance by the EQC

      This is a specious arguement as insurance payouts are not “free” – they are paid for with past and future premiums. Had there been no insurance or EQC then the money saved on premiums would have been available to invest in the economy.

      Captcha: faults!… is this software really that smart?

      [lprent: Nope. It just has a very long list of words and a pseudo random number generator. Humans are good at reading meaning into almost anything - tealeaves? entrails? captcha? ]

    • Draco T Bastard 3.4

      It’s always a zero sum game no matter how hard the economists, RWNJs and other idiots try to believe it isn’t. When there are limited resources (real resources, not money as money isn’t a resource) then it is always an either/or option. You either put the resources into doing one thing or the other. In this we are now putting resources into rebuilding Christchurch rather than doing the 1001 other things that the community needs.

      And yes, as has been pointed out, the loss will be increased by the deadweight loss of profit.

  4. tsmithfield 4

    “your problem is that you’re seeing GDP as a measure of economic wellbeing. The fact is we’ve lost $4 billion of capital wealth and will now be replacing it.”

    Depends on how we rebuild. The earthquake has shown us what stands up and what doesn’t.
    To that extent what we have lost was going to be lost at some stage anyway. So, a fair degree of the damage could be described as a contingent liability. That contingent liability has been effectively offsetting the asset values in Christchurch for decades.

    If we rebuild in ways that mitigate future problems we will have eliminated a fair degree of the contingent liability for the future, so there will be an effective net gain in assets over the long term as there will be less loss in future events. Therefore, even from the perspective you are arguing real wealth will have improved because the spend will reduce future liabilities, not just replace what has been lost.

    • Marty G 4.1

      We’ve lost $4 billion of physical capital. Now we have to expend financial assets to rebuild that. It is not a wealth gain. It is a wealth loss. The rebuilding will boost GDP but that just shows the limitations of GDP as a measure of economic or broader human welfare.

      • Bunji 4.1.1

        GDP is just cashflow. Any analysis of a balance sheet for the economic wealth of a person or business is going to look at assets as well as cashflow, as it needs to for a country. Yes, your cashflow has increased, but your assets have been wiped out. The bank isn’t going to look at your mortgage more favourably if you get a pay rise but the house it paid for has been destroyed.

        (and GDP certainly isn’t even trying to be a measure of broader human welfare…)

    • Loota 4.2

      If we rebuild in ways that mitigate future problems we will have eliminated a fair degree of the contingent liability for the future,

      If you can tell me how Key and Brownlee’s ‘retroactive building consents’ i.e. ‘build now and get it approved against current standards sometime in the future’ system will get Christchurch to improve their buildings and “mitigate further problems” I will be really impressed.

      Basically the only improvement I see happening is that old weaker buildings have been taken out of the stock. But the earthquake did that, not the Government.

  5. The dilemma seems to originate from a misplaced expectation of consistency.
    Welfare for the rich has never been a problem for National and ACT.
    It’s only abhorrent to them when it’s welfare for those who actually need it.

    • F.Y 5.1

      true. I’d say it’s not entirely “welfare” but the passing of potential to influence power structures in the future. Poor people/non-company investors are outside the group/culture and could believe/do anything. Why give them anything? They’re impossible to control/predict.

      By giving money to SCF investors but not specifically people who have lost in the quake, the balance of power goes to those with the financial resources to influence Christchurch in the rebuild/allocation of work/livelihoods.

  6. BLiP 6

    I see that premiums are going to rise for all of us because of that luckless lot in Christchurch – its something about “spreading the risk” – fucking socialist insurance industry!!

    • Loota 6.1

      I propose that we put a 100km ring around Christchurch and legislate so that insurance companies must draw their increased premiums from within the radius.

      After all, why should I have to pay for someone else’s frakked up property with my insurance money when I chose to live in a property sitting on top proper bedrock and they took the risk of living on swampland?

      Teach them some individual frakkin responsibility for their bad choices.

      • Mark M 6.1.1

        Your all class Loota. (NOT)
        cantabrians dont complain when regular North Island floods push up premiums , when overseas Earthquakes and Tsunamis push up premiums.
        thats because we have compassion , something you, on whatever planet you live on seem to be lacking.

        Im sure if the shit hit the fan in your area you would be the first one whining for help.

      • Puddleglum 6.1.2

        I’d go further Loota – I don’t think I should provide a subsidy to all those who build on hills, near the shore, in wet areas, etc., etc.. In fact, I think it should be illegal for insurance companies to charge any two home-owners the same premium – why should I pay for my neighbours’ bad decisions on how they situate their house on their property, the kinds of materials they use, etc.?

        And don’t tell me the transaction costs for insurance companies (who would no longer be able to operate from actuarial tables at all) would go through the roof. So what? Why should I subsidise the insurance companies doing business by having them walk all over my economic freedom NOT to have to pay for others’ mistakes??? Of course, that would mean that all our premiums would probably go up astronomically as the cost of the insurance business goes up but at least we’ll all be FREE and unconstrained by our fellow human beings’ choices!

        Bliss!

  7. jbanks 7

    You buy a house, you buy insurance.

    That is all.

    • BLiP 7.1

      You invest with a finance company, you take the risk, that is all . . . oh, hang on

      • jbanks 7.1.1

        There was a Guarantee Scheme in place that both Labour & National supported. The Govt. is obligated under this guarantee to pay out the investors. The Govt. is under no obligation to pay out home owners who choose not to insure.

        It’s really not that hard to comprehend.

        • Blighty 7.1.1.1

          no legal obligation, no. But that’s not the test of whether a government is doing what’s right. If it was (Godwin alert) then everything that the National Socialists did was OK because it was within the law of Germany at the time.

          the question is what is morally right, not whether the government is doing the bare minimum that it legally must.

          • jbanks 7.1.1.1.1

            What’s morally right is what is best for the survival of the group. Paying out house owners who undermine our vital insurance system will only benefit them at the determent of society.

            • r0b 7.1.1.1.1.1

              I’m just curious jbanks – who do you think makes up “society”?

              • jbanks

                A collection of individuals.

                • r0b

                  Individuals, like, say, house owners?

                  • jbanks

                    House owners are a part of society. But as I said, paying out those minority uninsured individuals would be at the expense of society as a whole.

                    • r0b

                      I don’t think it’s so easy jb to distinguish between the health of society as a whole and the health of the individuals who make up society,

                    • jbanks

                      “I don’t think it’s so easy jb to distinguish between the health of society as a whole and the health of the individuals who make up society,

                      Imo if people choose to risk not to have insurance then that’s their responsibility. Giving people without insurance the same benefits as those with is a dangerous precedent to set.

                    • r0b

                      Imo if people choose to risk not to have insurance then that’s their responsibility.

                      Imo one of the defining features of a society is how it chooses to take care of its weakest members.

                      Gotta go for now…

        • BLiP 7.1.1.2

          Can you please show me where in the DoG it says New Zealand has to pay back foreign investors, with interest?

        • Draco T Bastard 7.1.1.3

          The government is only obligated to do so if the finance company hadn’t broken the terms of the agreement. This government didn’t even wait long enough to discover that before paying out.

    • Blighty 7.2

      like BLiP said but also, what do you say to the children of parents who lost their jobs, couldn’t afford insurance, and now have wrecked houses? Do you say ‘thems the breaks, kid’?

      • jbanks 7.2.1

        What on earth are you on about? Welfare is still available after the earthquake. There’s even Earthquake Support Subsidies & Earthquake Redundancy Payments.

        Also there’s no such thing as ‘couldn’t afford insurance’. You buy a house, then insurance is part of this process.

        Wtf is the point of people getting insurance if the state will bail them out if they choose not to fork out all that money for it?

        • Pascal's bookie 7.2.1.1

          So you object to the 350/week/employee subisdy being paid to SME owners who failed to get insurance?

