Open mike 13/05/2023

Written By: - Date published: 6:00 am, May 13th, 2023 - 76 comments
Categories: open mike - Tags:


Open mike is your post.

For announcements, general discussion, whatever you choose.

The usual rules of good behaviour apply (see the Policy).

Step up to the mike …

76 comments on “Open mike 13/05/2023 ”

  • Comments are now closed

  1. adam 1
    13 May 2023 at 9:15 am

    It's been a fun few days watching the beige brigade loss their minds over a minor party, now the PM has joined them.

    Does make one wonder if the labour party will return to its nasty box of tricks and rather loss an election, than give working people a break?

    But negotiations are hard, and it might actually involve some politics, who would have thought it under MMP.

    • weka 1.1
      13 May 2023 at 10:01 am

      nah, it looks like he's signalling that Labour will rely on TPM if they need to (as opposed to other elections where they've taken an anti stance), but is also pointing out the limits within MMP post-election negotiations.

      And, signalling to the electorate that there won't be a government that adopts the more radical TPM positions. This is fairly normal election jostling. I thought he was quite mild and handled it well.

      I can't see Labour being willing to lose the election. Hipkins is courting the working swing vote imo by pulling back from some of the social issues or radical change policies that don't attract swing voters.

      • Anne 1.1.1
        13 May 2023 at 10:17 am

        Good summary weka.

        Pragmatism is Hipkin's middle name. In that respect he is like John Key. There's room for a pragmatic leader sometimes and given the trials and tribulations we've been through and those we know are coming, then lets give pragmatism another go.

        Luxon hasn't got it. He's too wedded to the neoliberal ideology and the notion the market place can sort it all – for himself and his rich cobbers. God forbid he ever had to cope with the type of emergencies that befell Ardern and Hipkins.

  2. pat 2
    13 May 2023 at 9:27 am

    It appears to me (and it may be as a result of my own inclinations and the media I consume) that the centre parties are being given the green light to increase taxation on the well heeled.

    National to date appear to be unwilling/incapable of hearing the message but will Labour?

    The level of concern must be great .

    • weka 2.1
      13 May 2023 at 10:02 am

      MSM are saying that Labour won't increase taxes this term, but I assume they can still campaign on the 2024 budget and taxation?

      • pat 2.1.1
        13 May 2023 at 10:25 am

        I would expect that would be the earliest opportunity…and Im not suggesting the 'approval' is universal, but i get the sense that there is a significant part of the cohort that will not punish any party that proposes such (within reason)

      • UncookedSelachimorpha 2.1.2
        13 May 2023 at 1:17 pm

        Yes, parties can and should include tax justice as a key policy issue in the election.

        Hope it doesn't devolve into a moronic argument about income tax thresholds (which are irrelevant to the truly wealthy). NAct would prefer the argument was just that.

      • Craig H 2.1.3
        14 May 2023 at 12:27 pm

        I don't know what tax changes, if any, Labour intends to take to the election, but agree that what Robertson presents at the Budget is not likely to be indicative.

  3. Ngungukai 3
    13 May 2023 at 9:29 am

    Great to see Te Maaori Party getting on the front foot, a lot of their policies will resonate with the average New Zealander, National and Labour are still Neoliberal Parties pandering to the top 10% percenters and their Cling On’s.

    • Shanreagh 3.1
      13 May 2023 at 9:47 am

      Yes I tend to agree with this Ngungukai.

      Also with the idea that MMP envisaged a spread of parties and negotiation to get the best of the ideas that smaller parties might have.

      Sadly I think the at heart postion of the Labour party still seems to be a nod to neo lib and slow moving on things like the supermarket duopoly and electricity prices. I know there is much still to undo and poverty is ever present.

      • Phillip ure 3.1.1
        13 May 2023 at 12:10 pm

        And elder poverty is again stalking the halls..

        Didn't expect that to be happening/after six years under a labour government…

        • Phillip ure 3.1.1.1
          13 May 2023 at 12:18 pm

          And there is also the epic fails on the environmental front..

          Average pollution output for oecd countries is 18 tonne per year..

          In nz our average is 24 tonne..

          (Which kinda demolish any clean green claims..eh..?..and speaks volumes to what labour has not done..)

          (And as an aside…my annual pollution output is 4.5 tonnes…one sixth of the nz average..

          And that's'cos I am an off-grid vegan..

          That's how ya do it…the numbers don't lie..)

        • Jilly Bee 3.1.1.2
          13 May 2023 at 1:27 pm

          My husband and I have had the usual increase in our National Superannuation and the winter energy payment has now kicked in as well. OK, we are lucky as we own our property mortgage free, but the Labour Government which you go to great pains to ridicule do look after the less well off than Nact/Act wouldn't have the inclination so to do. ACT have gone as far as saying that they would repeal the WEP straight away – I bet their super aged, well healed followers happily pocket the WEP and don't think to do the decent thing and opt out. I believe that elder poverty has a lot to do with those who are still renting their homes and have to satisfy their rapacious landlords with more and more rent increases.

          • Phillip ure 3.1.1.2.1
            13 May 2023 at 1:53 pm

            You are correct that those who have mortgage free houses are doing just fine..

            I am talking about the 40% of the retiring baby boomers who aren't in that fortunate position..

            Yes..they are prey for parasitic landlords..

            And my heart goes out to those still paying off a mortgage..with the pension as their only income…(ok before..but not now)..that must be a new benchmark for being between a rock and a hard place..

            I think we all thought we had elder poverty licked..

            Have to park that one now..

            • RedLogix 3.1.1.2.1.1
              13 May 2023 at 2:01 pm

              they are prey for parasitic landlords..

              I understand. If you are so unahappy about your landlord you should apply for a mortgage and build your own house. Problem solved!

              Happy to help.

              • Phillip ure …
                13 May 2023 at 2:12 pm

                So..red loxic…

                A pensioner living on the pension can get a mortgage..?

                What planet are you on..?

                • RedLogix …
                  13 May 2023 at 2:41 pm

                  Now I am confused. If your landlord is providing a house you could not otherwise afford to live in – exactly who is the parasite here?

                  • arkie …
                    13 May 2023 at 2:58 pm

                    The landlord. They have inserted themselves in between a person needing a home and an otherwise vacant house and from exploiting that need they extract an income that they didn't labour for.

                    Landlords 'provide' housing exactly like scalpers 'provide' tickets.

                    • RedLogix …
                      13 May 2023 at 3:06 pm

                      If you decide you want to go to a concert the night before – when all the tickets were sold out two months earlier – then maybe paying a scalper a premium is your only choice.

                      But a landlord charges you less than what it would cost for you to buy that ‘vacant’ house. How does that work?

                    • Phillip ure []
                      13 May 2023 at 3:12 pm

                      Landlords/the rentier class..

                      are exploitive parasites…

                      screwing the poorest as much as they can..

                      Greed on their part is what has caused rents to rise so much..

                      F#ck them..!

                    • Phillip ure …
                      13 May 2023 at 3:08 pm

                      @r.l.

                      Wot arkie said..

                    • arkie …
                      13 May 2023 at 3:15 pm

                      As soon as the land of any country has all become private property, the landlords, like all other men, love to reap where they never sowed and demand a rent even for its natural produce – Adam Smith

                      Landlords don't charge less than a mortgage, they charge as much as the 'market' can support. They have the asset and an income stream as well as a surplus, a renter pays more than an owner-occupier and earns no equity, their labour produces the landlords surplus. Parasites.

                    • RedLogix …
                      13 May 2023 at 3:35 pm

                      Landlords don't charge less than a mortgage, they charge as much as the 'market' can support.

                      Wonderful!. So as I said above – pop down to your local friendly bank and explain this to them. Let us know how you get on.

                    • arkie …
                      13 May 2023 at 3:55 pm

                      How does a renter save for a deposit when the growth in house prices is outpacing inflation, wage increases don't meet inflation and 30+% of their weekly income is spent on rent alone?

                      As you have said before, there are ongoing costs in maintaining the asset of an investment property, in addition to any mortgage servicing. In the current market renters are expected to pay enough premium to the owners of their home, to cover all the landlords costs, pay down their asset, and provide a surplus on top; all for the luxury of having somewhere to live. No equity, no stability. It’s exploitative.

                    • RedLogix …
                      13 May 2023 at 4:07 pm

                      How does a renter save for a deposit when the growth in house prices is outpacing inflation, wage increases don't meet inflation and 30+% of their weekly income is spent on rent alone?

                      Now you are asking the right question. Why is property so expensive in New Zealand? And this holds true regardless of whether you are buying an existing property or building new.

                      As long as your anger is misdirected at your landlord – who is effectively just giving you access to capital and equity you do not have access to – then the problem will remain unsolved.

                      When I first married in the 80's I had an income of $13kpa and a rent of $1560 pa. I had nothing but a new wife and zero assets. That rent was eminently affordable and I was happy to pay rent just to have a roof over our heads. (Although it has to be said in a stiff southerly the wallpaper did tend to flap a bit.)

                      So what changed?

                    • bwaghorn []
                      13 May 2023 at 6:31 pm

                      So your rent was ten % of your income?

