Entitleme.com – tax comparisons
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- Date published:
1:49 pm, December 17th, 2007 - 6 comments
Categories: tax -
Tags: tax
From the site:
“The only two universal truths. Death and Taxes.
Entitleme is an effort to deduce an individuals effective tax rate. The difficulty in calculating an effective tax rate stems from defining what is or is not a tax. My current thinking is, “if you don’t pay it you go to jail” it is a tax. A subsidy or rebate on the other hand is ‘if you can buy a bottle of wine with the proceeds’ its a subsidy. In this way, a Childcare/Housekeeper end of year rebate counts, but Under-5 free doctors visits aren’t.
The initial goal of this website is to calculate whether Australians pay more or less tax than Kiwis. Now that I’ve finally got most of the Inland Revenue and Work & Income calculations going – I can start on the Australian tax system. In the end I want to be able to compare most Western countries with each other.
As time goes by I’ll post interesting comparisons and peculiar anomalies in the New Zealand tax system. I’ll also finalise calculating the Rates burden for each individual city and region.”
Apparently we have Jon to thank for putting this together.
As he indicates, it’s a work in progress, but it’s great to finally have some sort of mechanism to help visualise these kinds of calculations.
Our site stats suggest that there’s a fair few people in government reading this – what about putting something similar together or paying Jon to do if for you… 😉
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- Release: Labour supports continuing fight for dairy access
Labour welcomes the National Government’s decision to further pursue our access to the Canadian dairy market under the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) ...3 weeks ago
- Release: Job losses devastating for Timaru
Confirmed news that the Smithfield meatworks will close is devastating for the hundreds of people who work there, Timaru and the wider region. ...3 weeks ago
- New Zealand First Member’s Bill to Improve Access to Palliative Care
New Zealand First has introduced a Member’s Bill which aims to improve access to palliative care for all New Zealanders, ensuring kiwis have better access to the compassionate palliative support they may need. The ‘Improving Access to Palliative Care Bill’ seeks to guarantee that every New Zealander has the right ...3 weeks ago
- Release: Further uncertainty for Kiwirail as jobs set to go
KiwiRail offering voluntary redundancy to all its staff is hugely concerning given the future of New Zealand’s rail system is under threat. ...3 weeks ago
- ASA Declares Hobson’s Pledge Advertising Misleading and Socially Irresponsible
Te Pāti Māori Co-leaders Rawiri Waititi and Debbie Ngarewa-Packer welcome today’s ruling from the Advertising Standards Authority (ASA), which found that a Hobson's Pledge advertisement regarding customary marine titles was misleading and socially irresponsible. The two-page wraparound ad, published in The New Zealand Herald, suggested that nearly the entire coastline ...3 weeks ago
- Release: Benefit numbers continue to soar under National
National’s all pain approach to beneficiaries has yielded no gain as benefit numbers continue to surge past projected figures. ...3 weeks ago
- Casey Costello: What Once Was…
Entering politics is a privilege afforded to very few and, as the saying goes, with great power comes great responsibility. Being an MP is a call to service. Whatever your politics you have a duty to show up. Whatever your party's policy, you have made a promise to those who ...3 weeks ago
- Soaring benefit sanctions push more into poverty
Sanctions on beneficiaries have sky-rocketed since the Coalition Government came to power, pushing more families into poverty. ...3 weeks ago
- International Energy Agency issues wake-up call on climate action
Today’s report from the International Energy Agency highlights how far this Government’s actions are dragging us backwards in the fight against climate change. ...3 weeks ago
- Release: Lack of funding puts pressure on frontline Police
News that 173 roles are being cut at Police will only put more pressure on the frontline. ...3 weeks ago
- Release: Bipartisan agreement on outdated marriage law
Changes to outdated relationships legislation has passed its third reading giving family violence survivors the power to quickly dissolve abusive marriages. ...3 weeks ago
- Appointments strengthen Conservation Boards
The latest Conservation Board appointments will help to strengthen environmental efforts across Aotearoa New Zealand, Conservation Minister Tama Potaka says. Mr Potaka today announced 64 appointments to the country’s 14 Conservation Boards. “Conservation Boards play a vital role as liaison between DOC with their regions, making their community’s voice heard ...3 hours ago - First steps towards National Infrastructure Plan
Infrastructure Minister Chris Bishop has welcomed the first steps from the Infrastructure Commission in developing New Zealand’s 30-year National Infrastructure Plan. The Commission today released a discussion document which outlines the Commission’s thinking in developing the 30-year plan, including looking at what’s needed over the next 30 years, what our ...4 hours ago