          • jbanks 7.2.1.1.1

            Morally I object. But I think that it’s a pragmatic thing to do temporarily.

            Forking out tens to hundreds of thousands to people I object to.

            • Pascal's bookie 7.2.1.1.1.1

              Why is one pragmatic and the other not?

            • mickysavage 7.2.1.1.1.2

              So Social Welfare for employers and wealthy investors is OK but Social Welfare for income poor landowners is not?

              • jbanks

                You got it. It’s about viable investment.
                Not paying out irresponsible landowners will not be detrimental to our economy. Not paying out employers and SCF investors would be.

                You own a house, you have insurance. No exceptions.

                • F.Y

                  Not paying out irresponsible landowners will not be detrimental to our economy. Not paying out employers and SCF investors would be.

                  LOL You’re taking the piss, surely. Are the implications of the statement due to self parody or mental retardation?

                  • jbanks

                    You not speeka da finance fool?

                    SCF’s collapse would have damaged the economy a whole lot more than the cost of paying out investors.

                    • BLiP

                      You’ll have some evidence to back that up, then?

                    • jbanks

                      Finance Minister talks of ‘minimal disruption’ to wider economy from South Canterbury collapse.

                      http://www.nzherald.co.nz/business/news/video.cfm?c_id=3&gal_objectid=10670273&gallery_id=113600

                    • bbfloyd

                      not forgetting, of course, that the nats encouraged a rash of high risk investment by extending the guarantee scheme earlier this year. one wonders how this would have played out if they had played it straight.

                      if you were capable of pulling your head out of your arse, then wiped your eyes with a clean rag, you might see the timeline that goes back to that decision creating a huge money pit for the wealthy nat backers.

                      btw, how big will your payout be?

                    • BLiP

                      That’s it? A New Zealand Fox News Herald puff piece – reporting the words of Blinglish – without one specific?? I’m going to assume you’re in Christchurch and waiting for your primary school to re-open. There’s the indelible odour of young troll about you. Tell me, what’s your favourite iwi?

                • Blighty

                  or, to put it another way: ‘fuck you poor peps ,more taxpayer money for the rich!’

  8. Richard 8

    I think that there is absolutely a moral argument to provide for the uninsured in CHCH. Yes, it would be better if those people had insurance, but due to some combination of being either poor, stupid, or misinformed, they don’t. We should be helping them out of their situation, not blaming them for their situation.

    In some ways, the same argument applies to SCF. If somebody who invested in SCF lost so much that they could no longer avoid housing, clothing, or food, then the various social mechanisms that we have (dole, etc) should have looked after them. And that would be good. Such people (if there were any) were obviously stupid, greedy, or misinformed, but we shouldn’t blame them for this, we should help them out of their predicament.

    The problem with the SCF bailout is that it didn’t just target those who really needed help, it targeted those who had only lost a bad “investment” (which is likely the majority of investors) and also those who invested at the last minute in the anticipation that they would be bailed out. Neither group actually need rescuing by the tax payer from the poverty line.

  9. disengaged 9

    One thing (of the many) that I am finding interesting about the SCF Vs Quake debate is that most people seem to be assuming that the SCF investors were all greedy fat cats taking advantage of the taxpayers to feather their own nests, whereas the uninsured quake victim is a worker poor, hard done by victim. I actually suspect that they may in fact both be very similar people.

    Most of the people who I know that have been effected by SCF (which granted is a limited subset) are retired people who have invested large portions of their lifesavings into SCF for two reasons: 1. Because of that nice Mr Hubbard man and 2.Because it was covered by the Govt Guarantee Scheme and therefore the risk of them losing their lot was greatly reduced. They weren’t greedy or looking for quick returns, but because they are living off of the interest of these investments even a 1% increase on return would make a big difference to their life. So if they had lost their savings they more than likely would be left pennyless at a time in their life where it is impossible for them to recover (not a great deal of employment opportunities for octogenerians).

    Turning to the uninsured quake victims, If you have a mortgage then normally it is compulsory to have your house insured (not the contents), in fact if you don’t do it yourself in many cases the bank will do it on your behalf and add the premiums onto your payments. So the people most hurt are likely to be the retired people who are asset rich (paid off their home many years ago) but are cash poor (living on a pension) and have cut their expenses to the bone. They will have no means to rebuild and many may be forced to give their independance and move in with family, retirement homes etc.

    Either way it’s not a pretty picture and I’d like to think that New Zealand is the type of country that will work to help those in need.

    I like your idea of compulsory EQC cover being included in rates (I’d also like to see third party car insurance added to registrations too, but that’s for another debate). As at the moment the only benefit I see from EQC is to the insurance companies, not to the insuree.

    • Pascal's bookie 9.1

      Either way it’s not a pretty picture and I’d like to think that New Zealand is the type of country that will work to help those in need.

      This.

      • jbanks 9.1.1

        Providing welfare such as Earthquake Support Subsidies & Earthquake Redundancy Payments – YES

        Spending tens of thousands on fixing or hundreds of thusands on replacing your home –
        NO

  10. Bill 10

    Why is the industry of vultures (private insurance) allowed to exist in a civilised country?

    People making profit out of the misfortune of others, or those peoples’ fear of misfortune, while condemning those who didn’t buy into the fear or who couldn’t afford to, is beneath contempt.

    In the earthquake situation, the existence of private insurance is about to lead to a whole raft of class ridden aftershocks that wouldn’t exist if the state controlled the entire insurance market.

    Time to shut out the private insurance companies.

    • clandestino 10.1

      Insurance is one of the most brilliant and fair concepts ever conceived by man. Get your head out of your ar$e

      captcha: ‘market’…this thing IS rigged

      • Tigger 10.1.1

        Cland – that’s the stupidest generalization I’ve read in ages.

      • Vicky32 10.1.2

        Oh yes – do you remember that before Fire Brigades existed, competing insurance companies would literally fight so that their crews could sign up a desperate home-owner while her house burned around her ears, and only then would the winner extinguish the flames? Brilliant – yeah.
        Last night on Fair Go I saw again the story of Sovereign’s refusal to pay out for a man who’d had a mortgage protection policy, and who had lost a leg, on the grounds that he needed to have lost *two* limbs in order to qualify! Brilliant for Sovereign, yes, but fair? Get *your* head out of your bank book…
        Deb

        • Loota 10.1.2.1

          Come now Vicky, I am pretty sure the guy who got maimed had an insurance policy which stated very clearly, somewhere in the 30 pages, in 7.5 point arial, as part of a footnote, that the insurance company could only pay out in the event of losing two limbs and a simultaneous martian invasion. Look that’s fair and square, buyer beware.

          Yeah thank you Sovereign, you bunch of ***holes.

          • Vicky32 10.1.2.1.1

            The worst thing is that the insurance was through ASB who insisted on it as a condition of his mortgage – he hadn’t even wanted it, then was thankful he had it after the horrible trauma of losing his leg.
            I know what company(ies) to avoid! I’ve noticed that most insurance companies always go out of their way to not pay out – except I must say good on you State who paid without question when some tosser stole my son’s bag at the IMAX cinema in Auckland in 2008…
            Deb

        • clandestino 10.1.2.2

          What about all the times insurance has worked for those who bought it? The stolen stereos, the broken windows? As a fair measure of risk and value it is proven.
          I suggest you watch less TV….or get a job

          • Loota 10.1.2.2.1

            Frak the stolen TVs and the broken windows, we are talking about a man maimed for life here and a corporate which has walked away; not replacing BS material possessions.

