The real hustle

Written By: - Date published: 8:42 am, May 1st, 2009 - 30 comments
Categories: national/act government - Tags:

National introduced legislation yesterday that will create a 10% bonus for voluntary repayments of student loans. Repay $1,000 above your compulsory repayments, get $1,100 taken off your loan. Sounds like a good deal. Well, not for people who can’t afford to make voluntary repayments but it’s great for the well-off eh?

Actually, no. Unless your compulsory repayments would pay off your loan in the next year or so, you’re better off saving your money than making voluntary repayments. Check out an example:

inferred-current-account-2

Sure, you are free of the loan two years earlier but you’re worse off.

It works at any income and any level of voluntary repayment. At higher interest rates the advantage of saving is even bigger. The only time you’re better to do a voluntary repayment is in the last 18 months or so when the 10% bonus is bigger than the interest.

What reason could National have for offering an incentive that’s not really an incentive? Well, there’s one situation when it makes sense to make voluntary repayments – if there is interest on your student loan. Is that what National is planning? In Parliament yesterday, Trevor Mallard said a source in Treasury had told him that’s exactly what is planned. National insider Richard Long dropped a big hint in his last column.

If you’ve got a loan, the best option is clear. Save your money for now but be ready to pay off as much as you can. Interest on student loans is coming back.

– the mathemagician

UPDATE: Error fixed.

30 comments on “The real hustle ”

  1. Pat 1

    For an apples to apples comparison, wouldn’t you continue to save $4,000 each year in 2018 and 2019 in the last column? e.g.
    2017 $4,000 – $1,300 = $2,700
    2018 $4,000 = $6,700
    2019 $4,000 = $10,700 plus accrued interest

    • jagilby 1.1

      I saw noted that too… this analysis is fundamentally flawed.

    • mathemagician 1.2

      f*ck. you’re right. but it still comes out flat in favour of not repaying, and that is with very low interest rates.. Except you forgot the $100 bonus in the last year of repayments… man, I’ll get a new table to the standardistas

  2. Lanthanide 2

    As Pat points out, you really need to include the savings for the last few years where you are loan-free or you are being disingenuous.

    Also you have not included an income tax against the interest earned, which at $50,000 puts you in the 33% tax range.

    Sloppy.

    • Pat 2.1

      Perhaps “the real hustle” here is being performed by the mathemagician himself.

    • Anton 2.2

      The sloppy part was leaving out net present value, which tips the scale back against the scheme. This whole thing looks like a way to recover debt, rather than support a program to help educate people, which is the point, right?

      • Pat 2.2.1

        Of course its a way to recover debt quicker. Why not look at ways or encouraging graduates to repay student loans quicker? The govt needs the money.

        As for “supporting a program to help educate people” I’m not sure what you mean. Student loans are for studying. Repaying student loans occurs when you start working. Two different stages, surely.

  3. Pat 3

    To be more precise, the figures should take into account the following:

    Interest returns at 3%. You should not assume the $1,000 is saved in one lump sum at the start of the year, instead the $1,000 is saved gradually over the year. Therefore in year 2010 the interest return is $15 not $30.

    With the effect of compound interest, the “savings” column should look like this:

    2010 $1,015
    2011 $2,060
    2012 $3,137
    2013 $4,246
    2014 $5,389
    2015 $6,565
    2016 $7,777
    2017 $9,026
    2018 $10,311
    2019 $11,636

    The other savings column with interest added would be:

    2017 $2,741
    2018 $6,883
    2019 $11,149

    So the difference is actually $487.

    • mathemagician 3.1

      I assumed one year lump sums for simplicity because otherwise most people come look at the numbers and think they’re wrong. Turns out I just got shown up by you instead, Pat. cheers.

  4. Tom M 4

    “Sounds like a good deal. Well, not for people who can’t afford to make voluntary repayments but it’s great for the well-off eh?”

    That is to say, the overwhelming majority of people with tertiary degrees?