- Stats show Medsafe accelerates approval assessments
Associate Health Minister David Seymour says that Medsafe’s annual performance statistics released today show that Medsafe are accelerating their approval process. “The data produced in Medsafe’s annual statistics show that in 2023/2024 Medsafe expedited their assessment process for almost every category of medicine,” says Mr Seymour. For innovative new medicines ...5 hours ago
- New rules mean faster payment times for small businesses
New requirements for government agencies to pay their invoices faster and adopt labour-saving technology are an important part of our plan to rebuild the economy and support small businesses, Small Business and Manufacturing Minister Andrew Bayly and Economic Development Minister Melissa Lee say. “The Government is ambitious about lifting New ...5 hours ago
- Speech – Diwali 2024
Namaste. Namaskar. Namaskaram. Vanakkam. Sat Sri Akal. Kem chho. Greetings to you all. It is my great privilege, as Minister for Ethnic Communities, to host this year’s Diwali Celebration at Parliament. I am truly excited to be with you all for Diwali as your Minister, and I warmly welcome each ...22 hours ago
- Accelerating maths achievement for Kiwi kids
The Government is continuing to transform maths education, by trialling a targeted maths acceleration programme to give more Kiwi kids confidence in mathematics. “After discovering just 22 per cent of Year 8 students are at the expected standard for maths, we launched our Make it Count Action Plan to give our ...22 hours ago
- Government’s creative sector strategy released
The Government’s creative sector strategy is designed to increase Kiwis’ engagement with culture and creativity and to boost its economic contribution, Arts Minister Paul Goldsmith says. “Amplify has been released for public consultation and I encourage people to read the strategy and to share their feedback. “There’s an opportunity to ...1 day ago
- On-sold programme changes bring resolution to homeowners and taxpayers
Associate Finance Minister David Seymour has asked the Natural Hazards Commission (NHC) to make changes to how it delivers the On-sold support package to prevent a cost blowout while helping eligible homeowners repair their homes in a timely manner. The On-sold programme was set up by the Government in 2019 ...1 day ago
- Todd McClay to lead large trade mission to China
Trade and Agriculture Minister Todd McClay will lead a large trade delegation to the 7th annual China International Import Expo (CIIE) in Shanghai next week, followed by a visit to Guangzhou. This year, almost 70 New Zealand companies will participate in CIIE, to interact with over 3,400 exhibitors and 410,000 visitors. “This ...2 days ago
- New Charter to guarantee better access for hunting and fishing
Minister for Hunting and Fishing Todd McClay has today launched an Access Charter (the Charter) to ensure better access for recreational hunting and fishing on public conservation land (PCL) across New Zealand. “This Charter establishes guiding principles for the Department of Conservation (DOC) to provide clear and transparent decisions on ...3 days ago
- Pou Whenua blessing honours Tongariro
A beautiful new Pou Whenua at the beginning of the Tongariro Alpine Crossing will introduce visitors to the sacred landscape they are entering, says Conservation Minister Tama Potaka. Mr Potaka attended a blessing for the specially carved Pou Whenua at Mangatepopo, at the start of the track on 1 November. ...4 days ago
- New members appointed to the NZTA Board
Transport Minister Simeon Brown has today announced two new appointments to the New Zealand Transport Agency (NZTA) Board. Mary-Anne Macleod and Mike Rudge have both been appointed as members for three-year terms commencing 1 November 2024 and ending 31 October 2027. “Transport is a critical part of our Government’s plan ...4 days ago
- Welcome relief from new oestradiol gel funding
Associate Health Minister David Seymour is welcoming Pharmac’s funding of oestradiol gel, following global shortages of oestradiol patches earlier this year. “I’m well aware of the stress caused by the global shortage earlier this year. At the time I said I was confident Pharmac was working hard to find a ...4 days ago
- Deputy Prime Minister visit to Australia
Foreign Minister and Racing Minister Winston Peters will visit Australia next week. “Australia is New Zealand’s closest partner, and we are pleased to make this second official visit there for 2024 following the first ever Foreign and Defence Ministers 2+2 Meeting between our two countries in Melbourne in January,” ...4 days ago
- Applications now open for new training pathway
Applications have now opened for tertiary education organisations to seek Government funding to develop New Zealand’s first postgraduate diploma programme for associate psychologists, Minister for Mental Health Matt Doocey announced today. “Investment in this new training pathway supports the Government’s target to grow our mental health and addiction workforce and ...4 days ago
- Increased medicines access continues following budget boost