            • clandestino 10.1.2.2.1.1

              What about the straw-man in the hayfield??? You’re gonna have to do better than that emotional blackmail…show me something endemic

              • Maynard J

                How about this. Two Christchurch homeowners face houses in ruins. One will get all their money back, and be well looked after in the mean time. One has no idea what their future holds and can do nothing tohelp their situation now. The first, of coruse, took out home insurance, the second did not. The first, in paying for insurance, forfeited the fourth week of a European holiday. The second, in not buying insurance, chose not to forfeit new shoes and school uniforms for their children, home heating and repairs on a washing machine.

                How is that brilliant and fair? Simple example, but the idea that those who don’t take insurance out are being cowboys with risk is absurd, inaccurate and simplistic. It’s easy to spend a little extra money if you have a lot to spare, once your needs have been met.

        • infused 10.1.2.3

          How about they read their policy… It’s the same as investing… for gods sake, do some research first. Almost a darwin award.

          • Maynard J 10.1.2.3.1

            Yeah, the dumb bastard should have known that they were going to lose one limb in a few months and looked for a policy that would have covered it. But then perhaps they did, and the two-limb policy didn’t cover a scalping while using a go-kart and they couldn’t afford both policies, and their crystal ball got it wrong, they lost the limb and didn’t get scalped. ffs mate are you really stupid enough to believe what you wrote there?

            If that’s how dumb you are, no doubt you’ll be up for one when you decide to chop your arm off with a chainsaw to win a bet or something that’s actually stupid.

            • infused 10.1.2.3.1.1

              The one arm/one leg/two arm/two leg is quite comonly known. People should read their policy.

      • Puddleglum 10.1.3

        I can see how insurance is brilliant, in the sense that it’s a brilliant device for leveraging money from anxious people in individualistic societies where they are left to manage risk in isolation from each other.

        But how is it ‘fair’?

        • Bill 10.1.3.1

          It is fair insofar as we are all fair game. No?

          I mean, seriously. My peers (as expressed through societal norms) expect me to get life insurance!

          ie Society expects me to pay money to get money for when I no longer exist? And if I don’t then I’m selfish…not that insurance agencies are shameless profiteering bastards?

          • clandestino 10.1.3.1.1

            The money’s for your kids (if you have any). Why can’t some people just accept some things are here to stay coz they are simply too good to throw away??

            • Loota 10.1.3.1.1.1

              Yeah, you’ll see this argument come back to haunt ya.

            • Bill 10.1.3.1.1.2

              No, you idiot. The money’s for the recipients (the insurance companies) to invest and make a profit from.

              You’re just the expression of the fear factor that provides them with their cash flow.

              • clandestino

                Riight…it’s idiots like you that are gonna cost us all a fortune…we’ll see how that comes back and haunts us.

  11. Treetop 11

    I have been doing a comparison with the Christchurch earthquake residents and South Canterbury Finance. I have asked myself the following questions:

    1. Christchurch earthquake magnitude?
    2. Government assistance for the Christchurch earthquake residents?
    3. Source of resources for the Christchurch earthquake residents?
    4. Level of trauma for the Christchurch earthquake residents?
    5. Duration of trauma for the Christchurch earthquake residents?

    Substitute the word Christchurch earthquake for South Canterbury Finance.

    My fifty years of life has taught me to look at my own resources first.
    Read the fine print when signing a contract.
    Experience is something you get after the event.
    Anger is an emotional response to discomfort.
    What goes around comes around.

  12. Jenny 12

    Fran O’Sullivan worries that the Christchurch Earthquake is a “moral hazard” for the government.

    The answer must be that:

    The Christchurch Earthquake has split open this government’s caring facade’ and revealed a very serious deficit in their ability to address the problem of those on low incomes made homeless by this quake.

    The Minister of Revenue has put out a statement on the earthquake here.

    Yet dispite the homelessness caused by the earthquake the Minister of Housing is still keeping silent about what the response from his department will be.

    In Fact yesterday in Hon. Phil Heatley’s first Media release since the earthquake. It was like it never happened.

    Media Release – 08 Sep – Hon Phil Heatley

    Has the Minister and his Government Department been caught flat footed by this disaster, because Housing New Zealand has been turned from a Social Service provider, into a cash cow provider for landlords and developers?

    In my opinion there is no excuse for even one family to be homeless by the time of the Mayoral election. If any suitable and undamaged property on the market is left empty by the inaction of the Ministry of Housing then serious questions need to be asked.

    I hope both candidates are lobbying central government for a proper response, from the Ministry of Housing. If not the voters of Christchurch need to ask why?

    Is this silence from the Ministry of Housing trying to hide a deliberate and callous decision made by the Minister and his advisers not to make a response to the Earthquake?

    Is Housing New Zealand trying to increase their rental stock Christchurch to meet the demand?

    Will the Minister allow them to?

    captcha – “actions” how we will know them.

    • Jenny 12.1

      With Minister of housing Phill Heatley still crouched under his cone of silence. Now might be a good time for the shadow minister of housing to speak up.

  13. Where have we seen this before, oh yes big banks baled out while subprime homes abandoned for c
    carparks.

    antispam: pause (between aftershocks)

    • Bill 13.1

      Indeed Dave.

      I live a ways south of Christchurch and am about to put up my first refugee…a renter who has lost their home and is touring the S. Island on the fly buying time. (Anybody want to claim that such people are not refugees…internally displaced persons?)

      In two weeks my home opens to a Cantabrian seeking temporary respite. And I very much suspect the fact it is temporary is only down to the fact that their connections are just a bit too deep for them to feel able ( at this moment) to tear up their roots and walk away for good.

      There are going to be significant numbers of people flooding out of Christchurch in the not at all too distant, adding all types of additional pressures to already barely adequate social provisions in NZ.

  14. Augustus 14

    The more risk cover can be taken away from private insurers the better. A universal levy through rates is a far better option. That would also not give insurance companies an excuse to increase premiums, after all they’d cover less risk. Maintaining the insurer’s profit margins was not part of my insurance policy contract when I signed it, but it seems to be their all overriding concern. They must spend more staff time on finding loopholes than on helping clients.

  15. prism 15

    I was unsure of tenants responsibilities for insurance as I had read about a demand for reimbursement for house damage against a tenant by a landlord. It seems that a tenant can be found liable if a landlord can make a viable case against him/her. If there was to be an absence of moral hazard to both parties, it seems the tenant needs to pay a compulsory minor insurance cost to cover the risk of negligence etc. I think people would not know the extent of tenants’ liability – at present the dwelling insurance situation seems inadequate.

    I found this – on the NZ Dept of Building and Housing info under landlord’s obligations : link
    Pay rates and any insurance taken out by the landlord. (Any insurance taken out by the landlord is unlikely to cover the tenant’s liability for damage.)

    This is expanded further on the Otago university site :
    What insurance should I have?
    The landlord is responsible for insuring the building. As a tenant you need to have your possessions adequately covered by an all risks policy. It is also advisable to take out liability cover in case of major damage to the landlord’s property (eg a fire caused by cooking or by an electrical fault in an appliance owned by the tenant).
    Otago link

