- Date published:
6:00 am, February 15th, 2016 - 86 comments
Categories: open mike - Tags:
Open mike is your post.
For announcements, general discussion, whatever you choose. The usual rules of good behaviour apply (see the Policy).
Step up to the mike …
Listening to RNZ yesterday afternoon after the Christchurch earthquake, it struck me that there were several callers who expressed more of a fear of insurance companies inaction than fear of the actual earthquake.
5 years on, there were people ringing who were still in houses not dealt with by the EQC . Two callers in particular named AIG as an appalling insurer.
Yet they have enough money to splash their corporate logo all over the All Blacks shirt.
I really hope John Campbell reopened this can of worms.
I heard that damage claims have to be in in 3 months
Shame that there is not a 3 month pay out time..
All claim settlements need to include a ‘use-of-money’ component, back-dated to the date of the event.
You know, like the government and IRD does with us.
goose and gander and all that…..
Yeah, there’d definitely be a financial incentive not to drag the chain if that were to be in place.
The whole thing is really a big clusterfuck though, with the whole “handover from EQC” seeming to be handled really poorly for everyone.
After EQC is done with it, your insurance company has to start *from scratch*.
There is nothing one can do about the earthquake. It’s simply something you learn to live with when choosing to live here in Christchurch. As opposed to that, the insurance shamble is man-made and can be avoided. Insurance companies drag everything as much as possible so that more and more people will give up and take a cash settlement.
One of my customer is building a commercial kitchen for one of our local church. He was surprised to find out that the reason he is building this kitchen is that the church is feeding a 100+ people a day. We had a bit of a chat about the situation here in AKL where it now is more and more the norm for low income people and people on benefits to be depended on charities to eat, they may earn enough money to pay the bills, but then have no money for food or they may get enough benefits to cover the rent but not electricity or food.
I asked him how much his pay had increased over the last 5 – 7 years vs the increases in his living costs, and he agreed with me that yes, for people on a fixed income, benefit or the min wage life has not gotten better but in fact much worse.
Slowly but surely the the mask of feel good, and pretend to be good and happy at all times is slipping, and the raising poverty and misery is coming more and more to the light for all to see.
Yes. And there’s another cold winter on the horizon.
Food? or warmth? Stark choices that have to be made by many.
Who will replace Scalia on the US Supreme Court..
Possibly Kamala Harris:
This would help ring in the changes that the world so desperately needs.
This bloke too.
Impressive, isn’t he? They might be able to get him through the Senate, which I think would be a problem with Harris.
You see the Senate going for an Obama nominee do you?
McConnell (Senate Majority Leader) has already said any Obama appointment isn’t gonna happen. Since he controls what issues come before the Senate, he may be able to block the Senate from even voting on an Obama appointment.
Looking at the current crop of Republican senators, McCain looks the only one with enough sense of duty to vote for a reasonable Obama choice, and four Republican votes are needed (there’s currently 54 Republicans, 2 independents, 44 Democrats).
On the other hand, if Sanders wins in November and the Democrats regain a majority in the Senate, then there might be a sudden rush of final business before the new people are sworn in in January.
He could nominate the risen Yeshua and they’d block because black man…..
Sen. Mitch McConnell in 2005: ‘The President, and the President alone, nominates judges’
“[T]he Republican conference intends to restore the principle that, regardless of party, any President’s judicial nominees, after full debate, deserve a simple up-or-down vote. I know that some of our colleagues wish that restoration of this principle were not required. But it is a measured step that my friends on the other side of the aisle have unfortunately made necessary. For the first time in 214 years, they have changed the Senate’s ‘advise and consent’ responsibilities to ‘advise and obstruct.'”
The GOP blocks because they block anything the Democrats try to achieve. Since they were taken over by the Tea Party it is total war. The “black man” bit helps energise their racist base but they will do the same with any Democrat in office.
What changes could the Supreme court ring in that the world desperately needs?
Affirmation that the President has the right and obligation to control the emission of harmful greenhouse gases under the Clean Air Act.
Have they recently ruled against this then?
Even though there was already precedent favourable to Obama’s action, they issued a stay against Obama’s Clean Air action in a 5-4 decision with Scalia one of the 5. The full case was due to be heard mid-year.