Associate Health Minister with responsibility for Pharmac David Seymour is pleased to see further increased availability of medicines for Kiwis following the Government’s increased investment in Pharmac. “Pharmac operates independently, but it must work within the budget constraints set by the Government,” says Mr Seymour. “When this Government assumed office, ...4 days ago
- New Zealand concludes high quality trade deal with the Gulf Cooperation Council (GCC)
New Zealand and the six-nation Gulf Cooperation Council (GCC) have concluded negotiations on a trade agreement that will open up significant opportunities for New Zealand exporters in the Gulf region, Minister for Trade and Agriculture Todd McClay announced from Doha today. Today’s announcement follows significant reengagement with the GCC following meetings ...5 days ago
- Government seeks views on remote court attendance
The Government is exploring how to modernise the law around people attending court remotely, to support access to justice and enhance court performance. Courts Minister Nicole McKee says the current law has not kept up with evolving court practices and public attitudes to the use of remote technology, nor been ...5 days ago
- Breast screening age extension begins in Nelson Marlborough
Free breast screening has been extended for 70 to 74-year-old women living in the Nelson Marlborough district, ahead of a national roll-out late next year, Health Minister Dr Shane Reti announced today. “Breast cancer is the most common cancer in New Zealand with about 3,400 women diagnosed with the disease ...5 days ago
- Te Māori Manaaki Taonga Trust Board strengthened
He toi whakairo, he mana tangata. The reappointment of one trustee and the appointment of four new trustees to the Te Māori Manaaki Taonga Trust Board will enable the legacy of Te Māori to be carried forward into the future, Māori Development Minister Tama Potaka and Arts Minister Paul Goldsmith ...5 days ago
- Affordable housing project supporting home ownership
Up to 300 affordable, healthy, community-tailored homes helping to support home ownership are set to be built in eastern Porirua, supported by Government funding for Our Whare Our Fale through the Building Homes for Pacific in Porirua initiative, Minister for Pacific Peoples Dr Shane Reti and Associate Housing Minister Tama ...5 days ago
- Dire benefit forecasts show the need for Welfare that Works
A new report that forecasts young people on benefits will spend an average of 20 more years relying on welfare underscores the need for the Government’s reforms, Social Development and Employment Minister Louise Upston says. MSD’s latest Benefit System Insights report, released today, which estimates how many future years different ...5 days ago
- Trade Minister travels to Doha for GCC trade discussions
Trade Minister Todd McClay will hold trade discussions with Gulf Cooperation Council (GCC) trade ministers in Doha this week. Minister McClay will meet with all six GCC Trade Ministers, as well as the GCC Secretary General. “This will be my seventh visit to the region this year including two Ministerial ...6 days ago
- Podiatry prescribers will boost patient care
Health Minister Dr Shane Reti and Associate Minister David Seymour say it’s great news that podiatrists will soon be able to prescribe medicines, meaning patients with painful foot and leg conditions don’t have to make a separate trip to the doctor. “This simple step means a big change for people ...6 days ago
- Historic redress inequities finally resolved for Lake Alice Unit survivors
The Government is addressing historic redress inequities for some survivors abused at the Lake Alice Child and Adolescent Unit. In 2001, the Crown reached a $6.5 million group settlement with 95 survivors subjected to abuse at the Lake Alice Unit. Law firm Grant Cameron & Associates (now GCA Lawyers) represented ...6 days ago
- ERO report shows Government’s truancy emphasis is vital
Associate Education Minister David Seymour says that the Education Review Office’s (ERO) timely report on chronic school absence released today is further evidence of a truancy crisis. “Chronic absence has doubled since 2015. This report reinforces that action is needed to ensure this generation reaches its full potential,” says Associate ...6 days ago
- Minister welcomes business view on AML
Associate Justice Minister Nicole McKee welcomes BusinessNZ’s report which addresses reducing the compliance burden on small businesses. “The challenges outlined in the report released today echo many of the concerns I have heard from businesses, which have informed my Anti Money Laundering/Countering Financing Terrorism (AML/CFT) priorities,” she says. “I have ...7 days ago
- Mangamuka Gorge opening in time for Christmas
State Highway 1 through the Mangamuka Gorge will be open for Christmas, with critical work currently underway to clear the large slips and dropouts that have caused significant disruption for Northlanders trying to get where they want to go quickly and safely, Transport Minister Simeon Brown says. “The Mangamuka Gorge ...7 days ago
- Trusted building professionals able to self-certify