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    Labour | 29-08
  • No healthy economy without a healthy environment
    Labour recognises that we cannot have a healthy economy without a healthy environment, says Environment spokesperson Moana Mackey announcing Labour’s environment policy. “New Zealand’s economy has been built on the back of the enormous environmental wealth we collectively enjoy as...
    Labour | 28-08
  • Better protection, fairer deal for Kiwi consumers
    Tackling excessive prices, ensuring consumers have enough information to make ethical choices and giving the Commerce Commission more teeth are highlights of Labour’s Consumer Rights policy. “The rising cost of living is a concern for thousands of Kiwi families. A...
    Labour | 28-08
  • Media Advisory – MANA Movement Candidate for Waiariki Annette Sykes, Waia...
    Media are advised that this coming weekend, the MANA Movement Candidate for Waiariki, Annette Sykes, will be on the Internet MANA Road Trip within the electorate of Waiariki. Speakers confirmed are Annette Sykes, Hone Harawira, John Minto, Laila Harre and Kim...
    Mana | 27-08
  • Internet MANA – Waiariki Road Trip: 29, 30, 31 Aug 2014
    The Internet MANA Road Trip hits Waiariki this weekend. It would be great if all MANA members in Waiariki could especially attend the public meetings and show their support for our Waiariki candidate Annette Sykes. Confirmed speakers Hone Harawira (except Taupo), Annette...
    Mana | 27-08
  • First home buyers $200 a week better off with Labour
    A couple earning around $75,000 a year would be $200 a week better off buying a two bedroom terraced Labour KiwiBuild home instead of an equivalent new build under National’s housing policy, says Labour Leader David Cunliffe.  “National’s policy to...
    Labour | 26-08
  • Another Day – Another big power profit
    The latest profit announcement from Genesis Energy shows that the power company was sold for a song to the detriment of the country’s power consumers, says Labour’s Energy spokesperson David Shearer. “A net profit of $ 49.2 million follows hard...
    Labour | 26-08
  • Labour embraces the rainbow
    Labour will work hard to ensure all New Zealanders enjoy the freedom to grow up and live their lives in dignity and security. Labour’s Rainbow policy, released tonight in Wellington, focuses on International Relations, Human Rights and Education....
    Labour | 26-08
  • National gets fast and loose with the facts
    In their desperation to make it look as though they are doing something about the housing crisis, National is playing fast and loose with the facts, says Labour’s housing spokesperson Phil Twyford....
    Labour | 26-08
  • Labour will drop power prices for Kiwi families
    New Zealanders will get cheaper power prices under NZ Power, says Labour Leader David Cunliffe. “The electricity market is clearly broken. With falling demand for electricity, prices should be going down. Instead prices are going up and companies are extracting...
    Labour | 26-08
  • Labour: Promoting sustainable tourism
    Ensuring New Zealand’s clean, green status continues to be an international tourism benchmark and reviewing MBIE’s oversight of the tourism sector will be on the radar under a Labour Government. Releasing Labour’s Tourism policy today, spokesperson Darien Fenton said tourism...
    Labour | 26-08
  • Skills shortage a result of National’s complacency
    The fact that there is still a severe shortage of skilled tradespeople, despite a growth in the number of apprentices, is a result of National’s failure to plan and develop the workforce, Grant Robertson, Labour Employment, Skills and TrainingSpokesperson says."The...
    Labour | 26-08
  • How much tax does John Key pay compared to a minimum wage worker?? – Mint...
    MANA Movement Economic Justice spokesperson John Minto is calling for a radical overhaul of New Zealand’s taxation system with calculations showing that a minimum wage worker pays a ten times higher tax rate than the Prime Minister. o Minimum wage...
    Mana | 25-08
  • Labour’s culture of science and innovation
    Labour will create a culture of science and innovation in New Zealand that will be the envy of the world, says Labour’s Innovation, Research and Development spokesperson Megan Woods. “Labour believes that good science lies at the heart of a...
    Labour | 25-08
  • Improving life for our new New Zealanders
    New Zealand’s international standing as a community that encourages and fosters all cultures will be bolstered under a Labour Government with an upgrade of the present Office of Ethnic Affairs to a Ministry. Releasing Labour’s Ethnic Affairs policy, spokesperson Phil...
    Labour | 25-08
  • South Auckland housing crisis
    National’s HomeStart package is nothing more than a political stunt designed to beguile South Auckland voters, said Labour’s Pacific Affairs spokesperson Su’a William Sio. “Few working Pasifika and Maori workers in South Auckland will be able to buy their own...
    Labour | 25-08
  • Home buyer subsidy discredited in Oz
    Treasury advised against National’s policy of ramping up home buyer subsidies after it was discredited in Australia because it pushed house prices even higher, Labour’s Housing spokesperson Phil Twyford says. “Documents released under the OIA (attached) show Treasury advised the...
    Labour | 25-08
  • Nursing hours explain turnover and high-stress culture
    A staff survey supports concerns nursing staff at Dunedin Hospital are under increasing pressure and that the emergency department is in a critical state, says Labour’s Associate Health Spokesperson David Clark.  “An ED nursing survey at Dunedin found that 80...
    Labour | 24-08
  • Underhand tactics prove case for axing donations
    Revelations that schools are using underhand tactics to coerce donations from cash-strapped parents further highlights the need for Labour's plan to increase funding so they aren't dependent on contributions from parents, Labour's Education spokesperson Chris Hipkins says. “By law New...
    Labour | 24-08
  • National applies band-aid to housing crisis
    The Government’s flagship housing announcement is a band-aid approach that will push up prices rather than solve the housing crisis, says Labour Leader David Cunliffe. “House sales to first home buyers have collapsed as a direct result of the Government’s...
    Labour | 24-08
  • Climate change focus on the now for the future
    A Labour Governmentwill put in place a comprehensive climate change strategy focusing on bothmitigation and adaptation, establish an independent Climate Commission andimplement carbon budgeting, says Labour Climate Change spokesperson MoanaMackey."This is about future-proofing our economy. Making the transition to alow-carbon...
    Labour | 24-08
  • Labour’s 21st century transport pledge
    The next Labour-led Government will create a 21st century transport system for New Zealand that promotes the most efficient and sustainable combination of transport options, says Labour’s Transport spokesperson Phil Twyford. “Labour will rebalance the Government's transport spending away from...
    Labour | 23-08
  • Housing under National: the facts
    1.       House prices in Auckland Council valuations indicate Auckland house prices have gone up by one-third over the last three years. (Auckland Council) The average Auckland house price has gone up by nearly $225,000 since 2008, up over $75,000 in...
    Labour | 23-08
  • Labour irons out low income tax issue
    The increasing casualisation of work has led to many New Zealand families being disadvantaged through the tax they pay, Labour Leader David Cunliffe says. "Many low paid workers are having to work two or three jobs to make ends meet...
    Labour | 22-08
  • Cornered Government comes out swinging
    The National Government is so desperate to keep its dead-in-the-water expert teachers policy alive, it has refused to rule out forcing schools to participate through legislation, Labour’s Education spokesperson Chris Hipkins says. “John Key today attacked the Educational Institute for...
    Labour | 22-08
  • Pacific people continue to go backwards under National
    A report from Victoria University highlights the fact that Pacific people are continuing to go backwards under a National Government, said Labour’s Pacific Affairs spokesperson Su’a William Sio.  “The report shows the largest inequality increases were in smoking, obesity, tertiary...
    Labour | 22-08
  • Wellington transport plan needs to keep moving