                      Average rents are north of $25 000 now Average wages are $70000 about 40%(these are rough ballpark figures)

                    • arkie …
                      13 May 2023 at 5:43 pm

                      As long as your anger is misdirected at your landlord

                      Why do you insist on mischaracterising the statements of others?

                      Now you are asking the right question

                      I was explaining how landlordism is parasitical, as you professed some confusion. Glad to have added to your understanding.

                      Why is property so expensive in New Zealand?

                      Because we incentivised property investment, privatised social housing, stacked the rental 'market' in favour of profit-seeking landlords and then acted shocked when housing became increasingly unaffordable to all those without generational wealth.

                    • RedLogix …
                      13 May 2023 at 5:59 pm

                      Because we incentivised property investment,

                      Again I have good news for you. If you don't want to compete with everyone else in the property market – as I suggested at the outset you might want to consider building a new house.

                  • Drowsy M. Kram …
                    13 May 2023 at 4:05 pm

                    https://thespinoff.co.nz/society/16-08-2022/the-side-eyes-two-new-zealands-the-table

                    On which side of the table are landLords most likely to be seated? Presumably most involuntary renters are seated on the opposite side.

                    And which direction best describes the net 'flow' of wealth (food) on this table – trickling 'down' (to the right), or flowing 'up' (to the left.)

                    Some believe this wealth distribution is sustainable, nice and natural – maybe it depends on where you're sitting.

                    https://www.newshub.co.nz/home/politics/2021/12/the-full-list-of-how-many-properties-new-zealand-mps-own.html
                    As of 2 December 2021, five Labour MPs , three Green MPs and one ACT MP don’t own a property.

                    • RedLogix …
                      13 May 2023 at 4:08 pm

                      The most important factor not captured by that cartoon is – time.

                    • Incognito []
                      13 May 2023 at 4:23 pm

                      The most important factor not captured very well is collateral. This is usually a mix of existing assets and (future) earning potential. This, in turn, determines the risk to the mortgage lender. It is not really different to commercial lending and the same (economic) principles apply. Mortgage lenders can call in the mortgage any time.

                    • RedLogix …
                      13 May 2023 at 4:35 pm

                      @Incognito

                      Yes – and both collateral and future earning potential are typically a function of time. And both change as the years pass by.

                      A 20yr old may well have a modest personal collateral – and a highly variable future earning potential.

                      A 60yr old is likely to have much greater collateral simply because of the passage of time – but a far more truncated future earning potential.

                      And this is before we factor in the highly complex aspect of intergenerational collateral, which varies widely by culture and historic circumstance.

                      But in every case time is the underlying factor that a single snapshot cannot express.

                    • Incognito []
                      13 May 2023 at 5:31 pm

                      Knowing how to interpret the snapshot means we have a fairly good inkling of what the next snapshot will look like, don’t you agree?

                      If we want to change the pattern, there are two main approaches: 1) redistribute what’s on the table, or 2) redistribute what’s at the table.

                    • RedLogix …
                      13 May 2023 at 5:56 pm

                      Knowing how to interpret the snapshot means we have a fairly good inkling of what the next snapshot will look like, don’t you agree?

                      Yes and no. From what we know across all creative domains, that over time the Pareto Principle seems to inexorably apply. That no matter whether it is landlords, scientific and technological innovation, or doing business of any kind – the table tends to always end up looking like this at any given moment. (Athough the occupants of the chairs do change over time.)

                      The trivial path to making everyone equal is to burn the table down and make everyone dirt poor. All historic attempts at addressing this have pretty much ended up at this catastrophic end point. The key to unlocking this puzzle is to understand how to maintain the incentives for creative endeavour, while managing a healthy balance between the extremes of wealth and poverty. That is a whole other topic deserving of many other threads.

                      In terms of housing it is however important that some rental housing must be available. Young people will naturally lack collateral, or some may choose to invest what they have elsewhere. Many are simply not ready to commit to a fixed dwelling place, others will never qualify for a mortgage at any price on any terms – all of these are perfectly legitimate reasons to rent.

                      The real cause of the anguish and resentment being expressed here is not renting or landlords per se – but that so many people no longer have access to the collateral and credit necessary to have a choice. They find themselves compelled to rent long after it makes personal sense for them to do so.

                      That is the nub of the problem.

                  • Drowsy M. Kram …
                    13 May 2023 at 4:17 pm

                    The most important factor not captured by that cartoon is – time.

                    And what is the most important factor that is captured by that cartoon?

                    • RedLogix …
                      13 May 2023 at 4:21 pm

                      If instead this cartoon was addressing say – the ranking of academic paper cites, or income earned from the arts, or sporting achievement – would it look much different?

                  • Drowsy M. Kram …
                    13 May 2023 at 6:00 pm

                    And what is the most important factor that is captured by that cartoon?

                    If instead this cartoon was addressing say – the ranking of academic paper cites, or income earned from the arts, or sporting achievement – would it look much different?

                    Don't know. I do know the cartoon depicts a wealth distribution that means roughly 50% of NZers have a less than decent quality of life. Is that distribution sustainable, nice and natural? Can't help wondering if the answer depends on where one sits at the table – keep ’em hungry!

                  • Drowsy M. Kram …
                    13 May 2023 at 8:08 pm

                    And I don't have any more time for someone who answers a question:

                    And what is the most important factor that is captured by that cartoon?

                    with a question:

                    If instead this cartoon was addressing say – the ranking of academic paper cites, or income earned from the arts, or sporting achievement – would it look much different?

                    and then levels an accusation of "intellectual dishonesty."

                    Globally, inequality is so extreme that the world’s 10 richest men possess more wealth than the 3.1 billion poorest people, Oxfam has calculated.

                    Each country has adopted a range of responses to wealth inequality.

                    https://www.oecd.org/statistics/wealth-inequalities-26-april-issues-note.pdf

                    Aotearoa NZ's responses have been sub-optimal, imho.

                    IRD report shows wealthy NZers pay much lower tax rates than other earners [26 April 2023]

                    And some wealthy Kiwis agree – change is needed. Those opposed to changes that would increase redistribution of wealth in Aotearoa NZ should be honest about the reason(s) for their resistance.

                    Wealth Distribution, Income Inequality and Financial Inclusion: A Panel Data Analysis [April 2023; PDF]
                    The findings of this paper have several implications for policies geared towards addressing wealth inequality. First, it underscores the need for governments to put in place measures to make wealth inequality less persistent. Fiscal policy, in the form of taxation of inheritance, is one instrument that can be used by governments to make wealth inequality less persistent.

                    Second, reducing income inequality will go a long way towards dampening wealth inequality. Policies addressing income inequality, for example progressive taxation, social protection measures, and education policies, are crucial for reducing wealth inequality.

                    • RedLogix …
                      13 May 2023 at 8:56 pm

                      In other words you know perfectly well the point I was making – but you choose to pretend otherwise.

                      As for the rest of your quote wall – yeah we knew all of this here at TS over a decade ago. Over time I've seen variations on this same conversation that go nowhere useful so often I care not to even start counting.

                      Here's the thing – nobody sane or serious thinks poverty is a good thing. In the western world most people will go a step further and agree that the extremes of wealth and poverty is not a good thing either. And it doesn't take much insight to realise they are not one and the same problem – the creation of human development and prosperity can be reliably measured by material dollar value measures. The impact of inequality by contrast shows up in measures of psychological and social dysfunction – a different domain.

                      But even assuming wealth and income are the sole criteria here – if the desired goal is to both progress human development, and reduce inequality at the same time, this implies a massive increase in total human prosperity across the board. In crude terms, do you want to solve inequality by making the rich poorer, or the poor richer? This is an important distinction, they are not the same thing at all.

                      The first solution is what the communists attempted with catastrophic outcomes. The latter solution is something altogether different – lifting everyone out of poverty and dysfunction implies something far more ambitious and complex.

                      Note carefully – I am not saying that progressive tax policies and redistribution schemes do not have their place. But I argue they are in of themselves far from sufficient. If the left is ever to escape the seemingly endless cycles of Karpman Drama games this is the kind of question we must learn how to discuss honestly.

                  • Drowsy M. Kram …
                    15 May 2023 at 11:10 am

                    In crude terms, do you want to solve inequality by making the rich poorer, or the poor richer?

                    If both approaches reduce inequality, then why not do both? The cost of living ain't getting any cheaper, and it's no mystery which end of the table is doing (and always has done) it tough.

                    If instead this cartoon was addressing say – the ranking of academic paper cites, or income earned from the arts, or sporting achievement – would it look much different?

                    RL, I still don't know if the distribution of 'food' would "look much different" at any of those tables – maybe inequality would be much more pronounced at a 'sporting achievement table', but I genuinely don't know. Might a Google search provide some real analysis? What is your answer to your question?

                    Poverty from fetal life onward and child brain morphology [23 January 2023]

                    Is your the point of your question that Pareto-optimality describes (explains?) all inequality? Some have even been so bold as to suggest that it justifies inequality – can you believe it?! Whereas most politicians can understand that sustained optimal redistribution has a part to play in easing the burden of wealth inequality that influences the prospects of most Kiwis from cradle to grave.