    It’s often forgotten that even though students themselves aren’t that well off, once they graduate they become (over time) the most well-off members of our society. I never quite understood why the left is so keen to pander to them(us). Surely a better way to help us when we really need it would be a student allowance? Otherwise you are just giving us money when most of us have high paying, promising jobs, which is surely when it is least needed.

    • Lanthanide 4.1

      Tom – not all graduates get high paying jobs, particularly look at people with Arts and Fine Arts degrees.

      Furthermore, not everyone who has a student loan has a degree – lots of people go to uni or polytec, rack up a student loan and drop-out without completing their degree, but they still have to pay the money back at some point.

      • Tom M 4.1.1

        As someone doing an arts degree, I can certainly appreciate that – but it’s like saying ‘some white, middle-aged males are homeless, so perhaps we ought to give them all Government funds’, ignoring the fact that they’re, on average, the richest members of society.

        I would still say that the majority of people with student loans are on track to high earnings. If you think poorer people are unnecessarily disadvantaged by this, consider targeted transfers. So much of student policy is just transfer of money from the poor to the rich.

      • senzafine 4.1.2

        lots of people go to uni or polytec, rack up a student loan and drop-out without completing their degree

        Like me. But surely it makes good sense to crate an incentive for people to actually use the loan system the way it was designed?

        Personally, I’d like to see policy introduced that if you take out a loan and ‘drop out’ then market interest rates apply immediately upon doing so.

        The whole idea of the loan system was to help people get educated, and not to fund questionable lifestyle choices.

        I’ll be using this policy, and as a result my Loan will be paid off in the next 12 months.

  5. Poli 5

    The labour party won an election on the back of interest free student loans. If National scrap the policy they will lose the next election. In a time of economic recession, you would like to think that the government would be encouraging people to return to studying. Interest charges being brought back would piss a lot of National voters off.

  6. Ianmac 6

    Two of my sons have student debts of horrifying proportion. What might happen if interest becomes retrospective?
    (Some of their friends have clever parents who hide their wealth in Trusts so that their children get Student Allowances and thus No Debt.)

  7. evidence 7

    (a) If you’re in NZ with an interest free loan then you should wait till the end of your loan period before using this – that means it will help you pay your loan quicker, its just the benefit might be smaller than most people would think

    (b) If you’re an overseas borrower and paying interest then you should definitely use this policy and your tables don’t reflect their scenario

  8. BeShakey 8

    “What might happen if interest becomes retrospective?”

    If I was you I wouldn’t worry too much about that, this will be controversial enough without making it retrospective.

    In response to Tom M – I agree with you that, as a rule of thumb, education leads to better paying jobs, and that as such it makes sense for students to make a contribution towards their education. In fact thats what happens now. In the past tertiary education was virtually fully funded, now students pay a large amount of money towards their education. The question of whether they should pay interest on that is therefore about whether student loans should operate on a more commercial basis or whether the government should provide some support in that area as well as in more general tertiary funding. Given the huge issues with the size of student loans it makes sense for the Government ot limit their impact.

  9. Pat 9

    Agree with evidence. I would go further and say that a new graduate starting work with an interest free student loan should NOT pay it off quicker.

    Instead they should set KiwiSaver contributions at 8% from their first payday. They haven’t earned any money to date, so they won’t miss them. On top they get 2% from the employer and $1,040 from govt each year. Over a 40 year working life, this is the best thing they can do. Get used to not having 8%.

    On top of that they can withdraw contributions after 3 years to buy a house, plus get an extra $3,000-$5,000 from the first home subsidy. If they are really smart and found their longterm partner, they can buy the house together and he/she can do the same thing – effectively double their deposit.

    Bottom line for any new graduate, or anyone entering the workforce for the first time – start KiwiSaver contributions at 8% from day one. If you f*ck up everything else in your life, you will still be in a great position at 65.