    The failure of the Transport Agency to properly look at alternatives to the Basin Reserve flyover is not a good reason for further delays to improving transport in Wellington, Labour MPs Grant Robertson and Annette King say. “The Board of...
    Labour | 22-08
  • Labour’s focus on inequality, kids and better job prospects
    Tackling child poverty and removing barriers to people working part time to enhance their prospects of moving into a fulltime job are highlights of Labour’s Social Development policy. Releasing the policy today, spokesperson Sue Moroney said while part-time work was...
    Labour | 21-08
  • Political staff should give answers under oath
    The Inspector General of Security and Intelligence should use her full statutory powers to question witnesses under oath about the leak of SIS information, says Labour MP Phil Goff. “Leakage of confidential information from the SIS for political purposes is...
    Labour | 21-08
  • High dollar, hands-off Govt sends workers to dole queue
    The loss of up to 100 jobs at Croxley stationery in Auckland is devastating news for their families and the local Avondale community, Labour’s Employment, Skills and Training spokesperson Grant Robertson says. “The company’s inability to compete in international markets...
    Labour | 21-08
  • National’s flagship education policy dead in the water
    National’s plan to create executive principals and expert teachers is effectively dead in the water with news that 93 percent of primary teachers have no confidence in the scheme, Labour’s Education spokesperson Chris Hipkins says. “The fact that teachers are...
    Labour | 21-08
  • Dunedin will be a knowledge and innovation centre under Labour
    Dunedin will become a knowledge and innovation centre under a Labour Government that will back local businesses, support technology initiatives and fund dynamic regional projects, Labour Leader David Cunliffe says. “Nowhere has the National Government’s short-sightedness been more apparently than...
    Labour | 21-08
  • Inquiry into SIS disclosures the right decision
    Labour MP Phil Goff says the Inspector-General of Intelligence and Security has done the right thing by launching an inquiry into the disclosure of SIS documents about a meeting between himself and the agency’s former director-general. “This inquiry is necessary...
    Labour | 20-08
  • Labour – supporting and valuing carers and the cared for
    Placing real value on our elderly and the people who care for them will be a priority for a Labour Government, Labour Leader David Cunliffe says. Releasing Labour’s Senior Citizens policy today David Cunliffe promised that a Labour Government would...
    Labour | 20-08
  • By Hoki! It’s Labour’s fisheries policy
    A Labour Government will protect the iconic Kiwi tradition of fishing by improving access to the coast, protecting the rights of recreational fishers and reviewing snapper restrictions, Labour’s Fisheries spokesperson Damien O’Connor says. “Catching a fish from the rocks, beach...
    Labour | 20-08
  • Mighty River – Mighty Profits – Mighty hard to swallow
    Mighty River Power’s profit increase of 84 per cent is simply outrageous, says Labour’s Energy spokesperson David Shearer. “Demand for electricity is flat or declining yet the company has made enormous profits. It is the latest power company to celebrate...
    Labour | 19-08
  • Collins’ actions were wrong, not unwise
    John Key’s moral compass remains off-kilter as he cannot bring himself to declare Judith Collins’ actions outright wrong, not simply ‘unwise’, said Labour MP Grant Robertson. “Under pressure John Key is finally shifting his stance but his failure to condemn...
    Labour | 19-08
  • Public servants behaving with more integrity than their masters
    The State Services Commission's new report on the integrity of our state services reflects the yawning gap between the behaviour of public servants and that of their political masters, Labour's State Services spokesperson Maryan Street says. “This report, which surveyed...
    Labour | 19-08
  • Phil Twyford Speech to NZCID
    "Labour's plan to build more and build better: how new approaches to housing, transport and urban development will deliver cities that work" Phil Twyford, Labour Party spokesperson on housing, transport, Auckland issues, and cities.  ...
    Labour | 19-08
  • Labour commits to independent Foreign Affairs and Trade
    “Labour is committed to New Zealand’s Foreign Affairs and Trade policy being independent and proactive, Labour’s Foreign Affairs spokesperson David Shearer says. “We are a small but respected country. Our voice and actions count in international affairs. Labour will take a...
    Labour | 19-08
  • Coalition for Better Broadcasting – Auckland Broadcasting Debate 2014
    Coalition for Better Broadcasting – Auckland Broadcasting Debate 2014...
    The Daily Blog | 01-09
  • Petition for Governor General of New Zealand to Investigate all the allegat...
      Now we see the inquiry will be a whitewash, that is secret, won’t be consulted with the Opposition, will have limited scope and will ignore Nicky Hager’s book, we must demand the Governor General step in and demand an...
    The Daily Blog | 01-09
  • Ashburton, 1 September 2014
    I NEVER WENT BACK to Aramoana after the killing. I had been a frequent visitor to the tiny seaside village back in the late 1970s and throughout the 80s. Its tall cliffs and broad beaches providing a colourful backdrop to...
    The Daily Blog | 01-09
  • Checkmate in 1 move – how could Slater have known what was in OIA request...
    And now we get down to the final few moves before checkmate. If the following investigation is right, how could Slater and Collins have known what was in the Secret Intelligence Service Official Information Act request that hadn’t been released...
    The Daily Blog | 01-09
  • The Edge Posts Naked Photos Of Jennifer Lawrence Without Consent
    Today the Edge website – owned by Media Works – published fully naked photographs of Jennifer Lawrence without her consent. It is not OK to publish naked media of any woman without her consent, full stop. It is absolutely disgusting...
    The Daily Blog | 01-09
  • Bomber, Laila and Maggie – a highlight from Auckland Broadcasting Debate ...
    Bomber, Laila and Maggie – a highlight from Auckland Broadcasting Debate 2014...
    The Daily Blog | 01-09
  • Jeremy Wells’ Mike Hosking rant on Radio Hauraki: Today, how good was I i...
    Jeremy Wells’ Mike Hosking on Radio Hauraki...
    The Daily Blog | 31-08
  • Maggie Barry slags Laila Harre & blogger, audience erupt
    The Coalition for Better Broadcasting held their public meeting in Auckland last night and it became a fiery shouting match when Maggie Barry decided to slag Laila Harre and me off. 250 people packed into the Pioneer Hall off High...
    The Daily Blog | 31-08
  • It has to be a full independent public inquiry and Key MUST front
      You know things are bad when images like this start appearing in the media.  It isn’t a ‘left wing conspiracy’ to point out the over whelming evidence of what is clearly a right wing conspiracy! If it looks like a conspiracy, sounds like a conspiracy...
    The Daily Blog | 31-08
  • Political Party social media stats – National playing Dirty Politics on s...
    Interesting data from friend of the blog, Marty Stewart, on social media likes and it shows an interesting question that post Dirty Politics should probably get asked…   …it’s interesting that Key has so many personal followers.  One wonders if...
    The Daily Blog | 31-08
  • The depth of the National rot and the compliance of our news media
    I’m so tired. Aren’t you? I don’t want to read the news anymore. It’s awful and I feel ashamed of it. We live in a country that people all over the world would give an arm, a leg; their life...
    The Daily Blog | 31-08
  • Conservative Party candidate links smacking ban with suicide, sexually tran...
    If Chemtrails, faked moon landings and climate change denial weren’t enough, welcome to your new Minister for Spanking,  Edward Saafi... The anti-smacking law is to blame for youth suicide, youth prostitution and even sexually-transmitted infections, a leading Conservative party candidate...
    The Daily Blog | 31-08
  • A brief word on the canonisation of Matthew Hooton
    Before we all start the canonisation of Matthew Hooton, let’s consider some home truths here shall we? While the Wellington Ruminator Blog, the blog who was previously mates with Judith Collins, now seems to have a crush on Matthew Hooton… …I...
    The Daily Blog | 31-08
  • A brief word on undercover cops in bars