                    At the 1972 conference in honor of Milton Friedman, Buchanan’s solution was, in his words, “close to that expressed by Musgrave” in Musgrave’s comment on Hochman and Rodgers (1969) because it brought in the property rights considerations that structured the “primary distribution”.

                    Justice, Pareto, and Equality
                    [December 2016; abstract only]
                    In a just society the interests of different classes will be interconnected, which explains why a property-owning democracy is one of Rawls’s preferred social systems. The chapter discusses both why inequality is bad for its own sake and why it is instrumentally undesirable because of its bad effects.

                    The Problem with Pareto [27 Sept 2021]
                    Imagine a world where one person holds all the wealth and power, and everybody else has nothing – or at least, are subsisting. Nobody would think this was a just world, but it is a Pareto Efficient world – we cannot make anyone better off without making someone (our absolute monarch) worse off. Outside of our somewhat fanciful example, anything redistributive is still ruled out. In a world where some people starve, and others leave resources idle (or use them to send themselves to space), then Pareto efficiency doesn’t seem very… efficient. As is often the case, economists are our own worst enemies, teaching neat examples that undermine the case for our own usefulness.

                    If you’re harking for a more efficient allocation of resources, then economics offers up another form of efficiency – Kaldor-Hicks efficiency. A change is a Kaldor-Hicks improvement if the people who benefit from it could (theoretically) compensate the people who lose out. Or, put another way, if a change adds more to happiness of the people who benefit than it does the sadness of those who lose out, it’s Kaldor-Hicks improvement.

                    I am not saying that progressive tax policies and redistribution schemes do not have their place. But I argue they are in of themselves far from sufficient.

                    Excellent – in addition to more robust and progressive tax policies (un-dodgeable CGT, wealth tax, inheritance tax, higher tax rates for high net wealth individuals and lower tax rates for the poor), other progressive (generational?) policies couldn't hurt.

                    The point is, we can improve. And the starting point for that is to get over the awkwardness and start acknowledging the problem.
                    (Cough Cough)
                    "Hey, aaah… do you reckon we could pass something down for these guys over here?"

                    "From each according to his ability, to each according to his needs" will be increasingly important (imho) as civilisation continues to grow, and CC, food scarcity, war, pandemics, environmental and economic crises et al. chip away at the feasibility of continuing the human experiment on spaceship Earth.

                    • RedLogix …
                      15 May 2023 at 12:34 pm

                      "From each according to his ability, to each according to his needs"

                      Straight from the marxist canon, and like so many bad ideas it has a seductively simplicity to it. If only the world was a rainbow hue utopia the condition it aspires to might spontaneously arise – but instead every attempt to deliver on this has resulted in a catastrophic destruction of all the social, economic and political norms that make life worth living.

                      Because therein lies a big fat clue – this infamous aphorism is not a useful expression of any economic or even political virtue – but a moral one. A virtue that cannot be imposed by the state, or any bureaucratic device – rather it can only come the same place where good and evil is decided – the human heart.

                    • PsyclingLeft.Always …
                      15 May 2023 at 6:15 pm

                      "From each according to his ability, to each according to his needs"

                      Absolutely. Also….predates Marx,

                      In the New Testament, Jesus identifies himself with the hungry, the poor, the sick, and the prisoners

                      https://en.wikipedia.org/wiki/Christian_socialism

                      And even !…..

                      Jesus was the first communist

                      https://en.wikipedia.org/wiki/Christian_communism

                      I certainly believe Jesus was real. Just not the son of a sky myth…

                      Certainly a good guy, who wouldnt have had any common ground with neolibs..or fatcat landlords : )

                • Liberty Belle …
                  13 May 2023 at 5:57 pm

                  "Greed on their part is what has caused rents to rise so much.."

                  No. What has caused rents to rise so much is a government with the stupidity to lift the costs of being a landlord in a market where said landlords have the ability to lift rents.

            • gsays 3.1.1.2.1.2
              13 May 2023 at 3:50 pm

              Taxpayer subsidised parasites, no less.

              I've tried looking up the annual cost of the Accomadation Supplement on Aotearoa but can't find it. Along with greed another regretable aspect and cost of landlording.

              • RedLogix …
                13 May 2023 at 3:58 pm

                Good news, go to this website: https://qv.co.nz/

                Type in the address of the home you are living in and this will give you an idea of the market value.

                If as you believe your landlord is nothing but a tax-payer subsidised parasite, you should have no trouble being able to undercut him or her – and buying a house for yourself.

                • gsays …
                  13 May 2023 at 4:39 pm

                  Thanks, but no.

                  Despite the positives, I'm not interested in joining the landlord class.

                  • RedLogix …
                    13 May 2023 at 4:50 pm

                    I meant that if you think owning your own home is cheaper than renting – then you have every chance to undercut your landlord.

                    • Incognito …
                      13 May 2023 at 5:26 pm

                      The landlord has collateral, the tenant has not. That’s a huge difference when trying to get a home loan.

                    • pat …
                      13 May 2023 at 5:43 pm

                      It may be worth noting….fewer and fewer landlords have collateral in the current market.

                    • Incognito []
                      13 May 2023 at 5:51 pm

                      The family home is collateral.

                    • pat …
                      13 May 2023 at 6:10 pm

                      and that collateral is declining in value in a tight credit market…family home or not.

                    • Incognito []
                      13 May 2023 at 6:29 pm

                      Even in the cooling-down housing market many people do still have significant collateral, especially compared to those who don’t own property. The last couple of years they have enjoyed (!) steep increases and the average home value is still 22% higher compared to before the start of the Covid-19 pandemic in early 2020.

                      https://www.qv.co.nz/price-index/

                      Arguably, houses are still grossly overvalued in NZ.

                      Spare a thought for the landlords who face steeply rising costs and have the ability the raise rents once a year but can’t.

                      https://www.stuff.co.nz/business/property/132018727/property-investors-facing-equivalent-of-105-interest-rate-investor-says

                      I can’t see the pain easing any time soon although NACT will make it magically go away, of course, at least for landlords – one way of ‘buying’ votes.

                    • pat …
                      13 May 2023 at 6:36 pm

                      Excepting those with existing property have potentially lost their equity whereas those yet to enter the market have not.

                    • Incognito []
                      13 May 2023 at 6:49 pm

                      That’s correct, but we were talking about landlords, not new entrants into the housing market (aka first-home buyers), weren’t we? I don’t get the point you’re trying to make about those who had no property as collateral and who have not lost value of something that they didn’t own!?

                      Home owners became much richer, on paper, over the last couple of years, and now they have become a little less richer (aka you gain a lot and lose a little). They are still heaps better off than someone who owns no home, and they have collateral.

                    • pat …
                      13 May 2023 at 6:55 pm

                      "The landlord has collateral, the tenant has not. "

                      The point is the landlord does not necessarily have collateral, whereas a tenant may.

                      Generalisations are even more fraught when asset values are in decline.

            • SPC 3.1.1.2.1.3
              13 May 2023 at 11:43 pm

              Baby boomers were born 1945 to 1964.

              Where is the evidence that 40% of them are retiring without 100% equity in their homes?

              Home ownership among those 50-65 is 75%. This is part baby boomer (above that rate) and part Gen X (below it).

              Some may have unpaid mortgages now, that will be paid off by the time they are 65 (or by age 70).

              So that 40% rate seems high.

              The percentage of people aged 65+ with no mortgage has also dropped from 78% in 2007 to 72% in 2017. Given the lower interest rates c 2017 that is no surprise as people would have borrowed money for repairs and maintenance given it was low cost.

              For mine the problem of low levels of home ownership really impacts post boomers from the 2030's. And around the same time there will also hit an aged boomer care crisis.

            • Craig H 3.1.1.2.1.4
              14 May 2023 at 1:55 pm

              That's not a recent problem that just appeared, that's a problem that was essentially 35 years in the making. NZ Super rates have always been based on the superannuitant either owning their own house outright or living in social housing. Home ownership has slowly become less common over time, not just recently, and social housing for superannuitants used to be mostly provided by Councils, but that has also become less common over time.

        • Patricia Bremner 3.1.1.3
          13 May 2023 at 1:28 pm

          Phillip, some reasons…

          Food disruption caused by supply lines storms and supermarket greed.

          Rental rises pushing people into hardship.

          A bigger contributor is our longevity, (though there is no relief for groups who don't have a good lifespan.)

          I don't think it is Labour or the Greens causing these situations imo. They have put aids in place, winter warmth, rises etc…but

          As McMillan said" Events dear boy events" Covid Cyclones and War.

          • Phillip ure 3.1.1.3.1
            13 May 2023 at 2:10 pm

            Yes patricia..I think it was lbj who said 'shit happens'

            But I don't think inaction on what has been promised in 2017 by j.ardern..ie poverty and the environment..can be excused because of these other events you cite..

            Labour has quite a bit of that unable to walk and chew gum at the same time..

            An example is that I am currently in a rural area on the outskirts of Auckland…

            It used to be 100 k per hour…on roads not built for that..and was dropped to 80..

            It is bloody brilliant…no longer do you have arseholes in suv trying to bully you into going faster..

            And it makes for much more pleasant driving..

            A total success..so what do labour do..?..they can the program for the rest of the country..

            Why..?..I ask…surely it is just a matter of consulting with local council/police to identify the dangerous roads…and you change a few signs..