    • Poli 9.1

      Sorry Pat, I know this is off topic but what are the rules surrounding the use of your kiwisaver funds to purchase your first home? Being a student, and about to enter the workforce, I am interested in finding out what rules apply in relation to using your kiwisaver savings to purchase the first house.

      • Pat 9.1.1

        Hi Poli, you have to be working AND contributing to KiwiSaver for at least 3 years. Then you can withdraw your contributions plus the employers plus interest, but not the govt contributions.

        So if you were earning $40,000, at 8% you would be contibuting $3,200 p.a. plus employer $800 p.a. and Govt $1,040

        So after 3 years you can withdraw $12,000 plus interest returns. After 5 years this would be $20,000. (DISCLAIMER: Depending on what fund you choose, it is possible that you could have lost some money. If you intend to use KiwiSaver to buy your first home, you should start off with a conservative fund).

        Depending on the purchase price and location of the house, you may also qualify for the First Home Buyers Subsidy. This is another $1,000 a year for each year you were in KiwiSaver, up to $5,000.

        Hence why I think it works well for young couples who plan ahead e.g.

        Mr Poli after 3 years $12,000 plus $3,000 = $15,000 plus the same for Mrs Poli = $30,000 Deposit = 10% on a first home of $300,000.

        Mr Poli after 5 years $20,000 plus $5,000 = $25,000 plus the same for Mrs Poli = $50,000 Deposit = 10% on a first home of $500,000.

        I have a website you can find out more on http://www.oregon.co.nz
        Plus Mary Holm has her new book out, which is the bible on KiwiSaver.

    • mathemagician 9.2

      totally agreed.

      Thanks for pointing out my errors Pat.

      I’ve sent a new table to the Standard’s gmail. Hopefully the fix will be up soon.

  10. Trevor Mallard 10

    While the exact figures are subject to a bit of debate – 3% is too low over a loan period. The policy only works for students or former students if interest on loans is reinstated. Treasury are currently working on policy in that area. For the record my source is not a treasury official.

  11. blair 11

    Trevor – At this link Mary Holm suggests that even if you have an interest free loan it is worth using this in your last three years (by my read). so I don’t think its credible to say “the policy only works for students if interest on loans is resintated.”

    http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=10567170

  12. Johnty Rhodes 12

    no more free lunches you idiots.
    All students knew they would have loans, to think it would be interest free feva was dumb.

    welcome to the real world. You pay if you play.

    best of all, my Uni education was free, I finished in 1990. This was the last year before Student loans came in.

  13. Adrian 13

    Fascinating stuff all this talk about shuffling loans and delaying payments but be careful, in the last few weeks IRD has started to get real nasty on repaying loans. My wife made an arrangement with IRD about repaying the whole of her loan over the next 2 years(it’s around 9000) simply because of the hard word being put on her to pay up,then a few weeks ago the rules changed and the bastards wanted all the money NOW (and she’s still studying) and disavowed any knowledge of the previous arrangements. There’s something going on here. Could it be that the more money you get in the more likely you are to keep your job.

  14. lyndon 14

    So what if you saved the money, then paid the loan off when the saving+bonus hit the critical point?