    Dunedin police booze operation labelled ‘creepy’ Undercover police officers drank in Dunedin bars as part of an operation targeting liquor licensing offences. While police said the inaugural operation was a success — with most bars found compliant — the Hospitality...
    The Daily Blog | 31-08
  • Judith Collins press conference
    Judith Collins press conference...
    The Daily Blog | 31-08
  • GUEST BLOG: Angry Lawyer – Collins, Odgers, Williams and legal ethics
    We deserve better lawyers than Judith Collins Three of the worst offenders exposed in Dirty Politics are lawyers: Judith Collins, Cathy Odgers, and Jordan Williams. What Nicky Hager exposed them doing would be out of line for anyone, but from...
    The Daily Blog | 31-08
  • GUEST BLOG: Pat O’Dea – Necessary Defence
    Increasingly climate change is becoming the main fracture line between political parties. Where political parties stand on climate change defines political parties and movements like no other issue. The Mana Movement like the Maori Party it sprang from, came out...
    The Daily Blog | 31-08
  • Why it is all over for John Key
    Image: Melanie D I’ve been confident that National will lose this election and that our focus should be on what a progressive Government needs to establish as its agenda in the first 100 days. Past that point, the establishment pushes back...
    The Daily Blog | 31-08
  • A brief word to everyone who voted National in 2011
    I received this interesting email from a National Party supporter today… …let me say this to anyone who voted National last election – you should be ashamed by what has been revealed and what your vote ended up enabling but...
    The Daily Blog | 31-08
  • EXCLUSIVE: Déjà Vu All Over Again: John Ansell confirms his participation...
      THE MAN BEHIND the Iwi-Kiwi billboards that very nearly won the 2005 election for Don Brash and the National Party has confirmed his involvement in businessman John Third’s and former Act MP Owen Jennings’ campaign to drive down the...
    The Daily Blog | 31-08
  • Public Broadcasting Auckland debate 6.30pm tonight now with Colin Craig &am...
    The Coalition for Better Broadcasting debate on public broadcasting happens tonight at 6.30pm in Auckland at the Pioneer Women’s Hall, High Street, Auckland City.  In the light of Dirty Politics and the manipulation of the media, public broadcasting is more important for...
    The Daily Blog | 30-08
  • Winners & Losers in Collins sacking plus what’s the latest on Slater...
      Make no mistake, there was no way this was a resignation, it’s a face saving way out for Collins, she was sacked.  My understanding is that National internal polls are haemorrhaging and that the powers that be within National...
    The Daily Blog | 30-08
  • Third party propaganda attacks incoming Labour-led government
    . . Further to a report by Daily Blogger, Chris Trotter, on receiving information regarding planned attack-billboards, the following billboard is highly visible to traffic on the southbound lane of the Wellington motorway, just prior to the Murphy St turn-off....
    The Daily Blog | 30-08
  • Labour wins the Internet
    I’m sure I’m not the only one who tried to vote online for the leaders debate and couldn’t because the website was down. The next option was the txt vote, 75c a pop of course. So I’m not surprised that...
    The Daily Blog | 30-08
  • GUEST BLOG: Anjum Rahman – Rotherham and the need to challenge willful bl...
    I haven’t been following the events in Rotterham too closely.  I’ve read about the basic issues and the culture of silence that stopped action been taken even after complaints were made.  That culture of silence is incredibly familiar, and described...
    The Daily Blog | 30-08
  • Review: Hairspray
      Oh Hairspray! What fun! Somehow I managed to miss the movie when it came out, I had no idea really what it was about though I felt it had a vague relation to High School Musical. In retrospect, that...
    The Daily Blog | 30-08
  • Mounting global pressure against Timor-Leste’s ‘death sentence’ media...
    East Timor’s José Belo … courageous fight against ‘unconstitutional’ media law.Image: © Ted McDonnell 2014 CAFÉ PACIFIC and the Pacific Media Centre Online posted challenges to the controversial ‘press law’ nine months ago when it emerged how dangerous this draft...
    The Daily Blog | 30-08
  • GUEST BLOG: Curwen Rolinson – Spies, Lies and When Campaigns Are Fried
    Like most of the rest of the nation’s political classes, I was eagerly affixed to TV One from 12:30 on Saturday afternoon to witness the downfall of Judith Collins.Whenever we witness the crumbling of a titan of the political landscape...
    The Daily Blog | 30-08
  • BREAKING: Whaleoil crushes Crusher
    Judith ends up shooting herself A new email has been released suggesting that Collins was attempting to undermine the head of Serious Fraud Office with the help of far right hate speech merchant Cameron Slater. Unbelievable!   She has been forced...
    The Daily Blog | 30-08
  • BREAKING: Rumours Judith Collins gone at lunchtime
    Brook Sabin first of the mark with rumours Judith Collins is about to resign – PM announcing a statement at 12.30pm… …Paddy follows… …Vance confirms..   …if Collins is gone by lunchtime, it will be because the PM understands the...
    The Daily Blog | 29-08
  • BREAKING: UPDATE on DIRT ALERT!
    Thanks to the information passed to Chris Trotter by “Idiot/Savant” from No Right Turn it is now possible to identify at least some of the persons involved in this latest example of attack politics. What follows is Chris’s response to Idiot/Savant’s timely assistance: Well done...
    The Daily Blog | 29-08
  • Comparing burning puppets, hip hop lyrics and drunk student chants to black...
    Watching the mainstream media try and obscure Cunliffe’s surprise win in the leaders debate  is a reminder the Press Gallery is in depressed shock. The current spin line from the Wellington bubble media in the wake of Dirty Politics is that...
    The Daily Blog | 29-08
  • Why has it all gone quiet on Charter Schools?
    They’re one of ACT’s flagship policies and the National Party have been gung ho in supporting them. So how come we’re not hearing Hekia Parata, Jamie Whyte, Catherine Isaac, et al singing from the rafters about what a resounding success charter...
    The Daily Blog | 29-08
  • Moment of Truth – September 15th – Auckland Town Hall
    Moment of Truth – September 15th – Auckland Town Hall...
    The Daily Blog | 29-08
  • EXCLUSIVE: Dirt Alert! Are the Greens and Labour about to become the target...
    WE’VE SEEN IT ALL BEFORE. In 2005 pamphlets began appearing all over New Zealand attacking Labour and the Greens. For a couple of days both the parties targeted and the news media were flummoxed. Who was behind such an obviously...
    The Daily Blog | 29-08
  • The Donghua Liu Affair: the Press Council’s decision
    . . 1. Prologue . The Donghua Liu Affair hit  the headlines on 18 June, with allegations that David Cunliffe wrote a letter in 2003,  on  behalf of  business migrant, Donghua Liu. Four days later, on Sunday 22 June, the...
    The Daily Blog | 29-08
  • The difference between Cunliffe & Key in the debate
    It was with much interest that I watched the leaders debate on Thursday night.  I watched with an open mind, always happy to have my opinion changed.  Maybe John Key is all the wonderful things that many say about him,...
    The Daily Blog | 29-08
  • GUEST BLOG: Denis Tegg – When Did We Agree To Our Data Being Shared with ...
    New shocking evidence has emerged from Edward Snowden’s trove of documents about a program called ICREACH under which data collected by the GCSB is shared with 23 US spy agencies. Under new sharing agreements which appear to have commenced immediately after...
    The Daily Blog | 28-08
  • Why Internet MANA are the best political friends the Greens could ever get
    Metiria at last nights #GreenRoomNZ: standing on the shoulders and camera cases of giants  NZers, regardless of political spectrum or apathy level, have a wonderful beach cricket egalitarianism about us. If we can objectively conclude a winner, then that person...
    The Daily Blog | 28-08
  • Sick of the Sleaze? Protest against National’s dirty politics THIS SATURD...
    Sick of the Sleaze? Protest now dammit! Three weeks before the election, action is being taken across the country voicing a rejection of the National Government’s track record and direction. Rallies are being held in Auckland, Wellington, Christchurch and Dunedin...
    The Daily Blog | 28-08
  • GUEST BLOG: Sir Edmund Thomas – Address at Nicky Hager public meeting