            How/why was that so hard for labour to do..?

            That example is symptomatic of what ails this gummint..

            A majority labour government has been hobbled by its inbuilt incrementalism..

            It's kinda sad.. really…and we are all the losers

    • Jilly Bee 3.2
      13 May 2023 at 1:33 pm

      I still haven't forgiven John Tamihere referring to women as 'front bums' – and most of their policies don't resonate with this average Aotearoan.

  4. weka 4
    13 May 2023 at 10:09 am

    Does NZ have a precedent for a minority, two party coalition government, using confidence and supply from a third party on the cross benches, to form government?

    For instance, if we end up with L/G unable to form government, but could with C/S from TPM who sit completely outside of government, would that even work? Has it been done before?

    • Ad 4.1
      13 May 2023 at 10:12 am

      The Governor General would more likely prefer the much more stable National-Act coalition.

      It's similar to the UK election a while back when there was talk of a Red-Green-Orange or "traffic light" arrangement, but in the end they just weren't close enough to put it up as a workable arrangement.

    • SPC 4.2
      13 May 2023 at 12:37 pm

      Yes, Labour-Alliance with confidence and supply from Greens 1999-2002

      Yes, Labour-Progressives confidence and supply from United 2002-2005

      Yes, Labour-(Jim Anderton)-NZF, confidence and supply from United and co-operation agreement with Greens

      And a National minority government with confidence and supply from ACT and TPM and United 2008-2017

      Yes Labour-NZF with confidence and supply from Greens 2017.

      google Cabinet governance in New Zealand under MMP:
      multi-party government and condoned dissent – Dean R Knight – open access pdf (to see the graphic).

      • alwyn 4.2.1
        13 May 2023 at 3:25 pm

        "And a National minority government with confidence and supply from ACT and TPM and United 2008-2017".

        How do you come to your conclusion that this was a minority Government but the others weren't? After all they did have Ministers from all of the other parties in their coalition. They were in fact no different from the Governments led by Helen Clark who could be described in exactly the same way.

        • SPC 4.2.1.1
          13 May 2023 at 4:26 pm

          Does NZ have a precedent for a minority, two party coalition government, using confidence and supply from a third party on the cross benches, to form government?

          This was the question.

          Of those National is the only one party minority government requiring confidence and supply to govern, the others are two party coalition minority governments requiring this (note I included the 2008 government as Labour+ 1 -NZF, as per Anderton).

  5. Phillip ure 5
    13 May 2023 at 12:06 pm

    Sue grey and Brian tamaki have joined at the hip..in a new political party ..

    Should be good for a few laffs…

Recent Comments

Recent Posts

  • Determining the Engine Type in Your Car
    Identifying the engine type in your car is crucial for various reasons, including maintenance, repairs, and performance upgrades. Knowing the specific engine model allows you to access detailed technical information, locate compatible parts, and make informed decisions about modifications. This comprehensive guide will provide you with a step-by-step approach to ...
    Gareth’s WorldBy admin
    8 hours ago

  • How to Become a Race Car Driver: A Comprehensive Guide
    Introduction: The allure of racing is undeniable. The thrill of speed, the roar of engines, and the exhilaration of competition all contribute to the allure of this adrenaline-driven sport. For those who yearn to experience the pinnacle of racing, becoming a race car driver is the ultimate dream. However, the ...
    Gareth’s WorldBy admin
    8 hours ago

  • How Many Cars Are There in the World in 2023? An Exploration of Global Automotive Statistics
    Introduction Automobiles have become ubiquitous in modern society, serving as a primary mode of transportation and a symbol of economic growth and personal mobility. With countless vehicles traversing roads and highways worldwide, it begs the question: how many cars are there in the world? Determining the precise number is a ...
    Gareth’s WorldBy admin
    8 hours ago

  • How Long Does It Take for Car Inspection?
    Maintaining a safe and reliable vehicle requires regular inspections. Whether it’s a routine maintenance checkup or a safety inspection, knowing how long the process will take can help you plan your day accordingly. This article delves into the factors that influence the duration of a car inspection and provides an ...
    Gareth’s WorldBy admin
    8 hours ago

  • Who Makes Mazda Cars?
    Mazda Motor Corporation, commonly known as Mazda, is a Japanese multinational automaker headquartered in Fuchu, Aki District, Hiroshima Prefecture, Japan. The company was founded in 1920 as the Toyo Cork Kogyo Co., Ltd., and began producing vehicles in 1931. Mazda is primarily known for its production of passenger cars, but ...
    Gareth’s WorldBy admin
    8 hours ago

  • How Often to Replace Your Car Battery A Comprehensive Guide
    Your car battery is an essential component that provides power to start your engine, operate your electrical systems, and store energy. Over time, batteries can weaken and lose their ability to hold a charge, which can lead to starting problems, power failures, and other issues. Replacing your battery before it ...
    Gareth’s WorldBy admin
    8 hours ago

  • Can You Register a Car Without a License?
    In most states, you cannot register a car without a valid driver’s license. However, there are a few exceptions to this rule. Exceptions to the Rule If you are under 18 years old: In some states, you can register a car in your name even if you do not ...
    Gareth’s WorldBy admin
    8 hours ago

  • Mazda: A Comprehensive Evaluation of Reliability, Value, and Performance
    Mazda, a Japanese automotive manufacturer with a rich history of innovation and engineering excellence, has emerged as a formidable player in the global car market. Known for its reputation of producing high-quality, fuel-efficient, and driver-oriented vehicles, Mazda has consistently garnered praise from industry experts and consumers alike. In this article, ...
    Gareth’s WorldBy admin
    8 hours ago

  • What Are Struts on a Car?
    Struts are an essential part of a car’s suspension system. They are responsible for supporting the weight of the car and damping the oscillations of the springs. Struts are typically made of steel or aluminum and are filled with hydraulic fluid. How Do Struts Work? Struts work by transferring the ...
    Gareth’s WorldBy admin
    8 hours ago

  • What Does Car Registration Look Like: A Comprehensive Guide
    Car registration is a mandatory process that all vehicle owners must complete annually. This process involves registering your car with the Department of Motor Vehicles (DMV) and paying an associated fee. The registration process ensures that your vehicle is properly licensed and insured, and helps law enforcement and other authorities ...
    Gareth’s WorldBy admin
    8 hours ago

  • How to Share Computer Audio on Zoom
    Zoom is a video conferencing service that allows you to share your screen, webcam, and audio with other participants. In addition to sharing your own audio, you can also share the audio from your computer with other participants. This can be useful for playing music, sharing presentations with audio, or ...
    Gareth’s WorldBy admin
    12 hours ago

  • How Long Does It Take to Build a Computer?
    Building your own computer can be a rewarding and cost-effective way to get a high-performance machine tailored to your specific needs. However, it also requires careful planning and execution, and one of the most important factors to consider is the time it will take. The exact time it takes to ...
    Gareth’s WorldBy admin
    12 hours ago

  • How to Put Your Computer to Sleep
    Sleep mode is a power-saving state that allows your computer to quickly resume operation without having to boot up from scratch. This can be useful if you need to step away from your computer for a short period of time but don’t want to shut it down completely. There are ...
    Gareth’s WorldBy admin
    12 hours ago

  • What is Computer-Assisted Translation (CAT)?
    Introduction Computer-Assisted Translation (CAT) has revolutionized the field of translation by harnessing the power of technology to assist human translators in their work. This innovative approach combines specialized software with human expertise to improve the efficiency, accuracy, and consistency of translations. In this comprehensive article, we will delve into the ...
    Gareth’s WorldBy admin
    12 hours ago

  • iPad vs. Tablet Computers A Comprehensive Guide to Differences
    In today’s digital age, mobile devices have become an indispensable part of our daily lives. Among the vast array of portable computing options available, iPads and tablet computers stand out as two prominent contenders. While both offer similar functionalities, there are subtle yet significant differences between these two devices. This ...
    Gareth’s WorldBy admin
    12 hours ago

  • How Are Computers Made?
    A computer is an electronic device that can be programmed to carry out a set of instructions. The basic components of a computer are the processor, memory, storage, input devices, and output devices. The Processor The processor, also known as the central processing unit (CPU), is the brain of the ...
    Gareth’s WorldBy admin
    12 hours ago

  • How to Add Voice Memos from iPhone to Computer
    Voice Memos is a convenient app on your iPhone that allows you to quickly record and store audio snippets. These recordings can be useful for a variety of purposes, such as taking notes, capturing ideas, or recording interviews. While you can listen to your voice memos on your iPhone, you ...
    Gareth’s WorldBy admin
    12 hours ago

  • Why My Laptop Screen Has Lines on It: A Comprehensive Guide
    Laptop screens are essential for interacting with our devices and accessing information. However, when lines appear on the screen, it can be frustrating and disrupt productivity. Understanding the underlying causes of these lines is crucial for finding effective solutions. Types of Screen Lines Horizontal lines: Also known as scan ...
    Gareth’s WorldBy admin
    12 hours ago

  • How to Right-Click on a Laptop
    Right-clicking is a common and essential computer operation that allows users to access additional options and settings. While most desktop computers have dedicated right-click buttons on their mice, laptops often do not have these buttons due to space limitations. This article will provide a comprehensive guide on how to right-click ...
    Gareth’s WorldBy admin
    12 hours ago