Dead after a long battle…
Excellent! I also note that the onion’s twitter page features a banner photo of Obama, some more replicant Obamas, Ban Ki Moon, some space aliens, a lizard person and, er, John Key.
🙂 He doesn’t even look out of place.
I’m trying very hard to be a decent respectful human being by maintaining a proper sense of decorum, and not break into hysterical laughter or a rousing chorus of “ding, dong, the witch is dead”.
You two are not helping.
The following is not laughter inducing, but relevant anyway:
“It’s appropriate that Supreme Court Justice Antonin Scalia died at a luxury resort while freeloading as the guest of thus far unidentified wealthy sponsors as one of 40 guests at a private quail-hunting vacation party.
“The resort where he died, Cibolo Ranch Resort, located on land stolen by its founder from the Apache and Comanche people in the Big Bend region of west Texas, is a posh retreat favored by the ultra rich, offering rooms priced from $350 to $800 a night — and it’s a safe bet that the bed Scalia died in was located in a top-priced room — and that the credit card that was swiped to pay for it didn’t have his name on it. (According to one report, the guests at the gathering had their bills covered by the resort’s owner, John Poindexter, a mullti-millionaire real estate owner, rancher and former investment banker.)”
“We don’t at this point know what Scalia’s final junket was about — Poindexter makes a point of saying it “wasn’t about politics or law — but it’s no surprise he wasn’t there on his own dime. It wasn’t the way Scalia operated. Indeed, so egregious and frequent were Scalia’s junkets that in October 2015 the New York Times wrote an editorial condemning them and calling for a reform to make such legalized bribery illegal. ” http://thiscantbehappening.net/node/3043
After all, insider trading by members of congress didn’t get made illegal until 2012, and as far as I know it hasn’t been enforced yet.
The covarubius class imaging arrays on board those DOD satellites will show what really happened to an overweight 79 year old smoker.
An end to the claptrap Scalia and his ilk champion[ed].
Supreme Court Justice Antonin Scalia gives comfort to creationists while speaking at his granddaughter’s commencement ceremony.
Giving the commencement address at Stone Ridge School of the Sacred Heart in Bethesda where his granddaughter Megan graduated, Scalia opined:
The reference to “5,000 years” is an allusion to the claims made by Young Earth Creationists who take a “Biblical view” of science and reject biological evolution.
The following is an excerpt of the dissent in Edwards vs. Aguillard written by Scalia:
Even though there hasn’t been any cases that I am aware of recently that involves creationism and the Supreme Court of the US why would this impact the entire world even if there was?
Anti-science loons impact the entire world.
Yes indeed. People who are anti-vaccines and GMO’s are a major problem.
Gosman the clone who proves you can’t vaccinate for gullibility.
The supreme court is anti democracy.
Of course it is anti-democratic. That is it’s point.
I’ve had the measles, as did all my siblings. I think it’s an indictment on society and the medical profession and the health systems and the Science is God people that that woman had to go to a closed internet group for advice about her baby when my mother’s generation all knew as a matter of course how to care for a sick child at home.
I read that as she’d rather use her close-minded group on Facebook then go to a doctor
Nevertheless, my point above stands.
Doctor and FB groups are going to give completely different sets of advice. And she says in the article that she is going to take her son to the doctors, which IMO is a good way to spread the measles esp to vulnerable kids. Better that people have the skills to manage at home and the knowledge to know when they need to get medical help.
Pretending to understand enough to make another blanket statement
Informed choice, freedom to choose and the precautionary principle
You need to work harder at pretending.
Reading through your contributions, I would say you’re projecting, wildly
There is a distinct sneering tone, which reeks of fear such as the asinine remark you made above
What, if any is your issue with the three tenets I listed ?
I have little time for idiots who endanger others as well as their children.
1: “informed choice” does not equal “shit some moron told me in a youtube video must be more reliable than ‘big pharma'”
2: “freedom to choose” is not the same as “freedom to endanger the lives of others”
3: The precautionary principle:
We know the level of harm of vaccines: fuck all compared to the level of harm of the diseases they represent (see my opening sentence).
so yeah, I have very little time for people whose idiocy results in outbreaks of Dickensian illnesses in first-world nations. Frankly, I view anti-vaxxers as public health menaces.