The Government is proposing further significant action to reform the building and construction sector to support more affordable homes and a stronger economy, Building and Construction Minister Chris Penk says. “If we want to grow the economy, lift incomes, create jobs and build more affordable, quality homes we need a ...7 days ago
- New appointments to the TEC board
Dr Alan Bollard CNZM and Mr Bharat Guha have been appointed to the Tertiary Education Commission (TEC) board, Tertiary Education and Skills Minister Penny Simmonds says. “I would like to welcome the two new members joining the TEC board,” Ms Simmonds says. “Dr Alan Bollard CNZM is an experienced public ...1 week ago
- Move to fast-track overseas doctors welcomed
Fast tracking applications for registration by eligible specialist doctors wanting to practice in New Zealand is in line with the Government’s push to improve the health outcomes for New Zealanders, Health Minister Dr Shane Reti says. This fast-track pathway applies to specialists trained in anaesthesia, dermatology, emergency medicine, general practice, ...1 week ago
- Address to Western Sydney University: Constitutional and Rule of Law challenges in current global en...
Tēnā koutou Nau mai haere mai ki tenei hui Thank you to Vice Chancellor Williams, and the University of Western Sydney, for inviting me to speak today. I speak to you today in my capacity as Attorney-General – the New Zealand Crown’s Senior Law Officer. In this capacity, I serve ...1 week ago
- Security advice for start-ups welcomed
Minister responsible for the security and intelligence agencies Judith Collins has welcomed new guidance that aims to protect New Zealand’s start-up and emerging technology sector from the threat of economic espionage. “We are a nation well-known for our ingenuity, and our willingness to openly collaborate in the spirit of enterprise ...1 week ago
- Funding support to strengthen frontline volunteer service organisations
The Government has approved $23.1 million for four critical frontline volunteer service organisations to replace storm-damaged assets and provide training and equipment to improve New Zealand’s response to future emergency events, Transport Minister Simeon Brown and Associate Transport Minister Matt Doocey says. $14.6 million for Surf Life Saving New ...1 week ago
- Jones heads to international mining conference
Resources Minister Shane Jones will speak at Australia's largest annual mining event in Sydney this week to mark New Zealand’s return to the international industry stage. Mr Jones will attend the International Mining and Resources Conference (IMARC) where he will update the sector’s most influential players on the work the ...1 week ago
- NZ investing in Pacific disaster preparedness & climate resilience
New Zealand will contribute $20 million to the Pacific Resilience Facility, Prime Minister Christopher Luxon and Deputy Prime Minister Winston Peters have announced. “The Pacific Islands region faces severe challenges from natural disasters and climate change impacts and New Zealand is committed to doing its part to help meet them,” ...1 week ago
- Police to increase presence on Auckland public transport
Aucklanders will see a greater Police presence on public transport services to boost safety and reassure public transport workers and passengers, Police Minister Mark Mitchell and Transport and Auckland Minister Simeon Brown say. “Minister Brown and I are working together, alongside Police and Auckland Transport in response to the horrific ...1 week ago
- Government funds helicopter replacements
The Government is investing in eight new emergency helicopters to replace some of New Zealand’s ageing air ambulance fleet, Associate Health Minister Casey Costello and ACC Minister Matt Doocey announced today. “Our air ambulance helicopters play a vital role in saving lives around New Zealand,” Casey Costello says. “This is ...2 weeks ago
- China and New Zealand strengthen organic trade
An uplift to New Zealand’s organic product trade is expected through a new upgraded arrangement with China, Food Safety Minister Andrew Hoggard says.“The upgraded Mutual Recognition Arrangement (MRA) for organic products will deliver opportunities for our organic export sector.”The upgraded MRA was signed in Central Otago today by Andrew Hoggard ...2 weeks ago
- Judicial appointments announced
Attorney-General Judith Collins today announced two Court of Appeal and two High Court appointments. The four appointments will take effect on 21 November 2024 and are: Justice Christine French Justice French, who has been appointed President of the Court of Appeal, graduated with an LLB (Honours) from the University of Otago ...2 weeks ago
- What Kamala Harris’ Converse All-Stars tell us about how shoes shape our identity
Source: The Conversation (Au and NZ) – By Alexandra Sherlock, Lecturer, School of Fashion and Textiles, RMIT University Like most public figures, Kamala Harris adapts her footwear to different occasions. While her wardrobe includes traditional choices such as formal black heels, it was her appearance in Converse Chuck Taylor All-Stars ...1 hour ago - ‘I can make a band play like a singer sings’: Quincy Jones shaped our listening for seven decade...