  • Where is the Power Button on an ASUS Laptop?
    Powering up and shutting down your ASUS laptop is an essential task for any laptop user. Locating the power button can sometimes be a hassle, especially if you’re new to ASUS laptops. This article will provide a comprehensive guide on where to find the power button on different ASUS laptop ...
    Gareth’s WorldBy admin
    12 hours ago

  • How to Start a Dell Laptop: A Comprehensive Guide
    Dell laptops are renowned for their reliability, performance, and versatility. Whether you’re a student, a professional, or just someone who needs a reliable computing device, a Dell laptop can meet your needs. However, if you’re new to Dell laptops, you may be wondering how to get started. In this comprehensive ...
    Gareth’s WorldBy admin
    12 hours ago

  • Bryce Edwards: Serious populist discontent is bubbling up in New Zealand
    Two-thirds of the country think that “New Zealand’s economy is rigged to advantage the rich and powerful”. They also believe that “New Zealand needs a strong leader to take the country back from the rich and powerful”. These are just two of a handful of stunning new survey results released ...
    Democracy ProjectBy bryce.edwards
    12 hours ago

  • How to Take a Screenshot on an Asus Laptop A Comprehensive Guide with Detailed Instructions and Illu...
    In today’s digital world, screenshots have become an indispensable tool for communication and documentation. Whether you need to capture an important email, preserve a website page, or share an error message, screenshots allow you to quickly and easily preserve digital information. If you’re an Asus laptop user, there are several ...
    Gareth’s WorldBy admin
    12 hours ago

  • How to Factory Reset Gateway Laptop A Comprehensive Guide
    A factory reset restores your Gateway laptop to its original factory settings, erasing all data, apps, and personalizations. This can be necessary to resolve software issues, remove viruses, or prepare your laptop for sale or transfer. Here’s a step-by-step guide on how to factory reset your Gateway laptop: Method 1: ...
    Gareth’s WorldBy admin
    12 hours ago

  • The Folly Of Impermanence.
    “You talking about me?”  The neoliberal denigration of the past was nowhere more unrelenting than in its depiction of the public service. The Post Office and the Railways were held up as being both irremediably inefficient and scandalously over-manned. Playwright Roger Hall’s “Glide Time” caricatures were presented as accurate depictions of ...
    Bowalley Road
    15 hours ago

  • A crisis of ambition
    Roger Partridge  writes – When the Coalition Government took office last October, it inherited a country on a precipice. With persistent inflation, decades of insipid productivity growth and crises in healthcare, education, housing and law and order, it is no exaggeration to suggest New Zealand’s first-world status was ...
    Point of OrderBy poonzteam5443
    15 hours ago

  • Have 308 people in the Education Ministry’s Curriculum Development Team spent over $100m on a 60-p...
    Rob MacCulloch writes – In 2022, the Curriculum Centre at the Ministry of Education employed 308 staff, according to an Official Information Request. Earlier this week it was announced 202 of those staff were being cut. When you look up “The New Zealand Curriculum” on the Ministry of ...
    Point of OrderBy poonzteam5443
    16 hours ago

  • 'This bill is dangerous for the environment and our democracy'
    Chris Bishop’s bill has stirred up a hornets nest of opposition. Photo: Lynn Grieveson for The KākāTL;DR: The six things that stood out to me in Aotearoa’s political economy around housing, poverty and climate from the last day included:A crescendo of opposition to the Government’s Fast Track Approvals Bill is ...
    The KakaBy Bernard Hickey
    16 hours ago

  • The Bank of our Tamariki and Mokopuna.
    Monday left me brokenTuesday, I was through with hopingWednesday, my empty arms were openThursday, waiting for love, waiting for loveThe end of another week that left many of us asking WTF? What on earth has NZ gotten itself into and how on earth could people have voluntarily signed up for ...
    Nick’s KōreroBy Nick Rockel
    17 hours ago

  • The worth of it all
    Hello! Here comes the Saturday edition of More Than A Feilding, catching you up on the past week’s editions.State of humanity, 20242024, it feels, keeps presenting us with ever more challenges, ever more dismay.Do you give up yet? It seems to ask.No? How about this? Or this?How about this?Full story Share ...
    More Than A FeildingBy David Slack
    20 hours ago

  • What is the Hardest Sport in the World?
    Determining the hardest sport in the world is a subjective matter, as the difficulty level can vary depending on individual abilities, physical attributes, and experience. However, based on various factors including physical demands, technical skills, mental fortitude, and overall accomplishment, here is an exploration of some of the most challenging ...
    Gareth’s WorldBy admin
    23 hours ago

  • What is the Most Expensive Sport?
    The allure of sport transcends age, culture, and geographical boundaries. It captivates hearts, ignites passions, and provides unparalleled entertainment. Behind the spectacle, however, lies a fascinating world of financial investment and expenditure. Among the vast array of competitive pursuits, one question looms large: which sport carries the hefty title of ...
    Gareth’s WorldBy admin
    23 hours ago

  • Pickleball On the Cusp of Olympic Glory
    Introduction Pickleball, a rapidly growing paddle sport, has captured the hearts and imaginations of millions around the world. Its blend of tennis, badminton, and table tennis elements has made it a favorite among players of all ages and skill levels. As the sport’s popularity continues to surge, the question on ...
    Gareth’s WorldBy admin
    23 hours ago

  • The Origin and Evolution of Soccer Unveiling the Genius Behind the World’s Most Popular Sport
    Abstract: Soccer, the global phenomenon captivating millions worldwide, has a rich history that spans centuries. Its origins trace back to ancient civilizations, but the modern version we know and love emerged through a complex interplay of cultural influences and innovations. This article delves into the fascinating journey of soccer’s evolution, ...
    Gareth’s WorldBy admin
    23 hours ago

  • How Much to Tint Car Windows A Comprehensive Guide
    Tinting car windows offers numerous benefits, including enhanced privacy, reduced glare, UV protection, and a more stylish look for your vehicle. However, the cost of window tinting can vary significantly depending on several factors. This article provides a comprehensive guide to help you understand how much you can expect to ...
    Gareth’s WorldBy admin
    23 hours ago

  • Why Does My Car Smell Like Gas? A Comprehensive Guide to Diagnosing and Fixing the Issue
    The pungent smell of gasoline in your car can be an alarming and potentially dangerous problem. Not only is the odor unpleasant, but it can also indicate a serious issue with your vehicle’s fuel system. In this article, we will explore the various reasons why your car may smell like ...
    Gareth’s WorldBy admin
    23 hours ago

  • How to Remove Tree Sap from Car A Comprehensive Guide
    Tree sap can be a sticky, unsightly mess on your car’s exterior. It can be difficult to remove, but with the right techniques and products, you can restore your car to its former glory. Understanding Tree Sap Tree sap is a thick, viscous liquid produced by trees to seal wounds ...
    Gareth’s WorldBy admin
    23 hours ago

  • How Much Paint Do You Need to Paint a Car?
    The amount of paint needed to paint a car depends on a number of factors, including the size of the car, the number of coats you plan to apply, and the type of paint you are using. In general, you will need between 1 and 2 gallons of paint for ...
    Gareth’s WorldBy admin
    23 hours ago

  • Can You Jump a Car in the Rain? Safety Precautions and Essential Steps
    Jump-starting a car is a common task that can be performed even in adverse weather conditions like rain. However, safety precautions and proper techniques are crucial to avoid potential hazards. This comprehensive guide will provide detailed instructions on how to safely jump a car in the rain, ensuring both your ...
    Gareth’s WorldBy admin
    23 hours ago

  • Can taxpayers be confident PIJF cash was spent wisely?
    Graham Adams writes about the $55m media fund — When Patrick Gower was asked by Mike Hosking last week what he would say to the many Newstalk ZB callers who allege the Labour government bribed media with $55 million of taxpayers’ money via the Public Interest Journalism Fund — and ...
    Point of OrderBy gadams1000
    1 day ago

  • EGU2024 – An intense week of joining sessions virtually
    Note: this blog post has been put together over the course of the week I followed the happenings at the conference virtually. Should recordings of the Great Debates and possibly Union Symposia mentioned below, be released sometime after the conference ends, I'll include links to the ones I participated in. ...
    Skeptical Science
    1 day ago

  • Submission on “Fast Track Approvals Bill”
    The following was my submission made on the “Fast Track Approvals Bill”. This potential law will give three Ministers unchecked powers, un-paralled since the days of Robert Muldoon’s “Think Big” projects.The submission is written a bit tongue-in-cheek. But it’s irreverent because the FTAB is in itself not worthy of respect. ...
    Frankly SpeakingBy Frank Macskasy
    1 day ago

  • The Case for a Universal Family Benefit
    One Could Reduce Child Poverty At No Fiscal CostFollowing the Richardson/Shipley 1990 ‘redesign of the welfare state’ – which eliminated the universal Family Benefit and doubled the rate of child poverty – various income supplements for families have been added, the best known being ‘Working for Families’, introduced in 2005. ...
    PunditBy Brian Easton
    1 day ago