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    No Right TurnBy Idiot/Savant
    7 days ago
  • The 2024 Budget Forecasts Are Gloomy Prognosis About The Next Three Years.
    There was no less razzamatazz about the 2024 Budget than about earlier ones. Once again the underlying economic analysis got lost. It deserves more attention.Just to remind you, the Budget Economic and Fiscal Update (BEFU), is the Treasury’s independent assessment and so can be analysed by other competent economists (although ...
    PunditBy Brian Easton
    7 days ago
  • A government that can't see twenty feet ahead
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    More Than A FeildingBy David Slack
    7 days ago
  • A post I hope is incorrect
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    No Right TurnBy Idiot/Savant
    7 days ago
  • Māori Cannot Re-Write New Zealand’s Constitution By Stealth.
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    1 week ago
  • Cowpats and Colonials.
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    Nick’s KōreroBy Nick Rockel
    1 week ago
  • Gordon Campbell on cutting the sick leave of vulnerable workers
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    WerewolfBy lyndon
    1 week ago
  • Nobody Move: Ageing Boomers, Laurie & Les, Talk Politics.
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    1 week ago
  • In Search Of Unity.
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    1 week ago
  • Weekly Roundup 7-June-2024
    Welcome to another Friday roundup! Here are some recent links and stories that caught our eye, perfectly timed for your watercooler discussions and weekend reading. As always feel free to share more in the comments. Our header image this week is by Patrick Reynolds, and shows Te Komititanga from above. ...
    Greater AucklandBy Greater Auckland
    1 week ago
  • The Hoon around the week to June 7
    As Workplace Relations and Safety Minister, ACT’s Brooke van Velden is fronting proposed changes to sick pay regulations and The Holiday Act. Photo: Lynn Grieveson / The KākāTL;DR: The podcast above of the weekly ‘hoon’ webinar for paying subscribers features talking with:The Kākā’s climate correspondent talking about the ...
    The KakaBy Bernard Hickey
    1 week ago
  • Did we boil the oceans by cutting pollution?
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    The KakaBy Bernard Hickey
    1 week ago
  • Skeptical Science New Research for Week #23 2024
    Open access notables Abrupt reduction in shipping emission as an inadvertent geoengineering termination shock produces substantial radiative warming, Yuan et al., Communications Earth & Environment: Human activities affect the Earth’s climate through modifying the composition of the atmosphere, which then creates radiative forcing that drives climate change. The warming effect ...
    1 week ago
  • Fragments
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    More Than A FeildingBy David Slack
    1 week ago
  • March for Nature
    Do do do do do do do doDo do do do do doDi di di di di di di di di di diNature enter me…In 2018 the Labour lead government banned new oil and gas exploration in Aotearoa. A change welcomed by those who care deeply for our environment and ...
    Nick’s KōreroBy Nick Rockel
    1 week ago
  • Bernard’s Dawn Chorus and pick ‘n’ mix for Thursday, June 6
    The Transport Minister is trying to push through urgent legislation that would allow him to change emissions standards for car imports without approval from Parliament, after only consulting car importers. Photo: Lynn GrievesonTL;DR: Just as two major reports showed fossil fuel burning was warming the planet to dangerous levels and ...
    The KakaBy Bernard Hickey
    1 week ago
  • A Better Broadway: Act 2
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    Greater AucklandBy Guest Post
    1 week ago
  • National breaks another health promise
    National has broken another manifesto health promise, apparently to save only $550,000. It will now train an additional 25 med students next year rather than the 50 it promised. This comes on top of the delays caused by National’s coalition partners in pushing ahead with the Waikato Medical School and ...
    PolitikBy Richard Harman
    1 week ago
  • Climate Adam: Coping as the world’s best known climate scientist
    This video includes conclusions of the creator climate scientist Dr. Adam Levy. It is presented to our readers as an informed perspective. Please see video description for references (if any). Katharine Hayhoe is quite possibly the world's most famous climate scientist. She's produced wide ranging research, and communicated climate change with ...
    1 week ago
  • SIS “evidence” isn’t, again
    Back in 2016, then-Internal Affairs Minister Peter Dunne cancelled a New Zealand woman's passport, claiming she was a terrorist. The basis for his decision was a secret briefing by the SIS, which claimed that if she was allowed to travel, the woman would "engage with individuals who encourage acts of ...
    No Right TurnBy Idiot/Savant
    1 week ago
  • As Low As You Go
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    Nick’s KōreroBy Nick Rockel
    1 week ago
  • Bernard's Dawn Chorus and pick 'n' mix for Wednesday June 5
    TL;DR: The public health costs of human-caused air pollution in Aotearoa-NZ is estimated at $38.8 billion a year because it kills 3,300 people each year, which is almost ten times more than the death toll on roads from accidents. Yet the Ministry for the Environment has just one staff member ...
    The KakaBy Bernard Hickey
    1 week ago
  • A Better Broadway: Act 1
    This is the first of a two-part guest post by Grant A, a long time reader and commenter with a keen interest in all things urban, especially cycling and public transport. He’s been thinking about how to fix Broadway. Stay tuned for Act 2! Readers might remember the pre-Christmas traffic snarl-ups in ...
    Greater AucklandBy Guest Post
    1 week ago
  • Road trance
    Sometimes technology is your friend and sometimes it can’t be bothered with you. Once you’re away from home and your dependable wifi, well, there’s no telling what will happen. I’ve been going in and out of high-speed and low-speed no-speed Internet pockets all over England and France and look, I’m ...
    More Than A FeildingBy David Slack
    1 week ago
  • You Can't Undo Fake News
    Hi,I’ve been thinking a lot about Corey Harris, the 44-year old man who went viral after Zooming into his court appearance while driving. The headlines generated were basically all the same: “Man With Suspended Driver's License Dials Into Court Hearing While Driving”. The headlines said it all, and most people ...
    David FarrierBy David Farrier
    1 week ago
  • At a glance – CO2 is the main driver of climate change
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    1 week ago