Source: The Conversation (Au and NZ) – By Leigh Carriage, Senior Lecturer in Music, Southern Cross University The legendary composer, musical arranger and producer Quincy Jones has died at 91. Over his long career, Jones arranged and produced for a broad range of genres. His work blended the traditions of ...1 hour ago
- Govt Science Cuts Take NZ Even Further Backward
The Government talks about the need to tackle our poor productivity performance, and the need for a longer-term plan to arrest our decline, but their actions continue to take us in the opposite direction ...1 hour ago - Costello’s accusation has had ‘chilling effect’ on democracy, public servants say
The complaint comes after the Associate Health Minister accused health officials of undermining her efforts. ...2 hours ago - ‘I didn’t get the HRC job’: Stephen Rainbow’s human rights commission appointment just got w...
New messages released under the OIA show Rainbow acknowledged he ‘didn’t get the HRC job’ – then suddenly he did. Madeleine Chapman reports. “I didn’t get the HRC role but still very keen to help out,” wrote Stephen Rainbow to Act Party chief of staff Andrew Ketels in a text ...2 hours ago - West Papuan outcry over Prabowo’s plan to revive transmigration
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- Police minister denies claims children left on their own following police raids in Ōpōtiki
Police Minister Mark Mitchell says those claiming children were left on their own following police raids on homes in Ōpōtiki are "wrong". ...3 hours ago
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- NZ hopes for Harris, prepares for Trump
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While you might be reluctant to buy travel insurance, you’ll be glad to have it when things go wrong. As a natural catastrophiser, I spend a lot of time thinking about things that could go wrong – even on holiday. Perhaps I’ll be caught up in a life-threatening multi-car pileup ...5 hours ago
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Loading…(function(i,s,o,g,r,a,m){var ql=document.querySelectorAll('A,DIV,A[data-quiz],DIV[data-quiz]'); if(ql){if(ql.length){for(var k=0;k<ql.length;k++){ql[k].id='quiz-embed-'+k;ql[k].href="javascript:var i=document.getElementById('quiz-embed-"+k+"');try{qz.startQuiz(i)}catch(e){i.start=1;i.style.cursor='wait';i.style.opacity='0.5'};void(0);"}}};i['QP']=r;i[r]=i[r]||function(){(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)})(window,document,'script','https://take.quiz-maker.com/3012/CDN/quiz-embed-v1.js','qp');Got a good quiz question? Send Newsroom your questions.The post Newsroom daily quiz, Tuesday 5 November appeared first on Newsroom. ...10 hours ago
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The post Daily crossword, Tuesday 5 November appeared first on Newsroom. ...10 hours ago
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The server will be getting hardware changes this evening starting at 10pm NZDT.
The site will be off line for some hours.
Looks like a great site. Definitely a good idea!
You got to be joking, the higher you earn there seems to be bugger all difference, try $150k.
Thought there would be a bigger difference than that or is there some things missing?
it does say it is a work in progress – and don’t forget everyone pays GST even if their income is low they don’t pay any regular taxes.
I would be slightly better off in Oz according to the site – certainly not enough to tempt me across the ditch – the main reason seems to be their much lower social welfare spend. But who wants to profit out of the misery of the poor? Apart from the Nats of course.