  • A who’s who of New Zealand’s dodgiest companies
    Submissions on National's corrupt Muldoonist fast-track law are due today (have you submitted?), and just hours before they close, Infrastructure Minister Chris Bishop has been forced to release the list of companies he invited to apply. I've spent the last hour going through it in an epic thread of bleats, ...
    No Right TurnBy Idiot/Savant
    1 day ago

  • On Lee’s watch, Economic Development seems to be stuck on scoring points from promoting sporting e...
    Buzz from the Beehive A few days ago, Point of Order suggested the media must be musing “on why Melissa is mute”. Our article reported that people working in the beleaguered media industry have cause to yearn for a minister as busy as Melissa Lee’s ministerial colleagues and we drew ...
    Point of OrderBy Bob Edlin
    1 day ago

  • New Zealand has never been closed for business
    1. What was The Curse of Jim Bolger?a. Winston Peters b. Soon after shaking his hand, world leaders would mysteriously lose office or shuffle off this mortal coilc. Could never shake off the Mother of All Budgetsd. Dandruff2. True or false? The Chairman of a Kiwi export business has asked the ...
    More Than A FeildingBy David Slack
    2 days ago

  • Stop the panic – we’ve been here before
    Jack Vowles writes – New Zealand is said to be suffering from ‘serious populist discontent’. An IPSOS MORI survey has reported that we have an increasing preference for strong leaders, think that the economy is rigged toward the rich and powerful, and political elites are ignoring ‘hard-working people’.  ...
    Point of OrderBy poonzteam5443
    2 days ago

  • Melissa Lee and the media: ending the quest
    Chris Trotter writes –  MELISSA LEE should be deprived of her ministerial warrant. Her handling – or non-handling – of the crisis engulfing the New Zealand news media has been woeful. The fate of New Zealand’s two linear television networks, a question which the Minister of Broadcasting, Communications ...
    Point of OrderBy Bob Edlin
    2 days ago

  • The Hoon around the week to April 19
    TL;DR: The podcast above features co-hosts and , along with regular guests Robert Patman on Gaza and AUKUS II, and on climate change.The six things that mattered in Aotearoa’s political economy that we wrote and spoke about via The Kākā and elsewhere for paying subscribers in the ...
    The KakaBy Bernard Hickey
    2 days ago

  • The ‘Humpty Dumpty’ end result of dismantling our environmental protections
    Policymakers rarely wish to make plain or visible their desire to dismantle environmental policy, least of all to the young. Photo: Lynn GrievesonTL;DR: Here’s the top five news items of note in climate news for Aotearoa-NZ this week, and a discussion above between Bernard Hickey and The Kākā’s climate correspondent ...
    The KakaBy Bernard Hickey
    2 days ago

  • Nicola's Salad Days.
    I like to keep an eye on what’s happening in places like the UK, the US, and over the ditch with our good mates the Aussies. Let’s call them AUKUS, for want of a better collective term. More on that in a bit.It used to be, not long ago, that ...
    Nick’s KōreroBy Nick Rockel
    2 days ago

  • Study sees climate change baking in 19% lower global income by 2050
    TL;DR: The global economy will be one fifth smaller than it would have otherwise been in 2050 as a result of climate damage, according to a new study by the Potsdam Institute for Climate Impact Research (PIK) and published in the journal Nature. (See more detail and analysis below, and ...
    The KakaBy Bernard Hickey
    2 days ago

  • Weekly Roundup 19-April-2024
    It’s Friday again. Here’s some of the things that caught our attention this week. This Week on Greater Auckland On Tuesday Matt covered at the government looking into a long tunnel for Wellington. On Wednesday we ran a post from Oscar Simms on some lessons from Texas. AT’s ...
    Greater AucklandBy Matt L
    2 days ago

  • Jack Vowles: Stop the panic – we’ve been here before
    New Zealand is said to be suffering from ‘serious populist discontent’. An IPSOS MORI survey has reported that we have an increasing preference for strong leaders, think that the economy is rigged toward the rich and powerful, and political elites are ignoring ‘hard-working people’.  The data is from February this ...
    Democracy ProjectBy bryce.edwards
    2 days ago

  • Clearing up confusion (or trying to)
    Foreign Minister Winston Peters is understood to be planning a major speech within the next fortnight to clear up the confusion over whether or not New Zealand might join the AUKUS submarine project. So far, there have been conflicting signals from the Government. RNZ reported the Prime Minister yesterday in ...
    PolitikBy Richard Harman
    2 days ago

  • How to Retrieve Deleted Call Log iPhone Without Computer
    How to Retrieve Deleted Call Log on iPhone Without a Computer: A Step–by–Step Guide Losing your iPhone call history can be frustrating, especially when you need to find a specific number or recall an important conversation. But before you panic, know that there are ways to retrieve deleted call logs on your iPhone, even without a computer. This guide will explore various methods, ranging from simple checks to utilizing iCloud backups and third–party applications. So, let‘s dive in and recover those lost calls! 1. Check Recently Deleted Folder: Apple understands that accidental deletions happen. That‘s why they introduced the “Recently Deleted“ folder for various apps, including the Phone app. This folder acts as a safety net, storing deleted call logs for up to 30 days before permanently erasing them. Here‘s how to check it: Open the Phone app on your iPhone. Tap on the “Recents“ tab at the bottom. Scroll to the top and tap on “Edit“. Select “Show Recently Deleted“. Browse the list to find the call logs you want to recover. Tap on the desired call log and choose “Recover“ to restore it to your call history. 2. Restore from iCloud Backup: If you regularly back up your iPhone to iCloud, you might be able to retrieve your deleted call log from a previous backup. However, keep in mind that this process will restore your entire phone to the state it was in at the time of the backup, potentially erasing any data added since then. Here‘s how to restore from an iCloud backup: Go to Settings > General > Reset. Choose “Erase All Content and Settings“. Follow the on–screen instructions. Your iPhone will restart and show the initial setup screen. Choose “Restore from iCloud Backup“ during the setup process. Select the relevant backup that contains your deleted call log. Wait for the restoration process to complete. 3. Explore Third–Party Apps (with Caution): ...
    Gareth’s WorldBy admin
    2 days ago

  • How to Factory Reset iPhone without Computer: A Comprehensive Guide to Restoring your Device
    Life throws curveballs, and sometimes, those curveballs necessitate wiping your iPhone clean and starting anew. Whether you’re facing persistent software glitches, preparing to sell your device, or simply wanting a fresh start, knowing how to factory reset iPhone without a computer is a valuable skill. While using a computer with ...
    Gareth’s WorldBy admin
    2 days ago

  • How to Call Someone on a Computer: A Guide to Voice and Video Communication in the Digital Age
    Gone are the days when communication was limited to landline phones and physical proximity. Today, computers have become powerful tools for connecting with people across the globe through voice and video calls. But with a plethora of applications and methods available, how to call someone on a computer might seem ...
    Gareth’s WorldBy admin
    2 days ago

  • Skeptical Science New Research for Week #16 2024
    Open access notables Glacial isostatic adjustment reduces past and future Arctic subsea permafrost, Creel et al., Nature Communications: Sea-level rise submerges terrestrial permafrost in the Arctic, turning it into subsea permafrost. Subsea permafrost underlies ~ 1.8 million km2 of Arctic continental shelf, with thicknesses in places exceeding 700 m. Sea-level variations over glacial-interglacial cycles control ...
    Skeptical Science
    2 days ago

  • Where on a Computer is the Operating System Generally Stored? Delving into the Digital Home of your ...
    The operating system (OS) is the heart and soul of a computer, orchestrating every action and interaction between hardware and software. But have you ever wondered where on a computer is the operating system generally stored? The answer lies in the intricate dance between hardware and software components, particularly within ...
    Gareth’s WorldBy admin
    2 days ago

  • How Many Watts Does a Laptop Use? Understanding Power Consumption and Efficiency
    Laptops have become essential tools for work, entertainment, and communication, offering portability and functionality. However, with rising energy costs and growing environmental concerns, understanding a laptop’s power consumption is more important than ever. So, how many watts does a laptop use? The answer, unfortunately, isn’t straightforward. It depends on several ...
    Gareth’s WorldBy admin
    2 days ago

  • How to Screen Record on a Dell Laptop A Guide to Capturing Your Screen with Ease
    Screen recording has become an essential tool for various purposes, such as creating tutorials, capturing gameplay footage, recording online meetings, or sharing information with others. Fortunately, Dell laptops offer several built-in and external options for screen recording, catering to different needs and preferences. This guide will explore various methods on ...
    Gareth’s WorldBy admin
    2 days ago

  • How Much Does it Cost to Fix a Laptop Screen? Navigating Repair Options and Costs
    A cracked or damaged laptop screen can be a frustrating experience, impacting productivity and enjoyment. Fortunately, laptop screen repair is a common service offered by various repair shops and technicians. However, the cost of fixing a laptop screen can vary significantly depending on several factors. This article delves into the ...
    Gareth’s WorldBy admin
    2 days ago