    I regard it as privilege to chair this public meeting. I have long had the greatest admiration for Nicky Hager’s work, and nothing I have read or heard in the media over the past week or so has caused me...
    The Daily Blog | 28-08
  • Labour and New Zealand Superannuation
    The kerfuffle in the wake of Nicky Hager’s Dirty Politics has had a detrimental impact on our discussion of economic policies. Signs are that the main beneficiaries of the dirty politics revelations will be Winston Peters and Colin Craig; certainly National suffered...
    The Daily Blog | 28-08
  • Coalition for Better Broadcasting – Mike Hosking and the Leader’s Debat...
    A few weeks ago I blogged that Mike Hosking was a terrible choice as moderator for the TV One Party Leader’s Debate, because he is so embarrassingly biased in favour of John Key. So I watched the show with curiosity,...
    The Daily Blog | 28-08
  • Democracy and Cancer: A critical analysis of Dirty Politics
    Twenty years ago, England’s renowned television playwright Denis Potter died of pancreatic cancer.  Readers may recall his two masterpieces ‘Pennies from Heaven’ and ‘The Singing Detective’.  During a final television interview with Melvyn Bragg, Potter declared that he had named...
    The Daily Blog | 28-08
  • Cunliffe beats Key in First Leaders debate
    I watched the First Leaders debate at the Green Party #GreenRoomNZ, they were very kind to include me and the atmosphere was great. The debate was a resounding victory to Cunliffe. He won Round 1, Round 2, Round 3 and...
    The Daily Blog | 28-08
  • LIVE STREAM: The Green Room Leader’s Debate from 6:30pm
    The Green Room will be hosted by media commentator Russel Brown, and will feature Green Co-leaders Metiria Turei and Russel Norman responding to the debate live, along with comment from thought leaders and commentators. ‘The Green Room’ 6pm – 8.30pm...
    The Daily Blog | 28-08
  • How many taxpayer funded staff does John Key need to prepare for a Leaders ...
    John Key is currently at the Auckland Stamford Plaza with 40 staff, 4 undercover police cars and an entire floor booked out in preparation for tonights Leader’s debate. Isn’t 40 staff including coms, flown up to Auckland for a debate...
    The Daily Blog | 28-08
  • A brief word on National Party Rodney MP, Mark Mitchell
    MP considers legal action against Nicky HagerThe National MP says he is considering taking a defamation case after the September 20 election.“Someone needs to be held accountable,” he said. Oh really champ? Brothers and sisters, there is a long way...
    The Daily Blog | 28-08
  • Greens advertise on Whaleoil – but not on The Daily Blog?
    PaknSave have shown ethical compass and blocked adverts on Whaleoil, yet the Greens are advertising on Whaleoil, and not The Daily Blog? I would imagine there are far more potential Green voters on The Daily Blog then ever are on...
    The Daily Blog | 28-08
  • It’s about the stupid economy stupid
    In focus group meetings, the sleepy hobbits of NZ by a staggering amount all believe that National are better economic stewards of the country than Labour, that’s why, instead of answering questions about blackmailing MPs, trawling brothels for dirt on...
    The Daily Blog | 28-08
  • Personal Statement by Matthew Hooton
    Personal Statement by Matthew Hooton 1 September 2014 For Immediate Release “This morning I made comments on Radio New Zealand’s Nine to Noon programme about an attempt by staff in the Prime Minister’s Office to interfere in the appointment...
    Scoop politics | 01-09
  • The Worm turns down for John Key
    John Key struggled to coax The Worm above the line in Thursday’s Leaders Debate, according to Roy Morgan’s Reactor, the original Worm. John Key struggled to coax The Worm above the line in Thursday’s Leaders Debate, according to Roy Morgan’s...
    Scoop politics | 01-09
  • The Edge Posts Naked Photos Without Consent
    The Edge website, owned by Media Works have published fully naked photographs of Jennifer Lawrence without her consent....
    Scoop politics | 01-09
  • Statement from the Governor-General on Ashburton Shootings
    The Governor-General, Lt Gen The Rt Hon Sir Jerry Mateparae, has expressed his deep shock following the shooting of three people in Ashburton today....
    Scoop politics | 01-09
  • Update on IGIS inquiry into release of NZSIS information
    In recognition of the public interest, the Inspector-General of Intelligence and Security, Cheryl Gwyn, took the unusual step of providing an update during the course of an inquiry and confirmed today that she would be summoning a number of individuals...
    Scoop politics | 01-09
  • An Open Government Plan developed in secrecy
    The State Services Commission sent NZ’s Open Government Action Plan to the international Open Government Partnership (OGP) Secretariat on 31 July. The countries involved in the OGP since its inception - from the UK and US to Indonesia and Brazil...
    Scoop politics | 01-09
  • KiwiRail; another year older and deeper in debt
    That is a lot of money and there are lessons that need to be learnt before we pour in another $1 billion....
    Scoop politics | 01-09
  • Fonterra China Deal Demands Safe Supply Chain
    The future success of Fonterra’s deal to sell infant formula in China [1] requires all milk it uses be safe and for Fonterra to secure its supply chain from contamination by GE DNA and pesticide residues. There is now significant...
    Scoop politics | 01-09
  • HRC praises Auckland mum for speaking out
    Race Relations Commissioner Dame Susan Devoy has praised an Auckland mother of four who went public after humiliating treatment by staff at The Warehouse....
    Scoop politics | 01-09
  • Southern DHB refers disputed issue to Serious Fraud Office
    Following advice from forensic investigation firm Beattie Varley Limited, Southern District Health Board has referred the expenditure at the centre of its long running dispute with South Link Health to the Serious Fraud Office. The parties have been...
    Scoop politics | 01-09
  • The Letter 1 September 2014
    Last night’s TVNZ Colmar Brunton poll puts the left and right 60 MPs each. United and the Maori Party say they will go with the side that gets to 61 MPs. ACT just needs just 1.3% or 28 thousand Party...
    Scoop politics | 01-09
  • Shopping Giveaway Harmless Fun For Kids
    Family First NZ is rubbishing claims by critics including Gareth Morgan that the New World ‘Little Shop’ promotion is harmful for kids, and says that kids should be allowed to be kids. “Children love acting like their parents and pretending...
    Scoop politics | 01-09
  • Red Cross launches employment service for former refugees
    New Zealand Red Cross is encouraging employers to give refugees a fresh startwith the launch of Pathways to Employment, a nationwide work assistance service....
    Scoop politics | 01-09
  • EDS welcomes Labour’s Conservation Policy
    The Environmental Defence Society has welcomed Labour’s Conservation Policy including the key objective of halting the current pattern of indigenous biodiversity decline within ten years....
    Scoop politics | 01-09
  • Poverty is falling and income inequality is not rising
    “A Roy Morgan poll shows that the issue people are most concerned about is income inequality. This just goes to show how the persistent repetition of a lie bewilders the public. Income inequality is not in fact rising. And the...
    Scoop politics | 01-09
  • Rotary NZ responding to Fiji water and sanitation issues
    Clean water and sanitation are vital to health. In Fiji Rotary New Zealand have been targeting 22 communities that are experiencing severe hardship mainly because they don’t have access to clean water for their drinking, cleaning and cooking needs....
    Scoop politics | 01-09
  • Work & Income shooting a Tragedy
    Kay Brereton speaking on behalf of the National Beneficiary Advocacy Consultancy group says; “Two people shot and another wounded, this is a tragedy and our deepest sympathy goes out to the family and whanau of the victims, as well as...
    Scoop politics | 01-09
  • 1080 Poison Deer Repellent not Effective – Farmers
    Four deer have been found dead within a farmer's bush block, after an aerial 1080 poison drop applied with deer repellent. The drop was part of a 30,000 hectare drop across the Northern Pureora Forest Park....
    Scoop politics | 01-09
  • Employment Charter will strengthen migrants’ rights
    Establishing an Employment Charter for construction companies is a critical step to strengthening the rights of migrant workers that are fast becoming the face of the Christchurch rebuild, according to an alliance of union groups. The charter has...