  • Government delivers landmark specialist schools investment
    The coalition Government is delivering record levels of targeted investment in specialist schools so children with additional needs can thrive. As part of Budget 24, $89 million has been ringfenced to redevelop specialist facilities and increase satellite classrooms for students with high needs. This includes: $63 million in depreciation funding ...
    BeehiveBy beehive.govt.nz
    4 hours ago
  • Major health and safety consultation begins
    A substantial consultation on work health and safety will begin today with a roadshow across the regions over the coming months, says Workplace Relations and Safety Minister Brooke van Velden.  This the first step to deliver on the commitment to reforming health and safety law and regulations, set out in ...
    BeehiveBy beehive.govt.nz
    4 hours ago
  • Growing the potential of New Zealand’s forestry sector in partnership
    Forestry Minister Todd McClay, today announced the start of the Government’s plan to restore certainty and confidence in the forestry and wood processing sector. “This government will drive investment to unlock the industry’s economic potential for growth,” Mr McClay says. “Forestry’s success is critical to rebuilding New Zealand’s economy, boosting ...
    BeehiveBy beehive.govt.nz
    5 hours ago
  • Government cancels forestry ETS annual service charges for 2023-24
    Annual service charges in the forestry Emissions Trading Scheme (ETS) will be cancelled for 2023/24, Forestry Minister Todd McClay says. “The sector has told me the costs imposed on forestry owners by the previous government were excessive and unreasonable and I agree,” Mr McClay says. “They have said that there ...
    BeehiveBy beehive.govt.nz
    5 hours ago
  • Speech to the LGNZ Infrastructure Symposium
    Introduction Thank you for having me here today and welcome to Wellington, the home of the Hurricanes, the next Super Rugby champions. Infrastructure – the challenge This government has inherited a series of big challenges in infrastructure. I don’t need to tell an audience as smart as this one that ...
    BeehiveBy beehive.govt.nz
    5 hours ago
  • Government boosts Agriculture and food trade with China
    Trade and Agriculture Minister Todd McClay and Food Safety Minister Andrew Hoggard welcomed outcomes to boost agricultural and food trade between New Zealand and China. A number of documents were signed today at Government House that will improve the business environment between New Zealand and China, and help reduce barriers, including on infant formula ...
    BeehiveBy beehive.govt.nz
    21 hours ago
  • NZ and China launch Services Trade Negotiations
    Trade Minister Todd McClay, and China’s Commerce Minister Wang Wentao, today announced the official launch of Negotiations on Services Trade between the two countries.  “The Government is focused on opening doors for services exporters to grow the New Zealand’s economy,” Mr McClay says.  As part of the 2022 New Zealand-China Free Trade Agreement Upgrade ...
    BeehiveBy beehive.govt.nz
    21 hours ago
  • Prime Minister Luxon meets with Premier Li
    Prime Minister Christopher Luxon met with Chinese Premier Li Qiang at Government House in Wellington today.  “I was pleased to welcome Premier Li to Wellington for his first official visit, which marks 10 years since New Zealand and China established a Comprehensive Strategic Partnership,” Mr Luxon says. “The Premier and ...
    BeehiveBy beehive.govt.nz
    21 hours ago
  • Government and business tackling gender pay gap
    The coalition Government is taking action to reduce the gender pay gap in New Zealand through the development of a voluntary calculation tool. “Gender pay gaps have impacted women for decades, which is why we need to continue to drive change in New Zealand,” Acting Minister for Women Louise Upston ...
    BeehiveBy beehive.govt.nz
    23 hours ago
  • Funding Boost for Rural Support Trusts