  • How Long Do Gaming Laptops Last? Demystifying Lifespan and Maximizing Longevity
    Gaming laptops represent a significant investment for passionate gamers, offering portability and powerful performance for immersive gaming experiences. However, a common concern among potential buyers is their lifespan. Unlike desktop PCs, which allow for easier component upgrades, gaming laptops have inherent limitations due to their compact and integrated design. This ...
    Gareth’s WorldBy admin
    2 days ago

  • Climate Change: Turning the tide
    The annual inventory report of New Zealand's greenhouse gas emissions has been released, showing that gross emissions have dropped for the third year in a row, to 78.4 million tons: All-told gross emissions have decreased by over 6 million tons since the Zero Carbon Act was passed in 2019. ...
    No Right TurnBy Idiot/Savant
    2 days ago

  • How to Unlock Your Computer A Comprehensive Guide to Regaining Access
    Experiencing a locked computer can be frustrating, especially when you need access to your files and applications urgently. The methods to unlock your computer will vary depending on the specific situation and the type of lock you encounter. This guide will explore various scenarios and provide step-by-step instructions on how ...
    Gareth’s WorldBy admin
    2 days ago

  • Faxing from Your Computer A Modern Guide to Sending Documents Digitally
    While the world has largely transitioned to digital communication, faxing still holds relevance in certain industries and situations. Fortunately, gone are the days of bulky fax machines and dedicated phone lines. Today, you can easily send and receive faxes directly from your computer, offering a convenient and efficient way to ...
    Gareth’s WorldBy admin
    2 days ago

  • Protecting Your Home Computer A Guide to Cyber Awareness
    In our increasingly digital world, home computers have become essential tools for work, communication, entertainment, and more. However, this increased reliance on technology also exposes us to various cyber threats. Understanding these threats and taking proactive steps to protect your home computer is crucial for safeguarding your personal information, finances, ...
    Gareth’s WorldBy admin
    2 days ago

  • Server-Based Computing Powering the Modern Digital Landscape
    In the ever-evolving world of technology, server-based computing has emerged as a cornerstone of modern digital infrastructure. This article delves into the concept of server-based computing, exploring its various forms, benefits, challenges, and its impact on the way we work and interact with technology. Understanding Server-Based Computing: At its core, ...
    Gareth’s WorldBy admin
    2 days ago

  • Vroom vroom go the big red trucks
    The absolute brass neck of this guy.We want more medical doctors, not more spin doctors, Luxon was saying a couple of weeks ago, and now we’re told the guy has seven salaried adults on TikTok duty. Sorry, doing social media. The absolute brass neck of it. The irony that the ...
    More Than A FeildingBy David Slack
    2 days ago

  • Jones finds $410,000 to help the government muscle in on a spat project
    Buzz from the Beehive Oceans and Fisheries Minister Shane Jones relishes spatting and eagerly takes issue with environmentalists who criticise his enthusiasm for resource development. He relishes helping the fishing industry too. And so today, while the media are making much of the latest culling in the public service to ...
    Point of OrderBy Bob Edlin
    2 days ago

  • Again, hate crimes are not necessarily terrorism.
    Having written, taught and worked for the US government on issues involving unconventional warfare and terrorism for 30-odd years, two things irritate me the most when the subject is discussed in public. The first is the Johnny-come-lately academics-turned-media commentators who … Continue reading → ...
    KiwipoliticoBy Pablo
    3 days ago

  • Despair – construction consenting edition
    Eric Crampton writes – Kainga Ora is the government’s house building agency. It’s been building a lot of social housing. Kainga Ora has its own (but independent) consenting authority, Consentium. It’s a neat idea. Rather than have to deal with building consents across each different territorial authority, Kainga Ora ...
    Point of OrderBy poonzteam5443
    3 days ago

  • Coalition promises – will the Govt keep the commitment to keep Kiwis equal before the law?
    Muriel Newman writes – The Coalition Government says it is moving with speed to deliver campaign promises and reverse the damage done by Labour. One of their key commitments is to “defend the principle that New Zealanders are equal before the law.” To achieve this, they have pledged they “will not advance ...
    Point of OrderBy poonzteam5443
    3 days ago

  • An impermanent public service is a guarantee of very little else but failure
    Chris Trotter writes –  The absence of anything resembling a fightback from the public servants currently losing their jobs is interesting. State-sector workers’ collective fatalism in the face of Coalition cutbacks indicates a surprisingly broad acceptance of impermanence in the workplace. Fifty years ago, lay-offs in the thousands ...
    Point of OrderBy poonzteam5443
    3 days ago

  • PM’s South East Asia mission does the business
    Prime Minister Christopher Luxon has completed a successful trip to Singapore, Thailand and the Philippines, deepening relationships and capitalising on opportunities. Mr Luxon was accompanied by a business delegation and says the choice of countries represents the priority the New Zealand Government places on South East Asia, and our relationships in ...
    BeehiveBy beehive.govt.nz
    19 hours ago

  • $41m to support clean energy in South East Asia
    New Zealand is demonstrating its commitment to reducing global greenhouse emissions, and supporting clean energy transition in South East Asia, through a contribution of NZ$41 million (US$25 million) in climate finance to the Asian Development Bank (ADB)-led Energy Transition Mechanism (ETM). Prime Minister Christopher Luxon and Climate Change Minister Simon Watts announced ...
    BeehiveBy beehive.govt.nz
    1 day ago

  • Minister releases Fast-track stakeholder list
    The Government is today releasing a list of organisations who received letters about the Fast-track applications process, says RMA Reform Minister Chris Bishop. “Recently Ministers and agencies have received a series of OIA requests for a list of organisations to whom I wrote with information on applying to have a ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Judicial appointments announced
    Attorney-General Judith Collins today announced the appointment of Wellington Barrister David Jonathan Boldt as a Judge of the High Court, and the Honourable Justice Matthew Palmer as a Judge of the Court of Appeal. Justice Boldt graduated with an LLB from Victoria University of Wellington in 1990, and also holds ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Education Minister heads to major teaching summit in Singapore
    Education Minister Erica Stanford will lead the New Zealand delegation at the 2024 International Summit on the Teaching Profession (ISTP) held in Singapore. The delegation includes representatives from the Post Primary Teachers’ Association (PPTA) Te Wehengarua and the New Zealand Educational Institute (NZEI) Te Riu Roa.  The summit is co-hosted ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Value of stopbank project proven during cyclone
    A stopbank upgrade project in Tairawhiti partly funded by the Government has increased flood resilience for around 7000ha of residential and horticultural land so far, Regional Development Minister Shane Jones says. Mr Jones today attended a dawn service in Gisborne to mark the end of the first stage of the ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Anzac commemorations, Türkiye relationship focus of visit
    Foreign Affairs Minister Winston Peters will represent the Government at Anzac Day commemorations on the Gallipoli Peninsula next week and engage with senior representatives of the Turkish government in Istanbul.    “The Gallipoli campaign is a defining event in our history. It will be a privilege to share the occasion ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Minister to Europe for OECD meeting, Anzac Day
    Science, Innovation and Technology and Defence Minister Judith Collins will next week attend the OECD Science and Technology Ministerial conference in Paris and Anzac Day commemorations in Belgium. “Science, innovation and technology have a major role to play in rebuilding our economy and achieving better health, environmental and social outcomes ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Comprehensive Partnership the goal for NZ and the Philippines
    Prime Minister Christopher Luxon held a bilateral meeting today with the President of the Philippines, Ferdinand Marcos Jr.  The Prime Minister was accompanied by MP Paulo Garcia, the first Filipino to be elected to a legislature outside the Philippines. During today’s meeting, Prime Minister Luxon and President Marcos Jr discussed opportunities to ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Government commits $20m to Westport flood protection
    The Government has announced that $20 million in funding will be made available to Westport to fund much needed flood protection around the town. This measure will significantly improve the resilience of the community, says Local Government Minister Simeon Brown. “The Westport community has already been allocated almost $3 million ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Taupō takes pole position
    The Government is proud to support the first ever Repco Supercars Championship event in Taupō as up to 70,000 motorsport fans attend the Taupō International Motorsport Park this weekend, says Economic Development Minister Melissa Lee. “Anticipation for the ITM Taupō Super400 is huge, with tickets and accommodation selling out weeks ...
    BeehiveBy beehive.govt.nz
    2 days ago

  • Cost of living support for low-income homeowners
    Local Government Minister Simeon Brown has announced an increase to the Rates Rebate Scheme, putting money back into the pockets of low-income homeowners.  “The coalition Government is committed to bringing down the cost of living for New Zealanders. That includes targeted support for those Kiwis who are doing things tough, such ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Government backing mussel spat project
    The Coalition Government is investing in a project to boost survival rates of New Zealand mussels and grow the industry, Oceans and Fisheries Minister Shane Jones has announced. “This project seeks to increase the resilience of our mussels and significantly boost the sector’s productivity,” Mr Jones says. “The project - ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Government focused on getting people into work
    Benefit figures released today underscore the importance of the Government’s plan to rebuild the economy and have 50,000 fewer people on Jobseeker Support, Social Development and Employment Minister Louise Upston says. “Benefit numbers are still significantly higher than when National was last in government, when there was about 70,000 fewer ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Clean energy key driver to reducing emissions
    The Government’s commitment to doubling New Zealand’s renewable energy capacity is backed by new data showing that clean energy has helped the country reach its lowest annual gross emissions since 1999, Climate Change Minister Simon Watts says. New Zealand’s latest Greenhouse Gas Inventory (1990-2022) published today, shows gross emissions fell ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Earthquake-prone buildings review brought forward
    The Government is bringing the earthquake-prone building review forward, with work to start immediately, and extending the deadline for remediations by four years, Building and Construction Minister Chris Penk says. “Our Government is focused on rebuilding the economy. A key part of our plan is to cut red tape that ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Thailand and NZ to agree to Strategic Partnership
    Prime Minister Christopher Luxon and his Thai counterpart, Prime Minister Srettha Thavisin, have today agreed that New Zealand and the Kingdom of Thailand will upgrade the bilateral relationship to a Strategic Partnership by 2026. “New Zealand and Thailand have a lot to offer each other. We have a strong mutual desire to build ...
    BeehiveBy beehive.govt.nz
    3 days ago