    Scoop politics | 01-09
  • Global March For Elephants and Rhino
    It’s a trans-national business that funds terrorist organisations, fuels conflict in Africa, and poses environmental, development and security challenges. The illegal wildlife trade is also a lucrative business, generating an estimated USD$20 billion...
    Scoop politics | 01-09
  • New series of videos aimed at disengaged youth
    From the people who brought you 'NZ Idle' (NZ's favourite web series about an artist on the dole) comes a new series about election time: Choice Lolz....
    Scoop politics | 01-09
  • Picket Of Leaders Christchurch Debate
    KEEP OUR ASSETS PICKET OF LEADERS CHRISTCHURCH DEBATE TUESDAY SEPTEMBER 2nd, 6 p.m. ST MARGARETS COLLEGE, SHREWSBURY STREET, MERIVALE...
    Scoop politics | 01-09
  • Vega Auriga should be detained in NZ until problems fixed
    Maritime Union of New Zealand National Secretary Joe Fleetwood says that the ship Vega Auriga should be detained in a New Zealand port until it is deemed seaworthy and crew issues have been fixed....
    Scoop politics | 01-09
  • Minor Parties Added to Election ‘Bribe-O-Meter’
    The Taxpayers’ Union have added the Green, ACT, United Future and Conservative Parties to the ‘ Bribe-O-Meter ’ hosted at taxpayers.org.nz . Excluding ACT and New Zealand First, the total election ‘bribes’ - that is new spending not already...
    Scoop politics | 31-08
  • Fiery Broadcasting Debate in Auckland
    Over 250 people turned out for the Auckland Broadcasting and Media Debate in Auckland City last night to hear politicians give their solutions to NZ’s media and broadcasting woes....
    Scoop politics | 31-08
  • Independent Epsom Candidate: Adam Holland
    Today I am very proud to have been nominated to run as an independent candidate by the people of Epsom in order to work hard for the people of Epsom, Mount Eden, Newmarket and Remuera....
    Scoop politics | 31-08
  • Voters favour parties with factory farming policies
    A Horizon Research poll shows that 64.7% of adults are more likely to vote for a political party with a policy against factory farming....
    Scoop politics | 31-08
  • Collins And Dirty Politics Drive The #nzpol Wordcloud
    After Judith Collins' resignation as Minister from Cabinet on Saturday, the data insight organisation Qrious collected all tweets that used the hashtag #nzpol and for approximately the 24 hours since the announcement to produced this wordcloud....
    Scoop politics | 31-08
  • Bill English: allegations against Judith Collins are serious
    Deputy Prime Minister Bill English told TV1’s Q+A programme that the allegations against Judith Collins are serious and that’s why an inquiry is needed....
    Scoop politics | 31-08
  • Culture Change Required
    "There are serious issues raised in an Employment Relations Authority judgement released this week. The culture within the Whangarei District Council (WDC) organisation must change. The culture of any organisation is defined by its leadership starting...
    Scoop politics | 31-08
  • Reducing Reoffending Statistic Challenged
    In Rethinking’s latest blog, http://blog.rethinking.org.nz/2014/08/th-bps-reducing-crime-and-reoffending.html it closely examines the current claim that reoffending in New Zealand has reduced by 12.5% since June 2011, and reveals how that figure has been achieved. It argues...
    Scoop politics | 31-08
  • University economics team studying workers’ comparing wages
    A University of Canterbury economics research team is looking at fairness of the job assignments and whether workers are sensitive to the wages of their co-workers....
    Scoop politics | 31-08
  • Statement by State Services Commissioner
    30 August 2014 "The State Services Commission was contacted by the Prime Minister's Office over the last 24 hours on this issue." “Any activity that undermines, or has the potential to undermine, the trust and confidence in the public service...
    Scoop politics | 31-08
  • Christchurch Council Circus … Continued
    In 2010 the UK Daily Mail investigated the antics of a major bureaucratically bloated London Local Authority and reported with THE GREAT INERTIA SECTOR ....
    Scoop politics | 30-08
  • The Nation Housing Debate
    Patrick It's the great Kiwi dream, but is owning the roof over your head now just a pipe dream for many Kiwis? Homeownership is at the lowest level in half a century. National's answer is to double subsidies to first-home...
    Scoop politics | 30-08
  • Time to Shine Light on Shadowy Spies
    Internet MANA has promised to set up a Royal Commission of Inquiry into New Zealand’s intelligence agencies, with a view to transferring oversight of spying operations to a new, independent authority....
    Scoop politics | 30-08
  • New Zealand’s biggest problems are Economic Issues
    New Zealand’s biggest problems are Economic Issues (41%) while the World’s most important problems are War & Terrorism (35%) just three weeks before NZ Election...
    Scoop politics | 29-08
  • NZ 2014 Leaders Index – week ending 29 August
    Below is iSentia’s first weekly Leaders’ Index, showing the relative amount of coverage of nine Party Leaders in the lead up to the National Election across news media and social media. We will produce these reports for the next three...
    Scoop politics | 29-08
  • Judgment in Paki v Attorney General
    Tamaiti Cairns said that today’s Supreme Court decision is complicated, but, in essence opens the door for Maori people to go forward with their essential claims to water. Further work is required and Pouakani Trust will continue to pursue its...
    Scoop politics | 29-08
  • Supreme Court Decision on Maori Water Rights
    “ … the Supreme Court refused to give Pouakani people what they asked for, but may have given them something much, much better instead. The Appellants had argued that the Crown’s ownership of the River was as a fiduciary for...
    Scoop politics | 29-08
  • Leaders Dinner with Campbell Live, Dessert with RadioLIVE
    John Campbell is hosting Colin Craig, Winston Peters, Laila Harre, Metiria Turei, Peter Dunne, Jamie Whyte and Te Ururoa Flavell LIVE from Auckland’s Grand Harbour Restaurant on Wednesday 3 September at 7pm....
    Scoop politics | 29-08
  • Credit unions in the political spotlight
    Dirty politics was put aside last night as senior politicians outlined their universal support for growing the cooperatively owned credit union and mutual building society sector in New Zealand....
    Scoop politics | 29-08
  • Maryan Street on issues of importance to older people
    Liam Butler interviews Hon Maryan Street MP on issues of importance to older New Zealanders...
    Scoop politics | 29-08
  • John Hanita Paki and others v The Attorney-General
    JOHN HANITA PAKI, TORIWAI ROTARANGI, TAUHOPA TE WANO HEPI, MATIU MAMAE PITIROI AND GEORGE MONGAMONGA RAWHITI v THE ATTORNEY-GENERAL OF NEW ZEALAND FOR AND ON BEHALF OF THE CROWN (“THE CROWN”) (SC 7/2010)...
    Scoop politics | 29-08
  • Last Nights Leaders Debate Drives The #nzpol Wordcloud
    Following last nights leaders debate on TV One between John Key and David Cunliffe, the data insight organisation Qrious collected all tweets that used the hashtag #nzpol from approximately the last 24 hours to produce this wordcloud....
    Scoop politics | 29-08
  • Campaign suggests reason behind suicide gender statistics
    An online campaign about meaning and belonging has revealed an interesting connection with the difference in suicide rates between men and women....
    Scoop politics | 29-08
  • Act Policy Vindicated by Sensible Sentencing Data
    ACT Leader Dr Jamie Whyte says the Sensible Sentencing Trust's just released analysis of 3 Strikes legislation "proves ACT was right to promote the policy and that it has made New Zealand a much safer country. The figures show beyond...
    Scoop politics | 29-08
  • “Robin Hood tax and other clever ways to help our kids”
    It’s time to talk about tax. Not just income tax but other kinds of tax too....
    Scoop politics | 29-08
  • Cannabis Laws Breach Treaty – ALCP
    Cannabis prohibition is neo-colonial oppression resulting in the disproportionate imprisonment of Maori, the Aotearoa Legalise Cannabis Party says....
    Scoop politics | 29-08
  • 2014 Variation Broadcasting Allocation Decision Released
    The Electoral Commission has released a variation decision on the amount of time and money allocated to political parties for the broadcasting of election programmes for the 2014 General Election....
    Scoop politics | 29-08
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