Jeez, sometimes you do say something sensible.
This is one of those times.
Such a complete lack of understanding , ignorance and arrogance
That you don’t can’t or won’t describe simple concepts without using derogatory language, let alone comprehend them adequately , is your problem to work through
Good luck with the journey
I’m not going to pretend I have the slightest ounce of respect for people who deserve none.
And on the other side of the equation: less than 5000 petitions of harm from vaccines in the same period, and about 2/3 of petitions are unsuccessful.
I always figured you for a command and control authoritarian at heart.
I just have little tolerance for walking public health hazards,
Not that I like siding with right wingers.
But I’m afraid being anti-vax fails on all three counts:
Informed choice: There is plenty of information on vaccination vs disease – it is a no-brainer that vaccination saves millions of lives / severe illnesses, with the negative effects of vaccination real but minuscule in comparison to the disease
freedom to choose: Unfortunately you are not only choosing for yourself / your children. Unvaccinated people pass disease to others and can destroy herd immunity. Oddly, this same “freedom” argument is advanced by RWNJ for their economic and social views (‘I should be free to choose whether I contribute to the education / healthcare of others etc). We should do some things collectively for the good of society.
Precautionary principle: The balance of risk is overwhelmingly in favour of vaccination. Not vaccinating fails the precautionary test.
You have to be fucking kidding me.
You state “informed choice” as one of your major arguments.
Then make it clear you don’t believe in a patient’s informed choice at all, you believe in your choice and your conclusions, to be applied to everyone else, and then applying a thin veneer of your version of “informed choice” over the top of it.
Let’s run with your bullshit one step further:
1) Informed choice: there is plenty of evidence that Labour gets consistently better results for both adults and children than National does. Yes Labour Governments sometimes cause bad things, but those bad things are miniscule in comparison to the benefits that they deliver, especially compared to National.
2) Freedom to choose: National voters are not just choosing a government for themselves/their own children. Unfortunately, their choice is also damaging other people and can destroy the common good.
3) Precautionary principle: the balance of risk is greatly in favour of a Labour led government. Voting National and not voting Labour fails the test of the precautionary principle.
Conclusion – people who vote National are both socially and personally irresponsible, and the ability to democratically choose to vote for National shall be banned, in the name of the public good.
did you include lab4 in that equation? Because that seriously skews your math
Of course I included Lab4 into the equation.
Has Lab4 somehow been exorcised from Labour’s history and performance?
MPs from that time who voted for Rogernomics are still in the caucus.
Or should I do the drug company statistics thing and simply exclude entire datasets and time periods which prove inconvenient?
So basically the idea that Labour “consistently” does better is correct only 4/5 of the time. I reckon you might be lacking “scientific consensus” that your statement is correct.
A better example would be the policy of denazification of post-WWII Germany. Participants in a clearly bad government were banned from office, but the actual impact was minimal. So even if the thing is bad, the intervention needs to be better than the status quo. Voting interventions aren’t. Vaccinations clearly are.
This tourism driving is getting seriously out of hand on the main tourist roads of the south island – west coast, otago especially.
Drove some long distance recently and saw incidents all the time – swerving badly across the road, driving onto one lane bridge with us already on it, random stopping in the middle of the road…. probably couple of incidents per morning on average…..
it is a very real threat, with locals driving like nanas now
chaos and carnage
My sister was catching a commuter flight from Wellington, and saw a driver (passenger in back seat) having difficulty at the car park entrance. When she enquired if they needed a handed, the driver said she was looking for the car rental place to drop off the car, and needed to do so quickly as they were late to check in for a flight.
My sister offered to direct them there and jumped in the passenger seat. During the short drive, the driver drove extremely badly, before ending up at the car rental. During somewhat strained conversation it appears that the driver had never driven a car before and driving on the NZ roads was the first time. She had driven from Rotorua to Wellington, on our somewhat unforgiving of driver error roads.