    The coalition Government is boosting funding for Rural Support Trusts to provide more help to farmers and growers under pressure, Rural Communities Minister Mark Patterson announced today. “A strong and thriving agricultural sector is crucial to the New Zealand economy and one of the ways to support it is to ...
    BeehiveBy beehive.govt.nz
    23 hours ago
  • Latest data shows size of public service decreasing
    Spending on contractors and consultants continues to fall and the size of the Public Service workforce has started to decrease after years of growth, according to the latest data released today by the Public Service Commission. Workforce data for the quarter from 31 December 23 to 31 March 24 shows ...
    BeehiveBy beehive.govt.nz
    24 hours ago
  • Speech to the Law Association
    Thank you to the Law Association for inviting me to speak this morning. As a former president under its previous name — the Auckland District Law Society — I take particular satisfaction in seeing this organisation, and its members, in such good heart. As Attorney-General, I am grateful for these ...
    BeehiveBy beehive.govt.nz
    24 hours ago
  • 25 years on, NZ reaffirms enduring friendship with Timor Leste
    New Zealand is committed to working closely with Timor-Leste to support its prosperity and resilience, Foreign Minister Winston Peters says.   “This year is the 25th anniversary of New Zealand sending peacekeepers to Timor-Leste, who contributed to the country’s stabilisation and ultimately its independence,” Mr Peters says.    “A quarter ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Inquiry requested into rural banking
    Promoting robust competition in the banking sector is vital to rebuilding the economy, Finance Minister Nicola Willis says.  “New Zealanders deserve a banking sector that is as competitive as possible. Banking services play an important role in our communities and in the economy. Kiwis rely on access to lending when ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Ministry for Regulation targets red tape to keep farmers and growers competitive
    Regulation Minister David Seymour, Environment Minister Penny Simmonds, and Food Safety Minister Andrew Hoggard have today announced a regulatory sector review on the approval process for new agricultural and horticultural products.    “Red tape stops farmers and growers from getting access to products that have been approved by other OECD countries. ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Government to reverse blanket speed limit reductions
    The Coalition Government will reverse Labour’s blanket speed limit reductions by 1 July 2025 through a new Land Transport Rule released for public consultation today, Transport Minister Simeon Brown says.  The draft speed limit rule will deliver on the National-ACT coalition commitment to reverse the previous government’s blanket speed limit ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Chair appointments for NZSO, CNZ and NZ On Air
    Minister Paul Goldsmith is making major leadership changes within both his Arts and Media portfolios. “I am delighted to announce Carmel Walsh will be officially stepping into the role of Chair of the New Zealand Symphony Orchestra, having been acting Chair since April,” Arts Minister Paul Goldsmith says.  “Carmel is ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Government focus on long-term food, fibre growth
    Food and fibre export revenue is tipped to reach $54.6 billion this year and hit a record $66.6b in 2028 as the Government focuses on getting better access to markets and cutting red tape, Agriculture Minister Todd McClay and Oceans and Fisheries Minister Shane Jones say. “This achievement is testament ...
    BeehiveBy beehive.govt.nz
    1 day ago
  • Govt consulting on cutting red tape for exporters
    A new export exemption proposal for food businesses demonstrates the coalition Government’s commitment to reducing regulatory barriers for industry and increasing the value of New Zealand exports, which gets safe New Zealand food to more markets, says Food Safety Minister Andrew Hoggard.  “The coalition Government has listened to the concerns ...