  • Government consults on extending coastal permits for ports
    RMA Reform Minister Chris Bishop and Transport Minister Simeon Brown have today announced the Coalition Government’s intention to extend port coastal permits for a further 20 years, providing port operators with certainty to continue their operations. “The introduction of the Resource Management Act in 1991 required ports to obtain coastal ...
    BeehiveBy beehive.govt.nz
    4 days ago

  • Inflation coming down, but more work to do
    Today’s announcement that inflation is down to 4 per cent is encouraging news for Kiwis, but there is more work to be done - underlining the importance of the Government’s plan to get the economy back on track, acting Finance Minister Chris Bishop says. “Inflation is now at 4 per ...
    BeehiveBy beehive.govt.nz
    4 days ago

  • School attendance restored as a priority in health advice
    Refreshed health guidance released today will help parents and schools make informed decisions about whether their child needs to be in school, addressing one of the key issues affecting school attendance, says Associate Education Minister David Seymour. In recent years, consistently across all school terms, short-term illness or medical reasons ...
    BeehiveBy beehive.govt.nz
    4 days ago

  • Unnecessary bureaucracy cut in oceans sector
    Oceans and Fisheries Minister Shane Jones is streamlining high-level oceans management while maintaining a focus on supporting the sector’s role in the export-led recovery of the economy. “I am working to realise the untapped potential of our fishing and aquaculture sector. To achieve that we need to be smarter with ...
    BeehiveBy beehive.govt.nz
    4 days ago

  • Patterson promoting NZ’s wool sector at International Congress
    Associate Agriculture Minister Mark Patterson is speaking at the International Wool Textile Organisation Congress in Adelaide, promoting New Zealand wool, and outlining the coalition Government’s support for the revitalisation the sector.    "New Zealand’s wool exports reached $400 million in the year to 30 June 2023, and the coalition Government ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • Removing red tape to help early learners thrive
    The Government is making legislative changes to make it easier for new early learning services to be established, and for existing services to operate, Associate Education Minister David Seymour says. The changes involve repealing the network approval provisions that apply when someone wants to establish a new early learning service, ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • RMA changes to cut coal mining consent red tape
    Changes to the Resource Management Act will align consenting for coal mining to other forms of mining to reduce barriers that are holding back economic development, Resources Minister Shane Jones says. “The inconsistent treatment of coal mining compared with other extractive activities is burdensome red tape that fails to acknowledge ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • McClay reaffirms strong NZ-China trade relationship
    Trade, Agriculture and Forestry Minister Todd McClay has concluded productive discussions with ministerial counterparts in Beijing today, in support of the New Zealand-China trade and economic relationship. “My meeting with Commerce Minister Wang Wentao reaffirmed the complementary nature of the bilateral trade relationship, with our Free Trade Agreement at its ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • Prime Minister Luxon acknowledges legacy of Singapore Prime Minister Lee
    Prime Minister Christopher Luxon today paid tribute to Singapore’s outgoing Prime Minister Lee Hsien Loong.   Meeting in Singapore today immediately before Prime Minister Lee announced he was stepping down, Prime Minister Luxon warmly acknowledged his counterpart’s almost twenty years as leader, and the enduring legacy he has left for Singapore and South East ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • PMs Luxon and Lee deepen Singapore-NZ ties
    Prime Minister Christopher Luxon held a bilateral meeting today with Singapore Prime Minister Lee Hsien Loong. While in Singapore as part of his visit to South East Asia this week, Prime Minister Luxon also met with Singapore President Tharman Shanmugaratnam and will meet with Deputy Prime Minister Lawrence Wong.  During today’s meeting, Prime Minister Luxon ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • Antarctica New Zealand Board appointments
    Foreign Minister Winston Peters has made further appointments to the Board of Antarctica New Zealand as part of a continued effort to ensure the Scott Base Redevelopment project is delivered in a cost-effective and efficient manner.  The Minister has appointed Neville Harris as a new member of the Board. Mr ...
    BeehiveBy beehive.govt.nz
    5 days ago

  • Finance Minister travels to Washington DC
    Finance Minister Nicola Willis will travel to the United States on Tuesday to attend a meeting of the Five Finance Ministers group, with counterparts from Australia, the United States, Canada, and the United Kingdom.  “I am looking forward to meeting with our Five Finance partners on how we can work ...
    BeehiveBy beehive.govt.nz
    6 days ago

  • Pet bonds a win/win for renters and landlords
    The coalition Government has today announced purrfect and pawsitive changes to the Residential Tenancies Act to give tenants with pets greater choice when looking for a rental property, says Housing Minister Chris Bishop. “Pets are important members of many Kiwi families. It’s estimated that around 64 per cent of New ...
    BeehiveBy beehive.govt.nz
    6 days ago

  • Long Tunnel for SH1 Wellington being considered
    State Highway 1 (SH1) through Wellington City is heavily congested at peak times and while planning continues on the duplicate Mt Victoria Tunnel and Basin Reserve project, the Government has also asked NZ Transport Agency (NZTA) to consider and provide advice on a Long Tunnel option, Transport Minister Simeon Brown ...
    BeehiveBy beehive.govt.nz
    6 days ago

  • New Zealand condemns Iranian strikes
    Prime Minister Christopher Luxon and Foreign Minister Winston Peters have condemned Iran’s shocking and illegal strikes against Israel.    “These attacks are a major challenge to peace and stability in a region already under enormous pressure," Mr Luxon says.    "We are deeply concerned that miscalculation on any side could ...
    BeehiveBy beehive.govt.nz
    6 days ago

  • Huge interest in Government’s infrastructure plans
    Hundreds of people in little over a week have turned out in Northland to hear Regional Development Minister Shane Jones speak about plans for boosting the regional economy through infrastructure. About 200 people from the infrastructure and associated sectors attended an event headlined by Mr Jones in Whangarei today. Last ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • Health Minister thanks outgoing Health New Zealand Chair
    Health Minister Dr Shane Reti has today thanked outgoing Health New Zealand – Te Whatu Ora Chair Dame Karen Poutasi for her service on the Board.   “Dame Karen tendered her resignation as Chair and as a member of the Board today,” says Dr Reti.  “I have asked her to ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • Roads of National Significance planning underway
    The NZ Transport Agency (NZTA) has signalled their proposed delivery approach for the Government’s 15 Roads of National Significance (RoNS), with the release of the State Highway Investment Proposal (SHIP) today, Transport Minister Simeon Brown says.  “Boosting economic growth and productivity is a key part of the Government’s plan to ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • Navigating an unstable global environment
    New Zealand is renewing its connections with a world facing urgent challenges by pursuing an active, energetic foreign policy, Foreign Minister Winston Peters says.   “Our country faces the most unstable global environment in decades,” Mr Peters says at the conclusion of two weeks of engagements in Egypt, Europe and the United States.    “We cannot afford to sit back in splendid ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • NZ welcomes Australian Governor-General
    Prime Minister Christopher Luxon has announced the Australian Governor-General, His Excellency General The Honourable David Hurley and his wife Her Excellency Mrs Linda Hurley, will make a State visit to New Zealand from Tuesday 16 April to Thursday 18 April. The visit reciprocates the State visit of former Governor-General Dame Patsy Reddy ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • Pseudoephedrine back on shelves for Winter
    Associate Health Minister David Seymour has announced that Medsafe has approved 11 cold and flu medicines containing pseudoephedrine. Pharmaceutical suppliers have indicated they may be able to supply the first products in June. “This is much earlier than the original expectation of medicines being available by 2025. The Government recognised ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • NZ and the US: an ever closer partnership
    New Zealand and the United States have recommitted to their strategic partnership in Washington DC today, pledging to work ever more closely together in support of shared values and interests, Foreign Minister Winston Peters says.    “The strategic environment that New Zealand and the United States face is considerably more ...
    BeehiveBy beehive.govt.nz
    1 week ago

  • Joint US and NZ declaration
    April 11, 2024 Joint Declaration by United States Secretary of State the Honorable Antony J. Blinken and New Zealand Minister of Foreign Affairs the Right Honourable Winston Peters We met today in Washington, D.C. to recommit to the historic partnership between our two countries and the principles that underpin it—rule ...
    BeehiveBy beehive.govt.nz
    1 week ago

Page generated in The Standard by Wordpress at 2024-04-20T15:30:36+00:00