@ vto and Molly ….in the meantime young New Zealanders can’t get licenses….!!!! ( too expensive….too hard!…too much testing….too many failed because of simple tiny errors)
….this is jonkey’s banana republic…persecute and make it very hard for New Zealand youth to get ahead …and make it a free for all for the overseas hoons and irresponsible and wealthy
Here is some backup to my call above – exactly what is going through EVERYBODY’s minds who lives in these parts and has to drive.
It is ridiculous.
I suggest heavy, near extreme, measures are required.
There simply has to be a hard core practical test before any rental car can be taken out by a non-NZ driver.
If it costs – tough. It will save NZ lives.
If they fail and can’t drive – tough. It will save NZ lives.
If tourists leave – tough. It will save NZ lives.
This is now an everyday occurrence. Starting to make me very cross.
THE TOURISTS ARE MORE DANGEROUS THAN DRINK DRIVING…..
What’s a few deaths and maimings when we’re making all those tourism dollars?
Most people don’t understand about derivatives or other financial products. In Holland, Pension funds are going down to their exposure to these toxic instruments, in the US pensions funds are collapsing and the funds are being looted by banks and governmental institutions to cover debts and in New Zealand we hear nothing about the Cullen fund which supposedly has about $19 billion in investments so I thought I’d link to some articles I have been writing in as early as 2012 about the fund that was supposed to be able to support our pension system for a long time to come:
Most people would include you it seems. Care to explain why Futures products are in anyway dangerous?
How about I leave that to an expert, cowboy hat boy!
So you agree that you yourself don’t understand them and rely of linking to clips of other people who you think can explain them do you?
so you wont ‘t be cashing in your hybrid bank bonds then Gosman?….oh wait you can’t…..I wonder if you can find someone to purchase them off you…..at a greatly reduced value of course…
Gosman you’re a boring little dick with a penchant for time wasting. Have a nice day!
Goldman Sachs man Gooseman.futures in their basic form were originally designed to create a smoothing of market prices for growers and manufacturers to stabilize markets.
Today’s futures are far from that.
The wall St futures of today are a corruption .
Futures of today are ponzi schemes bought and sold by corrupt bankers who know when the tide goes out they are worth nothing.
Unless the company selling these ponzi schemes is in bed with the large govts is The US and EU where Goldman Sachs bankers are the finance ministers.
They will turn around and get enough money printed to save their arses.
Gooseman another failure.
When are you going to produce some evidence you know something about futures.
Many times I have seen futures trading suspended because they can’t meet their obligations.
Then trillions of dollars in bailouts .
Welfare for criminal ponzi schemers.
Greek govt being lent $100’s of billions by bankers who knew they couldn’t pay it back.
Predatory loan sharks.
is John Key Merrill Lynch.
Gooseman your a gullible govt grovelar
a whole 3 billion!
…more here on ….’Keiser: Deutsche Bank ‘technically insolvent’, running a ‘ponzi scheme’
“Max Keiser hit out against Deutsche Bank in the latest episode of his RT program Keiser Report, saying the bank was “technically insolvent” despite assurances from German Finance Minister Wolfgang Schaeuble that he had “no concerns” over his country’s biggest bank…
( but what about the poor Greeks?)
poor everybody….if they can’t keep all these balls up in the air for a very long time then we will all be Greeks
the German banks would not let Greece off the hook
the German banks (and Finance Minister) didn’t behave responsibly with the Greek situation…..just as we can expect them to continue to behave in the event more defaults occur….somewhat like Cyprus
Their method has been clearly signaled and is ignored at our own risk.
agreed “… ignored at our own risk.”
I suspect it’s not always the case but a bond buyback here looks desperate.
particularly one this insignificantly small….it is less than a drop in the overflowing bucket
Republican Lifeguard (cartoon)
Isn’t that the same idea from Paula Bennett?
Pretty much National’s entire basis for how they run welfare.
Can’t access the mobile version for some reason lprent. Been that way since at least saturday.
Garbage in, garbage out
And that doesn’t even take into account our loss of sovereignty. So, for us, the TPPA is a lose-lose.
but all is well, a real estate agent told me that the asian buyers (yep a realtor said the word asian) finally all received their IRD Numbers and House Sales will go up into the stratosphere in AKL again.
so who needs exports, n stuff ….not us not us
Quote: “Yet despite all this stimulus, growth is anaemic and deflation becoming entrenched in many countries. Increasingly, central banks are turning to negative interest rates as a last resort. Japan recently joined the ECB, Denmark Sweden and Switzerland.