    BeehiveBy beehive.govt.nz
    2 days ago
  • New Zealand and Philippines elevating relationship
    New Zealand and Philippines are continuing to elevate our relationship, Foreign Minister Winston Peters says.   “The leaders of New Zealand and Philippines agreed in April 2024 to lift our relationship to a Comprehensive Partnership by 2026,” Mr Peters says. “Our visit to Manila this week has been an excellent ...
    BeehiveBy beehive.govt.nz
    3 days ago
  • Paid Parental Leave increase to help families
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    BeehiveBy beehive.govt.nz
    3 days ago
  • Defence increases UN Command commitment
    The number of New Zealand Defence Force (NZDF) personnel deployed to the Republic of Korea is increasing, Defence Minister Judith Collins and Foreign Minister Winston Peters announced today.  NZDF will deploy up to 41 additional personnel to the Republic of Korea, increasing the size of its contribution to the United ...
    BeehiveBy beehive.govt.nz
    3 days ago
  • New Zealand to attend 'Summit on Peace in Ukraine' in Switzerland
    New Zealand will be represented at the Summit on Peace in Ukraine by Minister Mark Mitchell in Switzerland later this week.    “New Zealand strongly supports Ukraine’s efforts to build a comprehensive, just, and lasting peace,” Foreign Minister Winston Peters says.   “Minister Mitchell is a senior Cabinet Minister and ...
    BeehiveBy beehive.govt.nz
    3 days ago
  • Big step forward for M.bovis programme
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    BeehiveBy beehive.govt.nz
    3 days ago
  • Build To Rent opening welcomed by Housing Minister
    Prime Minister Christopher Luxon and Housing Minister Chris Bishop formally opened a new Build to Rent development in Mt Wellington this morning. “The Prime Minister and I were honoured to cut the ribbon of Resido, New Zealand’s largest Build to Rent development to date.  “Build to Rent housing, like the ...
    BeehiveBy beehive.govt.nz
    3 days ago
  • Agriculture to come out of the ETS
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    BeehiveBy beehive.govt.nz
    3 days ago
  • Luxon Tokyo-bound for political and business visit
    Prime Minister Christopher Luxon will travel to Japan from 16-20 June, his first visit as Prime Minister.   “Japan is incredibly important to New Zealand's prosperity. It is the world’s fourth largest economy, and our fourth largest export destination.  “As you know, growing the economy is my number one priority. A strong economy means ...
    BeehiveBy beehive.govt.nz
    4 days ago
  • Bayly travels to Singapore for scam prevention meetings
    Minister of Commerce and Consumer Affairs, Andrew Bayly, travels to Singapore today to attend scam and fraud prevention meetings. “Scams are a growing international problem, and we are not immune in New Zealand. Organised criminal networks operate across borders, and we need to work with our Asia-Pacific partners to tackle ...
    BeehiveBy beehive.govt.nz
    4 days ago
  • More help for homeowners impacted by severe weather
    People who were displaced by severe weather events in 2022 and 2023 will be supported by the extension of Temporary Accommodation Assistance through to 30 June 2025. Social Development and Employment Minister Louise Upston says the coalition Government is continuing to help to those who were forced out of their ...
    BeehiveBy beehive.govt.nz
    5 days ago
  • Government to reverse oil and gas exploration ban
    Removing the ban on petroleum exploration beyond onshore Taranaki is part of a suite of proposed amendments to the Crown Minerals Act to deal with the energy security challenges posed by rapidly declining natural gas reserves, Resources Minister Shane Jones says. “Natural gas is critical to keeping our lights on ...
    BeehiveBy beehive.govt.nz
    5 days ago
  • New Zealand and Malaysia to intensify connections
