Shafted

Written By: - Date published: 9:30 am, March 11th, 2009 - 17 comments
Categories: ACC, national/act government, privatisation - Tags:

This is good. Here’s what ACC’s ads might look like once National’s had its way with it:

[Hat tip: Clarke in the comments]

17 comments on “Shafted ”

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  1. Sussy 1
    11 March 2009 at 11:25 am

    That’s really good work.

  2. ieuan 2
    11 March 2009 at 11:43 am

    Nice looking ad, well made.

    I don’t really understand why it is wrong for a family member to help out when someone is recovering from an injury? Isn’t that what family is meant to do?

    • Tane 2.1
      11 March 2009 at 11:47 am

      The idea is that the burden shouldn’t fall entirely on immediate family, as a society we provide for each other so that an accident doesn’t become financially ruinous for those involved.

  3. ieuan 3
    11 March 2009 at 11:53 am

    Tane – That is fair enough but the example given is someone is ‘shafted’ because in their retirement they shouldn’t have to look after their son or daughter who has had a accident.

    That is exactly what should happen.

    • BLiP 3.1
      11 March 2009 at 12:17 pm

      In that case I’m sure your parents would love to spoon feed you and change your nappies after you’ve been left well munted by a criminal – I mean, that’s exactly what should happen, isn’t it?

      • Chess Player 3.1.1
        11 March 2009 at 12:28 pm

        Well, who better to provide such care than close family members?

        You’d prefer a stranger, perhaps?

        Perhaps someone related to the criminal you refer to?

        Be careful what you wish for….

        • BLiP 3.1.1.1
          11 March 2009 at 12:43 pm

          What adult on Earth would want their aged parents to be responsible for nursing them after an accident? Perhaps when National has reduced our health service to a third world status, a parent might be the only one available but, in the meantime, it’s in everyone’s interest that the task be performed by professionals.

          • ieuan 3.1.1.1.1
            11 March 2009 at 12:55 pm

            So BLiP, just because our parents are old and in retirement they are no longer the right people to look after us when we might need it?

            Is there a magical age when parents no longer provide parenting and it becomes the job of the state?

          • Chess Player 3.1.1.1.2
            11 March 2009 at 1:12 pm

            If something terrible like that happened to either of my children, I would Insist on doing whatever I could, including spoon feeding them, and changing their nappies.

            After all, I have done that for them before….

            Can’t speak for others obviously, I will leave the generalising to you…since you are such an expert on what’s good for everyone else…

          • Chess Player 3.1.1.1.3
            11 March 2009 at 1:14 pm

            You mean like Nanny State?

  4. Draco T Bastard 4
    11 March 2009 at 1:36 pm

    http://thearchdruidreport.blogspot.com/2009/03/end-of-retirement.html

    I think everything that needs to be said is said in there. Retirement was available because the economy was expanding now that it’s effectively reached it’s limits and will start a permanent decline in the next few decades retirement is going to become a thing of the past.

  5. waynewhoever 5
    12 March 2009 at 10:45 am

    The maker of the Video obviously knows little of the ACC and the workings of.The Video depicts very accurately of what is happening now for claimants of ACC.I know of this from actual experience and indeed of what the Video shows is happening to our family at this very moment.The ACC does need A shake up right from the bottom.Getting away from the subject A bit but if you really knew how much of your hard earned cash goes to ACC you would be very horrified,especially the amount that is thieved from your pay packet! (up to six % in some cases)

    • Draco T Bastard 5.1
      12 March 2009 at 11:00 am

      But how much would you be paying from your pay packet for an equivalent insurance policy from a private insurer?

      Please note: Real world examples show that you would be paying a more and that you may not actually be covered.

      • waynewhoever 5.1.1
        12 March 2009 at 11:14 am

        Try claiming on ACC.You will find there many hoops to jump through and at the end of the day you may not actually be covered.ACC look at every which way they can get out of paying you.I know from experience.They (ACC) have A panel of their own”chosen Doctors” that tell them (ACC) what they want to hear and they keep on sending you to their Doctors until one tells them what they want to hear and then NO MORE ACC look after yourself mate we don’t want to know you,ACC A good thing ? yea right!

        • Clarke 5.1.1.1
          12 March 2009 at 11:32 am

          All the video seeks to point out is that National will make it much harder to claim under ACC, and some of the things that are currently free – like physio – will end up being charged for.

          If you think it’s tough to get a claim through ACC now, give it a try after a couple of years of Nick Smith being the Minister – it should be damn near impossible.

        • Draco T Bastard 5.1.1.2
          12 March 2009 at 1:05 pm

          Your experience is not the norm. Studies have already proven that our ACC is one of the cheapest, if not the cheapest, in the world while paying out far more often.

  6. rolla_fxgt 6
    19 March 2009 at 1:14 pm

    Draco T Bastard, I think you will find that for most people who have actually claimed ACC in the past few years that Waynewhoevers experience is the norm. I experienced it first hand, all I needed was 3 little bits of bone that were floating around in my elbow taken out, after an injury ACC ummed and ared for over 7 months before eventually agreeing that yes they did need to cover me. I had surgery within 6 weeks of them agreeing to cover me, and was back at work 2 weeks after that. And I bet I know what they put down as the time taken to get back to work I bet it wasn’t the 8 months, I bet it was the 2 after they agreed to cover.
    The actual cost of my surgery was relatively small, but the total claim cost was large due to ACC’s incompetence at actually booking me into see specialists, and getting the required scans. Plus the physio I needed after surgery to rebuild muscle mass, that I had lost in 8 months of non use, that wouldn’t have been required if I had been dealt with in a timely manner.
    I know of many cases that similar things happened, where cases took a lot longer to action than they should of.

    ACC have brought the problems on themselves my not being efficent and having systems that require them to keep on top of all claims.
    Heads need to roll, and the word needs to go out, that if you fail to do your job properly, then you get shown the door.

    If I had had private medical insurance I would of been dealt with straight away & they then would of chased ACC up for the cost of surgery, which still would of cost ACC less than it cost them in my case. Its not always that public is best, if I’d had medical insurance it would of been a case of private enterprise subsidising the public.