What happens next could be startling. For example, the UK should start to consider ending all cash transactions to enable banks to levy negative interest rates on their customers, Andrew Haldane, chief economist of the Bank of England, argued in a speech last September, available here.
This is only one of the range of radical new tools central banks must devise to cope with the next recession, Martin Wolf, chief economics columnist of the Financial Times, wrote recently, available here.
Our Reserve Banks has been remarkably reticent on all these issues, even though it has missed every inflation forecast it has made in the past four years. With deflation looking ever more likely than inflation, it should take the opportunity of its March 10 Monetary Policy Statement to begin to engage business and the wider public on this fundamental challenge.
Reality is hitting home in may other ways, such as the forecast by DairyNZ that 85 per cent of dairy farmers will run at a loss this season.
Yet in Parliament on Tuesday, Key’s passing gesture to the real world was this:
“…weaker dairy prices, along with other factors, are contributing to slower growth in the nominal economy, which is expected to be around $17 billion lower over the next five years than was expected in last year’s Budget. This flows through to slightly less tax revenue, slightly lower operating balances and slightly higher debt, compared to Budget forecasts.” Quote End.
I wonder if people realise what the Bank of England nut bar is saying here? ……….
“For example, the UK should start to consider ending all cash transactions to enable banks to levy negative interest rates on their customers, Andrew Haldane, chief economist of the Bank of England, argued in a speech last September”
It is fucked completely.
He is saying – lets charge people to conduct transactions in order to save the banks.
It may take a while for this to seep in – especially to right wing brains…
its already happening in sweden, and in the US people on a benefit can only take $ 25 out a day, and they are charged for each transaction.
and not much discussed in our own sweet aotearoa
Quote: A cashless society could help us combat crime and tax avoidance by making it much harder to trade illegally and in an untraced way. It would also avoid the problem of cash hoarding if interest rates were ever cut to 0%, or even negative rates. It would make it much easier to have negative interest rates that gave the Reserve Bank the power to stimulate the economy by charging savers to look after their money. A move to a digital currency could also allow us to do without banks for transactions and save an awful lot of money in processing and conversion fees.
So why don’t we do it? Now that most people have smart phones and almost all retailers are connected to a payments network, it would seem a simple step to remove cash from the system. After all, many of us use EFTPOS and contactless Visa and Master cards to pay for things. Why not switch completely and remove all the cost and danger of storing, transporting and handling cash?
Yet it’s proving much harder than many thought, and it’s not just a New Zealand problem. Despite all the gadgets and terminals, there is actually much more cash in circulation than there’s ever been. The Reserve Bank reports there was NZ$4.96 billion worth of notes ands coin sitting in wallets and vaults and under mattresses as at March of last year. That’s up 61.6% from the NZ$3.07 billion in circulation just 10 years earlier. Quote end.
i do like how its always to combat crime, are we not just a bunch o suckers in their eyes.
yes we could do it….and it would aid in tax evasion…..unfortunately it will also aid in bail ins for the banks and right at the moment that is a very real risk…I .dont think anyone would be very happy about losing a significant portion of their savings,….except perhaps the bankers who have skimmed off obscene bonuses for providing the “service”….quarter (or whatever figure they determine) of an obscene unwarranted amount is still not a bad scam.
Watch , listen and follow very closely the chorus of cashless society shills. They are lining up, they are many , and they have local chapters in every corner of the globe
There are a small number of issues which will grab the attention of a huge percentage of the western world. This is one of the few
The more those few issues are openly pushed, greater numbers of people will begin to look more deeply into the lies behind them, rebel, or look for alternatives
What is this “nominal economy” and how is he getting away avoiding the impact of weaker dairy prices and other factors the real economy that real people operate in?
he does not live in the same economy than you and me. That is how he avoids the consequence of the selling of our country. When he is done he’ll bugger off.
I guess Planet Key only needs a nominal economy.
Everything’s ok… TPPA will deliver us the missing growth. That light at the end of the tunnel is the Brighter Future. You read it here first.