    New Zealand and Malaysia intend to intensify their long-standing, deep connections, Foreign Minister Winston Peters says.    “Malaysia is one of New Zealand’s oldest friends in South-East Asia – and both countries intend to get more out of the relationship," Mr Peters says.   "Our connections already run deep and ...
    BeehiveBy beehive.govt.nz
    6 days ago
  • Ending contracted emergency housing motels in Rotorua
    The end of Contracted Emergency Housing (CEH) motels in Rotorua is nearing another milestone as the Ministry of Housing and Urban Development (HUD) announces it will not renew consents for six of the original 13 motels, Associate Housing Minister Tama Potaka says. The government is committed to stop using CEH ...
    BeehiveBy beehive.govt.nz
    6 days ago
  • First Home Grant closure exemptions
    The Government is providing a narrow exemption from the discontinuation of the First Home Grant for first home buyers who may face unfair situations as a result, Housing Minister Chris Bishop says. “The First Home Grant scheme was closed with immediate effect on 22 May 2024, with savings being reprioritised ...
    BeehiveBy beehive.govt.nz
    7 days ago
  • Faster consenting for flood protection projects in Hawke's Bay
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    BeehiveBy beehive.govt.nz
    7 days ago
  • Judge Craig Coxhead and Nathan Milner newest Māori Land Court appointments
    Tangata tū tangata ora, tangata noho tangata mate. Minister for Māori Development Tama Potaka today announced acting Deputy Chief Judge Craig Coxhead as the new Deputy Chief Judge, and Nathan Milner as Judge of the Māori Land Court. "I want to congratulate Judge Coxhead and Mr Milner on their appointments ...
    BeehiveBy beehive.govt.nz
    1 week ago
  • Government signs Indo-Pacific Economic agreements to boost trade
    Trade Minister Todd McClay and Climate Change Minister Simon Watts, today signed three Indo Pacific Economic Framework (IPEF) agreements that will boost investment, grow New Zealand’s digital and green economies and increase trade between New Zealand and the 14 IPEF partners. IPEF’s partners represent 40 per cent of global GDP ...
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    1 week ago
  • Government signs Indo-Pacific Economic agreements to boost trade and cooperation
    Trade Minister Todd McClay and Climate Change Minister Simon Watts, today signed three Indo Pacific Economic Framework (IPEF) agreements that will boost investment, grow New Zealand’s digital and green economies and increase trade between New Zealand and the 14 IPEF partners. IPEF’s partners represent 40 per cent of global GDP ...
    BeehiveBy beehive.govt.nz
    1 week ago
  • Visit to Viet Nam strengthens ties
    New Zealand and Viet Nam are focused on strengthening cooperation by making progress on mutually beneficial opportunities, Foreign Affairs Minister Winston Peters says. “Viet Nam matters enormously to New Zealand," Mr Peters says. "Our countries enjoy broad cooperation, in such areas as defence, security, trade, education and tourism. We are ...
    BeehiveBy beehive.govt.nz
    1 week ago
  • Government delivers funding boost to fix potholes
    The Coalition Government is delivering on its commitment to boost funding for pothole prevention, with indicative funding levels confirmed by NZTA showing a record increase in funding to help fix potholes on our State Highways and Local Roads, Transport Minister Simeon Brown says.  The NZTA Board has today confirmed indicative ...
    BeehiveBy beehive.govt.nz
    1 week ago
  • Government making fuel resilience a priority
    The Ministry of Business, Innovation and Employment will halt work on procuring reserve diesel stock and explore other ways to bolster New Zealand’s diesel resilience, Associate Energy Minister Shane Jones says. The Ministry of Business, Innovation and Employment (MBIE) will also begin work on changes to the minimum fuel stockholding ...
    BeehiveBy beehive.govt.nz
    1 week ago

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