Obviously the site is a work in progress, but it shows a ton of promise and as long as it’s kept apolitical and factors in different taxes accordingly then it’s going to be an absolute winner.
The only area I’d like to see real improvement on sooner rather than later is the “pretty graphs” which so far only seem to show family effective tax rate. At the risk of sounding like a redneck with a sense of entitlement, I’d be interested to see a graph for single people without dependants because this is my main gripe with Labour’s “tax relief” – ie, you get some back if you’ve popped out some sprogs, but to hell with you if you haven’t.
The Pretty Graphs page is anything but. Setting the Partner Income to zero, and Children/Dependents to zero, makes you single by definition. Of course, that also pretty much guarantees you get nothing back unless you are over 64 and can get NZ Super.
Nonetheless I will clean up that page tonight and remove the ambiguity.
What I get from entitleme.com is
“¶Uà ½Zñ6Xÿ)þ9oÂÂà ¡:4°Â¯z´y0.O9ß»XÂ’Û5x”ZDu¡Â³Ã‚ÂÇ%ÃÅ” —9 ÃŔÚÑãhr”j½ 6ºUìU©G”¢fÀÆèTLö’0µ9 l¶Ã²Ã‚¥Ã‚³Ã‚§’ÈÚ딱¾}95âہ¾ÃƒÆ’•Ã ¡Ã‚µÃƒ‒ bëà ‘ ËËÈZ\£-¸FƸÊ(æà “yh³6, à ‘ à ‘Â·@?ÃÅ Xa94Âòz &Ã‒ÃÂÄò½Ã‚rdâہ¾ÃƒÆ’Â¥p &ÃÆ’gb9&XF¯7ìÔ®à  ÔÄ{ÂÂà ¸” ;Mr߰âہ¾Ãƒâ€šÃ‚® ÚæA&IVȹ’~§Â¯.ÄËÅ”zúGË)ÃÅ’Ih¼ÃŽFÃÂ¥&ÃÂNÃÂÄ5¡”ºoCç³zpÂÂ-¶Â§Ãƒ‰Ãƒ¾Uû. âہ¾mñà “DÃŽ’2røYn¸ËŔxà ¸Ã “à ¸u”ËIó¹!KwÂÂÎÂûº5ó:Ir×—Ã‒&Ãâ„¢ ^£ î”°`”°ÃƒÆ’Ã…’RD)ÂÂ¥9GÃΓUM¹ÃžlÚú¤à ¾Ãƒ…ö¬Q”Ø&6&#ûXg—¶ ¡Â·Ãƒ²”º”¹eà ½$ãò2£W°Ã”õËŔÂÂÎÃÂÑ 7:üý_rþ?” %ï_ˆÀ \ ¢Â¿*Ƒ®Â¬’ÿ¡q ?BdúN!cUÃÅ MóˤjÛbP$ sãâ&¾d46RDeZ”¡ÃƒÆ’ˆM`ªKË™ËŔîj½@âë4,a”ºÃƒâ€šÃ‚»'[ÎÈ“¹Ãƒâ€šÃ‚³ÃƒÆ’‰Ãƒ¦I3u(ì±ÂÂ;” ”
Now that I can agree with, but
“>MÞSâہ¾ÃƒÆ’’¢7µÃ™Ã ½>£ÃŽ”¡”ºk_kë!öqìÃŔà6NÂÂÔ¨;à2 zB”¢7(ÃÅ’F>Ôxbà “I¬wÂÂÿÚÂÂq”[(pû÷” Ã'”/I½Â¾iÂÂ¥aàJ ÂÂoeùÔÛäà ¡”°Ãƒâ€šÃ‚eðÔº^ù”Ã…,~N”½Ã½Có”
is simply preposterous and
“ysà “ÃÂÃÂW%SÔ” ؔâ„¢~má½Ã¼Ã†‘®Ã•ÃƒÅ”³Ã¡Ã‚¤]µà ¾Ãƒ¦zA_Èæ” is just plain wrong, and I would suggest highly offensive to all those who have had to wøÃÂÃÂf*bikËŔñøk a ’5à ¡Ãƒ®”ú¡Ã ‘0ٲõ\®Ã´B”° in their life.
All I can say is 6wØjÂ| you